The pension system has undergone constant changes in recent years. New principles of calculation are introduced, the age of going on well-deserved rest is increasing. In this regard, many citizens complain. However, older people who already receive a pension can still provide themselves with the most necessary. This is especially true of the most prosperous regions of the country. The article will discuss what is the minimum pension in the suburbs currently paid.
Accrual rules
The procedure for calculating payments in the Moscow region is the same as in the whole country. It consists in the fact that every citizen who has reached retirement age can apply to the Pension Fund with a request for a pension.
In 2018, a law was passed to increase the retirement age by 5 years. But this reform will be introduced gradually. Thus, if in 2018 a man's age for retirement is 60 years old and women are 55 years old, then by the end of the reform, in 2028, men will be able to receive a pension from 65 years old, and women from 60.
It is advisable to contact the FIU in advance to find out all the details about the upcoming procedure. Then there will be no unwanted delays. After submitting the application, experts consider the documents within 10 days. The first appointment of a pension is carried out one month after the submission of documents.
To what is now the minimum pension in the suburbs, is directly related to the cost of living, which is established in the region. At the same time, the size may vary slightly, but only in the direction of growth. So, since the beginning of 2018, the cost of living has been 9,071 rubles, while the minimum pension in the suburbs was approximately 500 rubles. above.
In addition, a minor regional increase was listed for non-working pensioners. But if they were employed, then the increase was canceled. When calculating pensions for citizens in the Moscow Region, a complex mechanism is used, which takes into account many nuances.
The size of the minimum insurance benefit for old age
Since the beginning of the year, the minimum pension in the suburbs was set at 9,527 rubles. If the calculation of the pension of a particular citizen showed a lower value, then an additional payment was made to the minimum established by law.
To assign an insurance pension payment, reaching retirement age is not enough. Other conditions must be observed. These include:
- A certain length of service.
- A certain number of retirement points.
In connection with the ongoing pension reforms, these indicators change every year. In 2018, the minimum length of service should be 9 years, and the number of pension points should be 13.8. By the end of the reform, by 2025, the minimum length of service should be 15 years, and the number of pension points should reach 30.
Disability pension
Depending on the specific situation, people with disabilities may receive the following types of payments:
- Insurance, while the period of official work is not important.
- Social, if a person has not worked a single day (for example, is a minor).
- State, allocated to certain categories of citizens (participants in the Second World War, military operations, victims of a radiation disaster, other citizens).
- The increase in pension in 2018 ranged from 300 to 500 rubles. Thanks to this, the average disability pension began to amount to 14 thousand rubles.
- Along with relying on pensions, NSIs (a set of social services) were indexed, which people with disabilities receive in kind or in cash.
Survivor's pension
What is the size of the minimum pension in the Moscow Region for the loss of a breadwinner, you can understand, knowing the cost of living, which is established in the region. This pension is subject to indexation along with other insurance and social benefits. In addition to the basic pension, additional amounts will increase. For example, a single mother will receive 7,386 rubles, and an orphan who has no parents left - 10,472 rubles.
Pension for working pensioners
The situation with pensions for working pensioners continues to be disappointing in the suburbs, as well as in other regions. Since 2016, payments to these categories of citizens are not indexed. Therefore, pensions can only increase by insignificant amounts (due to an increase in the number of pension points). Missed indexation, they will receive only when they quit their jobs. But this situation only applies when calculating the insurance pension.
The situation with state pension provision is different. Recipients of payment data are indexed. In particular, in 2018 their pensions increased by 4.1%.
Pension for non-working pensioners
If retirees have stopped working, their pension is subject to annual indexation. Since this payment currently consists of two parts, they are indexed separately as follows:
- The fixed part, which in 2018 is 4,982 rubles, in 2019 will be 5,333 rubles.
- The cost of a pension point, which in 2018 is 81.49 rubles, in 2019 will be 87.24 rubles.
The authorities also promise that from 2019 to 2024 the pension of non-working pensioners will increase annually by approximately 1 thousand rubles. Due to this, the minimum pension in the suburbs should also grow.
How to increase the amount of pension in the suburbs?
In order to stimulate citizens to apply for a pension later than the retirement age, the authorities introduced a special calculation coefficient, the maximum value of which is 1.34. Moreover, the maximum period for applying for payment after reaching retirement age is 5 years. Thus, if a citizen submits a pension application 5 years later, the amount of the calculated pension payment will be multiplied by a coefficient of 1.34.
For example, if a citizen’s pension when leaving for a well-deserved rest in 2013 amounted to 13 thousand rubles, but he submitted the corresponding application only in 2018, then his payment will be automatically increased to 17 420 rubles.
Average payout
This indicator does not affect the minimum pension in the suburbs. According to representatives of the Pension Fund, currently the average payout is approximately 14 thousand rubles. This amount is almost equal to the cost of living in the region. After indexing in 2018, it became equal to 14,200 rubles. (below this mark, employers do not have the right to determine the salary of employees).
Surcharges and allowances
Senior citizens living in the suburbs and over 70 years old are entitled to a pension increase of 700 rubles. This payment is made to citizens whose pension does not exceed the size of 2 living wages established in the region. Also, such increases are made in relation to the following citizens:
- Whose income is less than the cost of living.
- Pensioners who are dependent on disabled or disabled persons (minors).
- Lonely disabled people.
Pensioners may be assigned payments in the form of:
- Social benefits.
- Benefits for utilities.
- Support targeted nature.
- A set of social services (for the purchase of medicines, trips to sanatorium-resort establishments, free travel).
Also, senior citizens are entitled to receive tax benefits, namely:
- Transport tax. This is a collection of regional level, therefore, benefits are set in each region separately.Typically, retirees are exempt from paying tax on one vehicle with a capacity of 100 to 150 horsepower.
- Land tax. This is also a regional fee. As a rule, pensioners are not exempt from land tax, but relief can be established for certain categories of citizens.
- Property tax. Pensioners are exempt from tax on each of the real estate objects (cottage, garage, apartment, land).
Regional benefits are established annually. Therefore, to find out about them, you need to contact the tax service at the place of residence.
Clearance when moving to Moscow Region
If a citizen moves to the Moscow region from another region to a permanent place of residence, then he automatically gets the right to receive a pension in the amount that the minimum pension in the Moscow Region is established by the Moscow Region authorities.
To do this, he should contact the nearest territorial branch of the Pension Fund and submit an appropriate application. In this case, a citizen's ID and SNILS should be presented. After that, the accrual will be carried out according to local rules. However, if a citizen has only temporary registration, then contacting the FIU does not make sense, since recalculation in this case is not performed.
Minimum pension in 2019: forecasts
In 2019, the minimum pension in the Moscow Region for non-working pensioners will amount to 9,908 rubles. If a pensioner receives a pension in a smaller amount, then the regional authorities will pay the difference to the level of the indicated amount.
Newly Muscovites
Unfortunately, a huge number of senior citizens are paid only the minimum pension in the suburbs. Therefore, this issue is very exciting for the elderly. It is no secret that the situation of retired Muscovites is much better than that of residents of the Moscow Region. Not so long ago, the Moscow region was joined to Moscow, which was called "New Moscow". Elderly residents of these areas were especially lucky, as their pension was automatically increased to the level set by the metropolitan authorities.
Conclusion
Pension in the Moscow Region for non-working pensioners is currently quite high in comparison with similar payments in other regions. Nevertheless, it is only enough to satisfy the most important needs. At the same time, authorities claim that from 2019 the payment will increase by about 1 thousand rubles a year. This will significantly improve the position of current pensioners and at the same time increase the minimum pension indicator.