Borrowers can apply for a loan not only in the bank. MFIs offer paperless loans and office visits. The company "Money Fast" provides customers with the opportunity to obtain a loan both in the microloan branch and through the Internet. Reviews of "Money Fast" help to evaluate the activities of the lender.
Information about the financial organization
"Money Fast" provides customers with the opportunity to get a loan within 15 minutes. It is a microfinance organization, that is, it grants loans for urgent purposes at daily interest.
The interest rate in the company is from 0.5% per day. For each borrower, the loan conditions are individual. "Fast Money" provides regular customers with discounts and special conditions for loans.
Loans are issued even to borrowers with a bad credit history. "Mani Fast" offers a program to improve the rating of the payer. You can increase the chances of getting a profitable loan by repaying a special loan “Mani Fast” without delay.
Getting a microloan
Loans are issued in cash, to a bank card or via the Contact money transfer system. The client himself chooses how to get an approved loan.
By choosing a bank card, "Money Fast" makes the following requirements:
- it must belong to the borrower;
- the card must not be locked;
- loans are issued only on cards of Russian banks.
In their reviews, Mani Fast customers recommend choosing a personal bank card as a method of transfer. Microloans are also issued on cards of instant issuance, but the term for receipt of funds can be increased up to 48 hours. When receiving funds using the Contact system, you must provide a passport and code. It is issued after approval of the application.
The borrower can receive cash at one of the Money Fast offices.
MFI Offices
To find the address "Money Fast", the client can refer to the online search on the official website. The search allows you to choose a city and get acquainted with the full list of branches of a microfinance organization.
According to customer reviews of Money Fast, the financial institution’s buildings are located in fairly convenient places. In Moscow, the borrower can contact the following addresses:
- st. Arbat, 4.
- Borisov Ponds, 26.
- st. Skhodnenskaya, 37.
Clients of St. Petersburg have the opportunity to visit branches at the following addresses:
- st. Lensoviet, 97.
- Balkan Square, 5V.
- st. Proletarian, 36A.
- Stachek Avenue, 99A.
- Civil Ave. 114.
In total, there are 46 branches in St. Petersburg. In the northern capital, the largest representative office of MFIs from all regions of Russia.
Types of microloans in "Fast Money"
In a microfinance organization, customers can arrange the following products:
- Online loan. It is issued in the amount of 3 to 15 thousand rubles. A loan is issued for up to 16 days. The borrower can repay it only in a lump sum payment. Interest rate - from 1.5% per day.
- Unsecured consumer credit. This is the most common type of loan. Customers can issue it for a period of 16 to 150 days. The interest rate is from 0.5% (charged daily). Amounts from 2 to 50 thousand rubles are available to borrowers. Clients can repay the loan both in a lump sum payment and gradually, following the issued schedule.
- A loan secured by a vehicle. Lending conditions: amount from 50 to 500 thousand rubles, interest - from 0.1% per day, term - from 1 to 3 years. The loan is repaid in equal, or annuity payments.
When a loan is secured by a vehicle, the car remains the property of the client. The maximum loan amount in this case depends on the assessment of the cost of the car by an employee of "Money Fast".
According to the reviews of debtors about the company "Money Fast", if the payment obligations are not properly fulfilled, the vehicle may go to the creditor.
Documents for applying for a loan
To take a loan, only a passport is required. "Money Fast", according to debtors and regular customers, gives microloans quickly and without unnecessary bureaucracy. The exception is a secured loan.
When applying for a loan against a car, the borrower must, in addition to a passport, provide a certificate of registration of the vehicle, a driver’s license.
Inquiries about customer income are welcome. They increase the chances of approving a microloan at Fast Money. Certificate of 2-personal income tax or a copy of the work book may serve as supporting documents.
How to apply? Instruction manual
According to customer reviews of "Money Fast" who have purchased a loan online, it takes less than 5 minutes to complete the application. Filling out the required parameters does not require skills. A decision on an application takes on average from 30 minutes to three hours.
To apply for a loan online, you must:
- Register on the site. After registration, the client will have a personal account in which he can quickly familiarize himself with the data on the loan agreement.
- Fill in the required fields. You must enter your full name, address, phone number, email address. It is required to indicate information on income, select loan parameters.
- Check entered information. If the data is entered correctly, send a request for verification.
The opinion of borrowers on the convenience of an online loan is the same. According to reviews of "Money Fast", the application is designed with the maximum comfort for customers. All conditions and requirements are clearly spelled out, structured.
None of the potential borrowers had any questions about the particularities of filling out the questionnaire. It is easy to find it on the official website: the online application is located on the main page of the service.
MFI Classic Loan Reviews
More than 76% of borrowers satisfy the conditions for obtaining a loan at the Mani Fast microfinance organization. The company is a well-known brand trusted by customers. This is evidenced by the reviews of Mani Fast customers and customers who purchased loan products.
The most popular loan is a classic unsecured consumer loan. It is issued to everyone, even borrowers with arrears. The size of the loan depends on the solvency of the client and his wishes. More than 2/3 of applications are issued for amounts from 5 to 35 thousand rubles.
Customers like that you can repay a loan ahead of schedule. But if you deposit cash ahead of schedule, a fee will be charged. The size depends on the terms of the contract, but not less than 150 rubles per operation.
Information about a loan secured by a car
The issuance of amounts up to 50 thousand rubles is a feature of most MFIs. In "Money Fast" you can get loans up to 500 thousand rubles with collateral. A vehicle is used as collateral.
Not all customers are willing to provide a car on the security of a microfinance organization. But this is the only way to get a loan in "Money Fast" in the amount of over 100 thousand rubles.
Crediting occurs in the same way as a consumer loan without collateral: to a client’s bank card. According to customer reviews of the company "Money Fast", you can get money at the office or money transfer "Contact".
Microloan online: features and reviews
Obtaining a loan through the Internet allows you to solve financial problems within 15 minutes. "Mani Fast" provides customers with the opportunity to take cash on credit by bank card. Loans are granted only in rubles.
According to reviews, credit is credited without delay. The amount is determined from the difference between the solvency of the borrower and his need for funds. If the client’s solvency does not allow him to get all the necessary amount, a loan with the maximum allowable limit will be calculated.
To find out which loan will be approved, you need to send an application to Mani Fast.Information with preliminary calculation is not provided, but customers can use the online calculator on the site. The calculator shows the loan amount, taking into account the overpayment under the contract. The borrower chooses the size of the loan and the term of the contract.
In "Money Fast" it is allowed to issue no more than 1 online loan at a time. The borrower has the right to obtain a new loan after the full repayment of the previous microloan. If the client has delayed, his chances of approving a new contract are no more than 10%.
Online loans are issued to regular customers with a minimum interest rate of 1.5% per day. Mani Fast borrowers who did not allow delinquencies can expect a maximum loan online of 15 thousand rubles.
The opinion of borrowers about the possibilities of obtaining a loan
All, without exception, borrowers are interested in the percentage of approval of applications from the lender. This is important because not all borrowers have a high income and a good credit history. "Mani Fast" offers loans to those who allowed delinquencies on loan agreements and want to rectify the situation.
According to reviews of "Money Fast", a loan is issued to 8 out of 10 borrowers. Great chances of obtaining a loan from those who regularly performed obligations under previous agreements and have a stable average income.
The percentage of approval depends on the type of loan application. Mortgage loans are issued by 98% of customers. Refusal can only be received by borrowers who have not provided information on the availability of income (even unconfirmed) and refused to pay on current loans at Mani Fast.
It is impossible to find out about the possibility of obtaining a loan before applying for a loan at Money Fast. The decision on the application is always taken individually. If the client wants to simply assess his chances of issuing a loan, he can seek advice from the specialists of "Money Fast". The site has a customer support service.
After issuing a loan, it is impossible to refuse to receive it. Interest will be charged starting from the first day of receiving credit funds.
Loan Reviews
The choice of the method of obtaining a loan remains with the borrower. According to reviews of "Money Fast", the most convenient option is credit to a credit card. The term for crediting funds depends on the bank in which the card is issued. The maximum time for obtaining a loan with a plastic card is 24 hours. In case of a delay, the borrower may contact the bank to check the status of the transfer of credit funds.
According to reviews of the company "Money Fast", it is very easy to get cash at the office. To do this, you should bring along a passport and a copy of the contract. Issuing a cash loan takes from 5 to 25 minutes.
Customers complain about delays in cash payments at Mani Fast offices. The information on the site indicates that the average loan review time is 30 minutes. But when issued in cash, it takes up to three hours.
Delays in receiving funds are sometimes associated with the operation of the Contact system. If the client cannot pick up the transfer, he must first contact the Money Fast support service. When confirming the shipment, you should again request the withdrawal of funds using the bank transfer system. This method of issuing a loan to MFIs is used by less than 15% of borrowers.
Information from the debtors of "Money Fast"
Borrowers are interested not only in the terms of concluding an agreement with a microfinance organization, but also in the MFIs reputation for loan support. This is especially important for customers with financial problems.
Those who have not fully paid off the loan or made delays often face problems from an unscrupulous lender. This may be an unreasonable transfer of data on a loan to third parties, for example, to collection agencies.
According to customer reviews of the company "Money Fast", the lender transfers information to third parties only after the sale of the loan agreement. Such conditions are spelled out in a document, a copy of which remains with the borrower.
This ensures loan support without the intervention of collection agencies. The sale of the contract occurs if the client completely ignores the warnings of the microfinance organization. In this case, he ceases to be a client of the MFI.
Data protection of customers and debtors, according to reviews of "Money Fast", occurs through the use of modern technology. Therefore, those who leave a request may not be afraid for their data. The information is encrypted using a three-level program. It is used in banks and large financial organizations.