If you have a Tinkoff bank card in your hands, then congratulations. You are the proud owner of one of the most convenient means of payment created in Russia. Tinkoff is the first bank to have no branches and offices. Each cardholder should know about his business partners for the most efficient and convenient use of services. Uncommissioned cashing of money in almost any way is a hallmark of this organization. How to withdraw cash from Tinkoff without commission?
Varieties of companies that are partners of the bank
Currently, all organizations cooperating with Tinkoff Bank are divided into four main types:
- All kinds of online trading platforms, as well as services that provide the opportunity to get an extremely high cashback from any purchases made on the Internet. Also, thanks to such resources, it becomes possible to receive many bonuses. This will help to save part of the money when purchasing any goods.
- ATMs of Tinkoff Bank partners. Withdrawal without commission and other most comfortable conditions are properties of corporations cooperating mainly with Tinkoff Corporation.
- All kinds of partners with which you can successfully replenish your bank account.
- Shops and portals that have signed an agreement on the production of co-branded cards for the purchase of any goods, various tickets, such as airplanes, theater, cinema, and so on.
- It is also worth mentioning that the International Fund entered into cooperation with this corporation. Therefore, users who are engaged in patronage of art receive good rewards.
How to withdraw cash from a Tinkoff card without commission up to 5000 rubles
If there is an urgent need to cash out money up to 5 thousand rubles, then you can not be scared. It’s not necessary to look for branches cooperating with Tinkoff Corporation. After all, there is a great opportunity to use completely different ATMs of any organizations involved in loans. As a rule, they bear the logo of the payment system brand, which is widespread throughout the world to which your card belongs.
Such payment systems may be MasterCard or Visa.
Of course, if you need to withdraw a more substantial amount than 5 thousand rubles, you will have to use an ATM, the owners of which are partners directly with Tinkoff Bank itself. Partners without a commission offer to withdraw cash from a bank account once in a number of devices. Among them:
- Sberbank, with which you have the right to withdraw 7.5 thousand rubles at a time and not more than 100 thousand rubles per day.
- Rosbank provides an opportunity to cash 30 thousand rubles for the first time and about 150 thousand rubles per day.
- Binbank is 30 thousand rubles per operation and 100 thousand during the day.
- VTB 24, which operates around the clock, allows you to withdraw as much as Sberbank at a time, but about 300 thousand rubles a day.
- Alfa-Bank allows issuing 10 thousand rubles at a time and 2 million rubles per day.
- Gazprombank has less favorable conditions, namely: 9 thousand rubles at a time, 100 thousand rubles a day.
- Promsvyazbank - also 9 thousand per operation, but already 150 thousand rubles per day.
It is worth noting that when cashing out the amount of less than 3 thousand rubles, a fee of a little less than 100 rubles is charged from the debit card.
If the amount of money exceeding the amount of 150 thousand rubles is withdrawn, then also the commission is about 2% of the excess of the limit.
Also, the creditor bank, when withdrawing funds from a credit card, introduces a commission of 2.9% of the amount of cash withdrawn + 300 rubles.
Tinkoff card recharge locations
According to information taken from official sources, the scale of distribution of partners' points throughout Russia intended for replenishing cards in cash is simply amazing. This figure reaches an amount equal to 300 thousand.
Below we provide the most comprehensive list of Tinkoff partner banks. Putting money into the account without commission with their help will not be difficult. In this case, you do not have to face the problems that appear in many other payment systems.
- Federal retail chains Euroset and Svyaznoy.
- Points of Beeline and MTS mobile companies.
- Points designed to work with the systems of Unistream and Golden Crown companies.
- Branches of the Russian Post.
- Self-service terminals, that is, the apparatus of the Moscow Regional Bank, PSKB, Binbank, Moscow Credit Bank.
- ATMs Europlat.
- Devices from CyberPlat.
Search for a replenishment method without commission from Tinkoff partner banks
It is also possible at any second to find the desired point of replenishment of the account of partners of Tinkoff Bank without a commission. You can do this by going to the official tab of the corporation website.
On this page you are required to enter your current place of residence, as well as the amount of money you need to deposit or cash, the currency in which the money is located, and your beloved partner of Tinkoff Bank, if any.
We would like to note that card replenishment by partners of Tinkoff Bank without a commission is also possible by transferring from one bank to another. To do this, you need to go to any branch of the corresponding corporation in Russia.
If you require a bank transfer, we recommend using a special function that you can find on the official website.
Stores collaborating with Tinkoff Corporation
At the moment, you can purchase any products and services through online stores, portals, services that are partners of Tinkoff Bank.
For operations carried out thanks to such services, you get a cashback, that is, a refund to your current account in the amount of 25% of the price of your acquisitions.
Cashback at purchases
As you know, when paying for services or any product with a Tinkoff Bank card, it doesn’t matter whether it’s credit or debit, you get a cashback of at least 1%.
If you would like you to be refunded money for your purchases in the amount of 5%, then you must at least once every 30 days to purchase goods from all categories for which there is such an accrual. You can choose the type of product on the bank’s website on the Internet or by downloading a small application in the Play Store for Android or in the Apple Store for iOS.
Do not forget to register. The developers created the system so that it determines the list of available commodity objects according to customer preferences.
There is also an absolutely amazing opportunity to purchase cashback up to as much as 30%. However, its price cannot exceed 3 thousand rubles.
To use this type of cashback, you need to track special offers from partners of the bank. You can find them on the Tinkoff portal, and also after downloading the mobile application in the “Special Offers” tab.
Bank partners providing an opportunity to receive increased cashback
By the way, before purchasing any services or goods, be sure to go through the procedure for activating a special offer in your personal online account.
If you do not complete this action, the increased cashback will not be activated.
So, according to official information from Tinkoff Bank, its cashback partners are: eBay, Kari, Wildberries, OZON, Svyaznoy, Gett, Burger King, Media Markt and more than 30 companies. The number of partners is constantly growing.
Cashback is returned through the following methods:
- Bonus points that were received under the customer loyalty program.
- Rubles.
- Bonus miles that can be obtained from a pair of travel cards.
Cards of Tinkoff co-branded type
It has long been known that in addition to the Tinkoff Black and Tinkoff Platinum debit cards, there is a whole range of co-branded card products.
This type of product is a good gift for any purchase, as it makes it possible to collect bonus miles for airplane tickets.
Such card funds are created thanks to the active cooperation of Tinkoff Bank, S7 Airlines, and OneTwoTrip, an online ticket trading portal. Google Play, AliExpress, Lamoda, eBay, Rendezvous and Svyaznoy allow you to accumulate money without the commission of Tinkoff Bank partner banks.
Collaboration with WWF
As you already understood, now there are many partners of Tinkoff Bank. To put or withdraw money without a commission, to receive a cashback is only part of the pleasant bonuses of this corporation.
One of the most important partners is WWF. The abbreviation stands for World Wildlife Fund. Translated literally, this is the World Wide Fund for Nature.
When ordering a debit or, possibly, credit card under the Tinkoff WWF program, you will be credited part of the money with a fairly large cashback, which will be transferred to the endangered species rescue program.
Even without making any donations, but only using the card for your own purposes, you will also help the fund. Tinkoff Bank transfers a small commission there in the amount of 0.75 percent of all purchases.