One of the conditions for successful economies is the free movement of funds. Theoretically, it exists. But in practice, a person who asks himself in the manner of “how can money be transferred from Russia to Ukraine” find it difficult to obtain comprehensive and best information. But this will now be fixed.
general information
In general, the funds quite successfully move and so. But after tightening control, which was authorized by the State Duma of the Russian Federation, many began to search for alternative ways. Therefore, in the framework of the article, it will be considered how to transfer money to Ukraine from Russia and, conversely, as of 2017. Attention will be given to both traditional methods and new, rather poorly known. So is money being transferred from Russia to Ukraine? Yes! Politicians can complicate things, but they cannot afford to ban.
How did it all start?
On March 22, 2017, the State Duma of the Russian Federation adopted a law which clearly prohibits the use of foreign payment systems when transferring money. This was a response to similar, albeit somewhat smaller in scope, sanctions by Ukraine. And according to modern requirements, now for this you need to open a special bank account. Alas, politicians make life difficult for ordinary people. And we can only look for where to transfer money to Ukraine from Russia and vice versa. Consider the following options:
- SWIFT;
- electronic money;
- social networks;
- cryptographic currencies;
- plastic cards;
- post office;
- with the help of intermediaries.
So how to transfer money from Russia to Ukraine and vice versa?
Swift
To do this, you need to apply for a card at a branch of one of the banks in each country. In this case, you should use the services of international systems like "Visa" or "MasterCard". In this case, we replenish the account and transfer funds between them. The commission is removed, so you can see ahead of time which financial institutions require less. The transfer will go through the banking system of the international level SWIFT. This method is versatile and reliable. But, alas, considerable commissions (reaching 5%, or even more) spoil the positive impression.
To reduce losses, you can look for financial institutions that do not require regular payment for the use of cards.
Electronic money
This is an easy and quick way. Electronic money is a qualitative answer to the question of how to transfer money to Ukraine from Russia. It should be noted that the use of the popular Yandex.Money system is not possible due to its prohibition of activities in the territory of a friendly state due to the appropriation of Crimea and the war in the East, as well as internal specifics. So, for example, just a few months ago, “Yad” zeroed the accounts of all its Ukrainian users. Therefore, an attempt to use it may result in the loss of all means. In the case of WebMoney a little easier.
But sometimes it’s better to act through the official intermediaries of this payment system. In addition, they usually have a ruble to hryvnia exchange rate better than WebMoney itself. But that is not all. How to transfer money from Russia to Ukraine using foreign payment systems? Quite recently, Paypal launched its activities. For example, "PrivatBank" offers its users the opportunity to work with it directly without intermediaries, transferring and cashing their money from anywhere.
Social networks
Speaking about how to transfer money from Russia to Ukraine, it is impossible not to note several rather unusual possibilities.Specifically, now we are talking about social networks. If you have plastic cards, then you can interact with them. These include MasterCard, Maestro and Visa. In this case, social networks act as original banks. True, alas, the largest of them are now also on the list of sanctions created by Ukraine. Reviews of users of social networks indicate certain difficulties when using this method of transferring money.
Cryptographic currency
This is perhaps the most unusual way. Agree, asking questions about how to transfer money from Russia to Ukraine, you do not expect to hear about technology that has not been ten years old. Want to send funds without going through any supervisor? Well, cryptographic currency is the best suited for this. Let's talk about the most popular cryptocurrency - about Bitcoin. Of course, he is not favored in any of the countries. In Ukraine, it is now formally outlawed. But to buy and sell it is quite possible.
As an example - all the same "PrivatBank", which was the first to announce its readiness to accept this means of payment. At the same time, transfers are not charged, and losses on the difference in rates fluctuate in the range of up to four percent of the total. But it should be recognized that this method is very extreme. Think the matter is hidden difficulties? No, the answer lies in the extremely high volatility of Bitcoin. On the one hand, while you buy and sell it, it can grow well. And then get more money. But Bitcoin may be cheaper. Then there will be losses. In this case, it is possible that quotes grow or become cheaper by twenty to thirty percent in just a few hours. So, at the beginning of this year, it cost about one thousand dollars. Now it is bought a little less for 2000, although just recently it almost reached the milestone of 3,000 American presidents for 1 Bitcoin! Here's how to transfer money from Russia to Ukraine with extreme and secret.
Plastic card transfer
There is also a semi-legal way and, according to reviews of people who have used this method, is a rather difficult way. In this case, it is necessary to draw up a card for a relative from another country and transfer it to someone who needs it, having provided the security code. How thus to transfer money to Ukraine from Russia? Sberbank is the largest and most recognizable financial institution in the Russian Federation. We send a trusted person, he orders a card and sends it by registered letter.
A code is provided by phone / email. And you can use it. But you need to consider certain points. Most importantly, banks do not allow transferring cards and passwords from them to third parties. Therefore, in the case of the disclosure of this fact, certain troubles arise in the form of blocking both funds and accounts. Similar can be said about how to transfer money from Ukraine to the Bank of Russia. Laws are alike everywhere. The question is only in execution.
post office
This is a fairly old method, but still popular. It is required to put the entire amount in an envelope, issue it in the mail as a money transfer (which implies insurance) and send it. But the commission can make up to six percent of the total amount, and nobody has yet canceled the probability of loss.
Ukrainians rarely complain about the work of their mail, while in Russia there are a lot of complaints about the loss of parcels, letters of transfers and negative feedback about the work of the postal service. You can save on commissions and send as an ordinary envelope, but in this case the likelihood of "loss" will increase even more.
Intermediaries
There are several options here. You can contact official or illegal intermediaries. The first option was considered in the case of WebMoney. In this case, the money is transferred to persons who have been officially recognized as trusted entities. At the same time, they change rubles to hryvnias (admittedly, at a rather favorable rate) and transfer money according to their structures.You can use illegal intermediaries to transfer money.
Consider this option: a group of people from one settlement went to work as builders. They have already earned quite large amounts of money. One of them needs to return, but others want to earn extra money. And they give their courier the money they earned so that he gives it to their families. This option requires considerable trust, according to reviews of residents of both countries, is quite risky. Even if he turns out to be crystal clear and a man of high moral principles, there is a possibility of losing the available funds or that they will be stolen from him. It is also possible to create various illegal schemes that have been used by migrants from Uzbekistan and Tajikistan for many decades. Alas, such a turn of affairs will be sad. After all, the Central Bank can’t even figure out with guests from Central Asia, let alone Ukraine. True, frankly speaking, the deputies of the State Duma were somewhat late. Since 2014, the amount of transfers has already fallen by more than two times (in dollar terms), and now they are likely to make Ukrainians reorient to other markets even more.