Where to get a survivor's pension? This is a common question. We will examine it in more detail. In the event that a person dies or is recognized as missing, and dependent on him were disabled citizens, then they have the right to apply for and receive payment from the state, that is, a pension due to the loss of the breadwinner.
In order for payments to begin, the fact of death, and, in addition, the absence of a missing person, must be documented. For example, a death certificate or a court document on the disappearance of a person is required to be presented. You should also know the size of the survivor's pension, how it can be issued, what types of payments are, and, in addition, where to go and what documents should be submitted. All this will be discussed later.
What kind of pension can I expect?
Russian legislation determines the following types of financial payments:
- An insurance pension or in another way it is also called a labor pension. Such a pension may be accrued in the event that the deceased had seniority. An important condition in this case is the requirement that the resulting death was not the result of a person’s criminal actions.
- Social pension. It is established in the event that the deceased had no insurance experience, and, in addition, in situations in which the breadwinner passed away due to an unlawful punishable act of a relative, which must be proved in court.
- The state, or in another way, military pension, is assigned to members of the military families, astronauts, as well as those who suffered in technological disasters. The amount of the survivor's pension in all these cases will be different.
It should be noted that for one person, for example, a mother or spouse, an insurance pension is necessarily assigned regardless of whether he was on the maintenance of the deceased.
Now we will consider possible applicants for payments, and how to apply for a survivor's pension for a child.
Who do they apply for a pension for?
An insurance pension resulting from the death of a breadwinner is drawn up for disabled relatives. It is accrued for any length of service, even if its duration is only a day. Not everyone knows who is entitled to a survivor's pension. The following persons belong to the group of disabled citizens, according to Russian law:
- Children or grandchildren, and, in addition, sisters or brothers who have not yet reached the age of majority or 23 years.
- A pension is also granted for the loss of the breadwinner to the wife of the deceased. Grandmothers or mothers if they are 55 years old or more. Grandfathers or dads, if they are 60 years old or more. A pension is granted if there is no one else to support them.
- Persons with disabilities who can act as sisters, children, brothers or grandchildren who are already eighteen years old, but before reaching the age of majority, a disability group has already been drawn up. Who else is entitled to a survivor's pension?
- Grandparents with disabilities if there is no one else to support them.
- Parents or spouses who are disabled.
- Grandfathers or grandmothers, mothers and fathers, wives and husbands, sisters and brothers, sons or daughters who are already adults, but who do not work because they take care of any relatives who are not yet fourteen years old.
In the event that a person who receives an insurance pension as a result of the death of a spouse re-marries or marries, then the payments will remain. The same applies to children receiving a pension who are adopted.
With a more detailed list regarding cases of obtaining state and social services. Payments can be found in detail on the online portal of the Pension Fund, and, in addition, in legislative acts. Where to get a survivor's pension?
Ways of handling
If a right arises to receive regular payments, a citizen can apply for their calculation and calculation at any time.
An insurance pension as a result of the loss of a breadwinner is assigned on the day of application, but not before the right to it arises. In the event that the appeal was noted later, then payments will be appointed from the day of death. But, if from this time a year or more has passed, then payments are assigned twelve months earlier than the time of filing the documents.
A social and state pension is assigned from the first day of the month when they filed an application with the necessary documents. For the calculation and calculation of payments, you should go to the department of the Pension Fund, and you can also go to the Multifunctional Center. In addition, you can send documents by registered mail with notification by mail. Where else to apply for a survivor's pension?
It is possible to submit your application electronically. This is done on the official online portal of the Pension Fund. You can do this in your account. To do this, you need to register by confirming your personal data in a single authentication system on the website of public services. The procedure for applying for a pension as a result of the loss of a breadwinner for an adult or a child is absolutely identical. For this, you will also need to fill out an application and submit the necessary documents.
How do I get a survivor's pension, and what documents are needed?
Citizens will be required to submit the following documents:
- ID card of the person who is applying.
- Confirmation of the death of the breadwinner or his disappearance. In the second case, a court decision is required.
- Documents that prove kinship with a deceased person. For example, it may be a birth certificate or adoption, and so on.
- A work book or any other documents if there is none. Documents must confirm the working experience of the deceased. For example, it can be agreements along with pay books, certificates of average salary, orders, extracts from them, military ID and the like.
- For children under the age of eighteen years, disability confirmation is not required, as they are therefore legally recognized as such.
- Of the additional papers, which depends on the circumstances, you may need a certificate of disability, or the death of the second parent. In addition, family income certificates may be required to confirm that they are dependent.
- Details of the savings book for the transfer of payments.
How and where can I get a survivor benefit, many are interested.
Payout amount
The amount of the insurance pension due to the loss of the breadwinner "VP" depends on the personal pension coefficient "LPK", as well as on the cost of the coefficient "SK" on the date from which the payment is calculated. More details on the method of pension payments can be found in Federal Law No. 400. Thus, the equation for the calculation will be as follows: VP = LPK * SK
The legislation provides for a fixed surcharge, which since 2016 has been equal to 2279 rubles. for each relative who is recognized as disabled. The amount of the pension payment due to the loss of the breadwinner (for example, the parent) for a child under 18 or 23 years old is 4,959 rubles. And for a child who has lost two parents - 9 919 rubles.
How to apply for a survivor's pension in Russia for military personnel?
Regarding the military, it should be said that two hundred percent of the pension will be received by relatives if the breadwinner passed away due to a military injury. One hundred and fifty percent is issued in the event that he died due to a disease that occurred while serving.
Let us examine in more detail how to apply for a survivor's pension for a child.
Assignment of insurance payment
To assign an insurance benefit due to the loss of a breadwinner, the following conditions must be met:
- The experience of the deceased breadwinner should be at least one day.
- Documentary confirmation of the fact of death is required, or his recognition as missing in court.
- Stay in custody of a deceased breadwinner.
How long is the pension assigned?
The application for the purpose of payment is considered by the Pension Fund no later than ten business days from the date of receipt of the relevant documents. The insurance pension as a result of the loss of the breadwinner is issued from the day of death if the request for this payment was received no later than one year after passing away.
Therefore, you need to have an idea of what is a survivor's pension, and how to apply for it.
How is the pension paid?
It is paid monthly. A pensioner has the right to choose, at his discretion, the organization by which the pension will be delivered, and, in addition, the method of receiving it. For example, this can happen at home or at the cash desk of a delivery institution, or to a bank account. In addition, a trustee may receive benefits for a pensioner. Pensions are paid on the basis of a power of attorney that is valid for more than a year and is made during the entire period of validity of the relevant document, provided that the citizen annually confirms the fact of registration at the place of receipt of the pension.
How can retirement benefits be delivered?
The allowance can be paid through Russian Post. A person has the right to receive his pension at home, or to do it on his own in one of the post offices at his place of residence. In this case, for each pensioner, the date of receipt of payment and a certain delivery schedule are set. But at the same time, security can be paid after a fixed date within the delivery period.
It is better to know the date of completion of the payment period in advance, since it may differ in each department. In the event that the pension was not received within six months, this means that its payment has been suspended, and a new application must be written to the FIU in order to resume transfers again. Where can I get a survivor's pension, we explained.
Citizens can receive their pension at the cash desk of a bank branch or apply for a card. In this regard, it should be noted that since July last year, only MIR payment system cards are issued for the payment of pensions. Thanks to her, you can withdraw funds using an ATM. Pension is delivered to the child after the loss of the breadwinner for the current period on the account on the day the funds are received from the Pension Fund branch. You can withdraw your funds from the account immediately. Crediting to the accounts of pensioners at a credit institution is carried out without charging a commission.
It is also important to note that pensioners who are currently receiving payments to accounts that were opened with various credit organizations in Russia will soon be transferred to the MIR national system as the validity period of current plastic cards expires.
Through an institution that delivers pensions, citizens can receive their funds at home or on their own in such a place. A full list of such institutions in a given region can be found in the Pension Fund. The schedule for paying pensions through another institution that delivers cash is exactly the same as through post offices.
How and where to apply for a pension (benefit) for the loss of a breadwinner, it is recommended to check with the Pension Fund of the Russian Federation.
In order to choose a suitable delivery method or change it, a citizen must notify about this:
- In writing. You can do this by submitting an application to the fund that has appointed the payment. For this purpose, an application is used to choose the option of pension delivery.
- Electronically. In this case, a corresponding application is submitted on the website of the Pension Fund in the personal "account" of the citizen.
Pension delivery for minor pensioners
In this situation, the delivery of the pension to the child upon loss of the bread-winner is carried out at will:
- Through a credit institution.
- Through the post office. In this case, payment is made by other organizations for the delivery of pensions by presenting the amounts at home or at the cash desk.
It is important not only to know how to arrange an insurance pension in case of loss of a breadwinner, but also to adhere to some recommendations.
The main feature of the delivery of payment to minors is that the citizen himself has the right to a pension, while the delivery of the corresponding transfer can be made not only in his name, but also to his legal representative, for example, mother (father), guardian, adoptive parent or guardian .
Thus, in the event that the recipient is a child under the age of eighteen, the delivery of funds can be carried out by his parent or guardian to the account of the specified citizen at a credit institution or through a post office. In this case, the delivery document will be drawn up in the name of the authorized person.
It is also important to note that the amount of pensions due to a minor citizen is credited to a separate account that is opened by the person who is his guardian or trustee. Funds may be spent without prior permission from the guardianship authorities.
Parents are also covered by the above procedure for the delivery of pension payments in accordance with the relevant provisions of the Family Code. A child who has reached the age of fourteen has the right to independently receive his or her established pension through a postal service or another organization that delivers payments. He can also receive transfers to his account at a credit institution.
Finally
Thus, the insurance pension as a result of the loss of the breadwinner is assigned in favor of disabled family members of a deceased relative whose dependent they were. An exception is made by citizens who committed a deliberately punishable act, which entailed the death of a breadwinner, and was established within the framework of the judicial procedure.
Now we know how and where to apply for a survivor's pension.