The popularity of bank cards is known to all. One of the most popular are Tinkoff bank cards, it doesn’t matter - credit or debit. But despite all the simplicity and convenience of using them, the question sometimes arises: how to recharge a Tinkoff card without a commission?
Bank cards
Like any financial institution, Tinkoff Bank, among other services, offers its regular and future customers to issue cards. They can be both credit and debit. So, the most popular credit card is the Platinum card. But when choosing debit cards, most customers prefer Tinkoff Black. But, any of them requires replenishment. This is necessary to repay the loan or make purchases and payments. Where to recharge the Tinkoff card? This operation can be performed in several ways. Consider the most common.
Top-up from another card
One of the most popular ways is to replenish the Tinkoff card from another card. You can do this in your "Personal Account" via the Internet or a mobile bank. Money will be transferred to the account instantly. Moreover, in the process of transferring funds from a card to a Tinkoff bank card, no commission will be charged. But a third-party financial institution can take money for the transfer. So, for example, for a transfer from a MTS card, the commission will be 50 rubles, regardless of the amount. Sberbank also does not take extra money for transferring from a card, but only if it is not credit.
This method of replenishing the Tinkoff card from another card is the fastest and most convenient. You can make a transfer not only via the Internet, but also in any terminal.
Top-up via another bank
The question of how to recharge a Tinkoff card without a commission is of interest to many. This is due to the fact that this organization does not have its own offices and works only via the Internet. But, despite this, you can replenish the card at any of the other banks. It is important to consider that most of them may charge a commission. However, replenishment of the deposit will even be beneficial. And what does it consist of?
Everything is very simple. Since many banks charge a fee for the transfer of funds, Tinkoff is ready to compensate for these costs. The amount of compensation, although insignificant, but still pleasant - 0.5 percent of the replenishment.
Online Recharge Methods
How to recharge a Tinkoff bank card via the Internet? It is most convenient to carry out this procedure through the "My Account". It doesn’t matter from which device to do this. Any gadget will do:
- Smartphone.
- The tablet.
- Netbook
- A laptop.
- Computer.
In addition to the "Personal Account", you can replenish the card through any online wallet. For example, Webmoney. But it is worth considering that in this case the commission is withheld. It is 50 rubles, regardless of the amount, plus interest. But they are very insignificant.
You can also top up your credit or debit card with other, no less popular online wallets. For example, through Qiwi or Yandex.Money.
Replenishment through partners
Now a little about how to replenish the Tinkoff Bank card through partners without a commission. This can be done at many points of sale, as well as in mobile phone stores. So, for example, it is easy and simple to do this through terminals installed in the following places:
- Salon-shop "Euroset".
- The Messenger.
- Salon of mobile communication MTS.
- "MEGAPHONE".
- Beeline.
In this case, replenishment of the card can be done by depositing funds not only through established terminals, but also through the cashier of the store. The crediting of funds will take from fifteen minutes to one day. But it is important to consider that some telecom operators may set limits on cash deposits. Information about this should be clarified in each of the sales salons of services. Also, few terminals accept denominations of five thousand rubles. It is worth taking care of this in advance if you intend to deposit a large amount.
In addition, you can replenish the card through the contact transfer departments "Contact", "Golden Crown". Tinkoff also has partner banks that will not take commission money. But, unfortunately, they are not present in all Russian regions. These banks are:
- "Credit Bank of Moscow".
- MosOblBank.
- BinBank.
Here are all the basic ways to recharge a Tinkoff card without commission and as quickly as possible.
Set limits for replenishment of a card
Before making a choice how to replenish a Tinkoff card without a commission in the most convenient way, it is important to consider that there are limits on depositing funds.
Today, each of the terminals has its own limits for replenishing bank cards. But at the same time, it is important to take into account the restrictions set by the bank. So, in many communication salons through the terminal it is impossible to deposit more than fifteen thousand rubles.
The total amount of replenishment rarely can exceed six hundred thousand rubles. There are also restrictions on the number of replenishment. They should not be done more than 20 times a day. When replenishing from card to card, the transfer amount should not exceed seventy-five thousand. If the specified limit is exceeded, the bank will withhold a commission in the amount of two percent.