The question of how to make money on investments interests almost every second modern person. It is not surprising, because passive earnings by investing money in a particular business is the oldest method of increasing their income. It is profitable, reliable and quite affordable for every person with an average salary. However, you can talk about popular financial instruments that help you organize your passive income in a little more detail.
Option for everyone
Talking about how to make money on investments, you should first of all note the attention of the method, which is characterized by a low degree of risk. It involves opening a bank deposit. This method is good for its versatility. It is really available to every person - there are even deposits that can be opened with only 1,000 rubles available. True, there will not be much profit, but the very fact of general availability pleases.
In order to maximize profits, you have to study well the offers of different banks. Some set 5.5% per annum, for example. And for some, the rate reaches 11%! The difference is very noticeable. In the first case, after a year, from the amount of 100,000 rubles a person will receive only 5,500 percent. And in the second - 11 000 p. And if there is a larger deposit amount? By agreeing to the first available offer, you can lose a considerable part of potential profit. Therefore, it is better to spend some time studying this topic.
Forex
This option provides for high risk passive income. However, many people come to him, thinking about how to make money on investments.
Risks are high, but likely profit is beckoning. Of all participants in trading operations, only 3-4% of traders become successful. And this is the official data. Of course, you can earn money, but for this it is not enough to take a monthly Forex course. You need at least a good economic education.
However, you can decide on fiduciary management of finances. The point is simple. A person invests money, and an experienced trader manages it, with whom his client subsequently shares the profit. Which, at times, reaches 100% of the invested funds. To get started, you need to find out which companies earn money on investing in Forex and familiarize themselves with their conditions.
There are risks, of course. Therefore, it is important to make a competent choice and take diversification into account. If the funds allow, it is better to start cooperation with several trading companies. The instability of the financial market can sometimes not be predicted even by experienced players. So if one of the companies merges the client’s account, the loss will not be so significant when the other part of the funds is managed by specialists of another company.
Investments in business projects
If you are interested in where to invest money, then this option may well be considered. The bottom line is that many people have good ideas for starting their own promising business. But they do not have start-up capital. Therefore, they create business plans that can reveal the idea and prospects of the project, after which they look for people who would allocate their money for its implementation.
Investors agree, and give out funds to a budding entrepreneur. Either at a percentage (which can reach 50% or even more), or with the condition of becoming a co-founder. A successful project quickly pays for itself. Each participant in the transaction benefits.An entrepreneur does not need to try to win over a bank and try to get money from the state, and investors receive such interest that no financial institution will provide them with a deposit.
But, again, you don’t have to invest all of your money in one project. There are the same risks as with Forex.
Active attachments
Everything that concerns them is worth exploring for everyone who is interested in a really solid passive income on investments. Indeed, active investments can bring good income in 2-3 months. Without crime and financial pyramids.
And we are talking about investments in our own business project. At times, 100,000 rubles can be paid back in 10 times in three to four months. And sometimes "burn out." It all depends on what kind of business model a person made a choice.
And you can decide on partnership cooperation. All profitable firms need people who could help increase sales or promote services. The point is simple. A person becomes a partner of a company, investing in its development not only financial resources, but also time. But in the end, he gets a good profit. A great example is one online store from Germany that sells gold. He has a very competently developed affiliate program. Spending about two hours to work a day, investors receive about 1,700 euros per month. And this is only the first time. Further more. It all depends on the capabilities and desires.
Stocks
They deserve special attention. Long-term equity investments are not the easiest way to make money. To try yourself in it, you need to determine the amount of invested funds, trading strategy, the specifics of the stock market and many other nuances.
First you need to understand a few points regarding income. The profit received from investments in shares may be one and a half to two times more than from bank deposits. The expected return, therefore, is 25% per annum.
A certain part will have to be given as a depositary and brokerage commission. However, it is held automatically. Another 13% of the profits will have to be paid to the state, because no one has abolished taxes.
After a person decides where to invest the money, he will need to decide for himself questions regarding the amount that he is ready to invest. The most optimal “start” is 200,000 rubles. Enough to feel normal profits. If possible, you can invest more. But it is not advisable to start immediately with large sums. 1,000,000 is the normal maximum for a beginner.
Strategy Definition
This is the next step that a person who has decided to make money on investments with minimal investment in stocks must take.
The base is very important to master. The key to successful investment is to develop your own strategy. It should be based on the analysis. It can be technical and fundamental.
The first option involves analyzing the stock price movement chart with the probability that other factors are already in the price. But the second involves the study of indicators of financial and economic statistics within the company, in the stock market, and in the industry. This is fundamental: a person is working on a version of where the price will go in the near future. And this particular type of analysis is the best for long-term investments.
Mastering the basics
If a person is passionate about the idea of how to make money on investments in stocks, he will have to study a lot of information and literature on this topic. And, of course, learn the basics and principles of activity.
Scalping (pipsing), for example, implies earning to detect the slightest change in the stock price, its purchase, and further putting up for sale. Everything is very simple. A promotion costs 100 rubles. A person buys it for 99.99, and sells it for 100.01.With one sale, profit equals minuscule, so people practicing scalping set up the program to constantly repeat the operation. This is called high frequency trading.
A method such as intraday is also popular. The principle is this: in the morning a person buys shares at 100.1 rubles, and in the evening their price rises to 100.8 rubles. He sells them and makes a profit. In one day, earnings through intraday will be 0.5% (including commissions and other deductions). Using this method, it is quite possible to gain 100% per annum and even more if you practice it daily. But you need to be careful and judicious. It’s not every day that you can guess the movement of stock prices in advance.
Long term investment
Now you can return to him. People who think about where to invest money choose it. And the method is not bad. People buy a block of shares, and do not sell them for at least another six months. Some do not even think about the sale of securities - they pass them by inheritance.
What is the advantage of long-term investment? In receiving dividends, which is expected in most cases. This is the name of the share of the company's profit paid to investors. It is paid on a specific day of the year — one that is marked with the closing date of the shareholder register. Only the people on this list can count on dividends.
Investments in precious metals
Many people are also interested in this, who are concerned about the question of whether it is possible to make money on investments on the Internet. And not in vain! After all, this method is one of the most reliable. And simple. After all, you can purchase precious metals while at home. It is only necessary to register a personal mandatory medical insurance. This is the name of the depersonalized metal account.
After that, you need to replenish it. A person deposits money into the account, and they, at the rate of the international bank, are converted into grams of the metal that he chose.
The method has a lot of advantages. Investments can be minimal - to begin realistically even with the acquisition of 0.1 grams of silver. In addition, there is no VAT, and there is no need to spend money on the creation of ingots, their transportation and storage, because all operations are carried out virtually. And also the creation and maintenance of an account is completely free. Profit and savings can be obtained in bullion. And the income can be really solid, since the rate of the cost of precious metals is constantly changing.
Microloans
Also a good method. The essence of the investment business in this case is extremely simple. A person becomes an online lender, and gives money to those who need them, at interest.
You only need to have free funds, and register in one of the systems intended for the issuance of microloans. WebMoney and Webtransfer Finance are popular. You only need to verify your account. And then you can start work. The person himself sets the amount of the loan, terms and interest. Is there any guarantee? Yes, all funds can be insured in the service.
This method is one of the simplest. A person does not need any special skills and knowledge. It is enough to be able to use the functionality of a service. And also correctly calculate the probable profit.
Real estate investment
In the end, it is worth saying a few words about this. After all, this method has always been considered the most reliable. How to make money on real estate investments? Pretty simple, but for this you need to have start-up capital.
The simplest option is to buy an apartment and its subsequent lease. 20-30 thousand rubles (on average) are guaranteed monthly. In every city there are non-local people who need housing. And if you rent by the day or hourly, you can earn even more. Especially if the city is in demand by tourists.
In the latter case, by the way, you can arrange an apartment for a hostel. Shared kitchen and bathroom, 5-6 double beds in the room - everything you need. You can take 400-500 rubles per person per day, which is quite inexpensive.People who travel in the city consider this an ideal option for an overnight stay.
And you can buy an apartment in a house under construction, and then sell it. Such housing is usually two, or even three times cheaper than finished! Only have to wait 1-2 years until the building is put into operation.
In general, there are about two dozen other great ways to make money on real estate. All of them are popular. After all, people needed residential and commercial premises at all times. That is why the relevance of real estate investing will never pass.