Have you ever thought about what is the main asset in your life? Many, answering this question, list apartments, cars, houses and cottages, that is, their property. Others say that this is their hearth, the circle of family people, children in the first place - that cannot be attributed to material values, but at the same time it is the greatest wealth in the life of each of us. Only a few mention that each of us is an asset for ourselves. After all, no one will do something better for your family than you yourself, and no one will think about your future except you.
The essence of the article
Based on the foregoing, we want to note that absolutely any ways to increase capital are divided into two conditional groups:
- Investing in yourself.
- Investments in comprehensive projects.
After reading this text to the end, you will learn how to increase capital and what are the methods of investing money with maximum return.
A few words about maximum returns
To achieve the maximum work of your capital for you and achieve the highest KPI, combine the mechanisms of working with assets, trying to work with various types of investment tools.
The best way to organize your capital is to keep a personal financial diary, making notes in which, at the same time, you will create a financial plan.
Top Actual Capital Gain Methods
Today we have to get acquainted with the ten most popular methods of investing. So let's get started. We hope you find the information below helpful.
Investing in yourself, or Why you need to insure your life
Insurance is considered the first and perhaps the most important of the investment tools. Investing in life and health insurance is a reliable support for the formation of future capital.
Types of insurance
There are two types of insurance: risk and endowment.
Endowment insurance is a system of financial instruments for managing personal money that combines an accumulative savings system and at the same time guarantees the security of financial assets.
The principle of accumulative insurance
- Contacting an insurance company.
- Drawing up a personal financial plan with subsections.
- Formation of a schedule with clearly limited deadlines for making payments.
- Accumulation of assets.
- Payment of the accumulated amount by a certain date specified in the contract.
The indisputable advantage of such an investment is the reliable protection of your personal health and life. Following this pattern, after a while you will notice that your investments are multiplying. This is one way to learn how to increase capital.
Risk insurance involves the purchase of an insurance policy for a period chosen by the client, in most cases for 12 months, in which the norms and amounts of payments are strictly regulated, and insurance cases are also prescribed. Using this type of insurance, you will be able to cover only the financial risks of injuries arising from an accident.
Insurance benefits
- In case of unforeseen circumstances, you always have money with which you can hedge.
- Additional savings as a result of using the funded system.
The negative sides of such an investment
- Irrevocable loss of money in case of non-occurrence of the insured event, if you signed a risk insurance contract.
- Low rate on the savings system of an asset invested in insurance.
Whether one wants it or not, a causal law rules the world.In another way, it is called the boomerang law, which states that everything that you give back is returned to you.
Investing in yourself has one indisputable advantage - you can never lose them. Each coin invested in a person wisely will bring you thousands of dollars in profit in the future.
Jewelery Investments
This model of investing money dates back to ancient times. Noble metals: platinum, gold and silver - have always been highly valued. Investments of this nature are divided into several ways:
- The acquisition of precious metals in the form of ingots.
- Investing depersonalized metal accounts.
- Purchase of stock or stock exchange futures of individual companies.
Advantages of such an investment
High stability of investments. Assurance of asset retention regardless of inflation.
The negative side of this type of investment
In case of growth of speculative assets, precious metals lose value.
Works of art and antiques as a subject of investment
A great option for investing free capital is the value of art. You can earn in this way on antiques, which are dear to art lovers. Some people: collectors, scientists and simply connoisseurs of the beautiful - are willing to pay any price for the item they need in order to replenish their collection.
The benefits of such an investment
Rising prices, characterized by stability, which is a profitable solution and a good answer to the question of how to increase capital.
Disadvantages of investing antiques
- Relatively low percentage of liquidity.
- The risk of acquiring a fake.
Collectibles and rare items as a subject of investment
Such a contribution method only develops the previous method. It is isolated separately, because collection items and simply rare things have initially high value, which also grows with time.
If you are interested in such a topic, you understand it and know where to get such things, as well as how to sell them, plus you have sufficient capital - feel free to invest part of it in this matter.
If this is not the case with customers, note for yourself that visitors to topic forums on the Internet can be potential customers for your business.
Investment Benefits
Quick and good income from reselling a valuable item.
Significant disadvantages of investments
- Relatively low liquidity.
- Problems in terms of finding buyers.
Contributions to Intellectual Property
Do not know how to increase capital - design, make, create! Many have heard about patenting inventions / technologies, but does everyone know how this works?
Patenting is aimed at preventing the illegal use of the subject of a patent without permission of the owner.
Investing in intellectual property is another option, how to increase personal capital.
The benefits of choosing this type of investment
- Obtaining additional passive income.
- Ability to resell a patent (trademark).
The negative aspects of investing in intellectual property
The risk of not finding the buyer / tenant of your intellectual property.
Investing in Internet Projects
PAMM accounts are opened on special investment services and bring passive income, allowing investors to earn money without resorting to the services of intermediary sites. This method of investment is suitable for those who understand the principles of the functioning of marketing on the global Internet and understand the technical aspects of this type of activity.
There are more than enough ways to increase your initial capital on a personal Internet project. Choosing this method of investment, you discover a new field of activity: earning at home.
You can create such a project of earnings yourself, monetize it and gain new experience in such an industry.You can also sell e-projects using special platforms for these purposes. For example, telderi.ru.
Investing on the Internet is one of the most powerful ways to understand in practice how to save and increase capital. Moreover, make it work for you.
Advantages of earning this type
High percentage of profitability on small deposits.
Disadvantages of Online Investing
The need for special knowledge or the hiring of qualified specialists to maintain PAMM accounts.
Relationship with the environment
When reviewing this method of investment, I would like to note that investments in oneself as a person are direct and indirect. Investment - any investment of any resources in order to receive dividends.
Dividend - return on deposit in the form of interest for a specified period of time. They are financial, temporary, social.
In general, such a strategy of investing money has a good effect on relationships with people around.
The advantages of such an investment
- The growth of self-esteem.
- Work on the creation and strengthening of the necessary connections.
Cons of this type of investment
The need for free capital and time, the versatility of a person engaged in such a thing, communicative skills.
Creating a personal brand
“Earn yourself a name that will earn you everything else!” - this is the wise expression that anyone who wants to achieve success in business and understand how to increase capital without risk must follow.
Reputation is the driving mechanism in business, because the client always chooses the one who, according to experts, customers and customers, is more reliable.
The advantages of investing personal assets in a reputation (own name, personal brand) include the stable receipt of returns throughout life.
The negative aspects of this method of investing include a long period of failure of positive authority, which is easy to lose in case of inept appeal to the client.
Deposit or cell in a bank
Bank deposit is one of the best savings tools. This method of investment is very popular. Each banking institution offers its client the service of opening an account to save personal funds, while also paying money for this. The savings system is based on the annual interest rate%, and the contract with the bank is concluded for a selected period of 12 months. But is such a method safe and will you lose your money?
A bank deposit is your financial reserve with the following advantages:
- Easy to use deposit as an income tool.
- The interest rate covers the size of inflation, which means that purchasing power is growing due to profit from the deposit rate.
- Reliable protection of your money.
- An opportunity for legal entities to put their money into circulation and make a profit from it. Here is another option for you, how to quickly increase capital.
So, you have familiarized yourself with the most effective and popular ways of investing in order to increase capital.
You have probably already noted: the method of investing in yourself using various financial instruments is the best option to increase capital.
In conjunction with other investments of tangible and intangible assets, investing in oneself offers a person the opportunity to realize one hundred percent, eventually bringing an amazing result, which will become more noticeable every year.