A health insurance policy is an important document without which a citizen of the Russian Federation will not be able to receive qualified medical care. When lost, it changes to a new medical policy. How to recover a document? This issue is resolved by the insurance company.
Is a lost medical policy recoverable?
A person can change the insurer company at his own request once a year. Also, a medical policy in case of loss is subject to free recovery. For this, a certain sequence of actions is provided. Policy recovery is free.
A small list of documents is provided to receive a new CHI. The maximum recovery period for an insurance policy is 30 calendar days from the date of writing the application. In rare cases, the period may be extended.
Documents for insurance policy recovery
If a medical policy is lost, how to restore a document? To restore the policy you will need:
- a statement on the loss of CHI;
- passport with a registration mark;
- SNILS.
If you have a temporary residence permit, you will need a certificate of registration or a residence permit. To restore the CHI of the child to the insurance company are:
- statement of loss;
- passports of parents;
- birth certificate;
- extract from the house administration about the registration of the baby;
- SNILS.
To recover a lost child insurance policy, parents' passports are required. If they are not, then you need the documents of the guardian or the person who represents the baby in the insurance company. If the child is already 14 years old, then his passport is submitted to the company, up to this point a birth certificate is enough.
Policy Recovery Procedure
If a medical policy is lost or burned, how to restore it? If a person does not plan to change his insurer, then they turn to the company in which the initial document was made. A statement is written in the name of the manager of the company involved in the replacement of lost medical policies.
If the compulsory medical insurance is reinstated at another insurance company, the application should begin simply with a request for a new certificate. In any case, all certificates, passport, etc., according to the list, are attached to the application. After receiving a full package of documents, the insurance company immediately cancels the lost policy.
All data of the person on the basis of the submitted documents are re-entered into the card file. A temporary certificate is issued at the time the new policy is made. OMS readiness is notified by SMS. The number on the new document remains the same as it was on the old one.
How to restore a medical insurance policy over the Internet? To do this, go to the official website of the insurance company. The portal always contains information about the nearest branch. The site has an application form that must be filled out, but in any case it will have to be referred to the insurance company and put a “live” signature.
Temporary certificate
When the medical policy is lost, how to restore the certificate? This is done in the company that executed the initial document. While a new one is being manufactured, a temporary certificate is issued to a person. It guarantees the same rights as the initial document. The provisional certificate has a certain period of validity, most often not more than a month.
Then, in order to get free medical care, you need to contact the clinic at the place of residence (or another, where the person plans to attach).Employees of the institution will re-register. In order not to contact the registry every time, an additional barcode is made on the temporary certificate.
Where is the insurance policy restored
Where to restore a medical policy? This is done in the office of the insurance company that issued the initial document. Some regions have special policy issuing points. They are mainly located in small towns (urban settlements, villages), where there is no branch of the insurer company.
Recovering a children's insurance policy
The child has lost a medical policy, how to restore a document? The initial compulsory medical insurance is issued no later than three months after the birth of the baby. Recovery of a lost document begins with a statement by the child's parents about the loss of CHI. The kid must have a residence registration or residence. Further recovery is carried out according to the standard scheme.
Terms of issue of the policy
While a new compulsory medical insurance is being made, a person is issued a temporary certificate upon the loss of the previous document. Obtaining a restored medical policy is carried out according to the passport. The timing of the manufacture of a new CHI may be different, it depends on various factors. The minimum interval for the preparation of the document is two weeks. The maximum term is two months.
Insurance policy recovery through MFC
How to restore a medical policy in case of loss through the MFC? An application form is filled in at the multifunctional center. In addition, copies of the necessary documents are provided. In the multifunctional center, only a policy printed on paper is issued. Obtaining CHI occurs after SMS notification, according to the passport.
Electronic insurance policy recovery
Starting from August 2015, it is now possible to restore the health insurance policy electronically. Insurance companies have already begun to draw up new compulsory medical insurance in the form of plastic cards. If you wish, instead of a lost policy, you can request it again in electronic form.
It is endowed with the same functions as compulsory medical insurance on paper. The electronic version of the policy is valid throughout the Russian Federation. The document is made in the form of a plastic card, on the front side of which is a photograph of the owner. Only those who have reached the age of 14 can receive such compulsory medical insurance.
The new insurance policies, made in electronic form, have a small built-in chip. It contains all the necessary information about a person, including a photograph and a signature. The chip is considered more reliable than barcodes that go back in time. Electronic insurance is used only by the owner.
OMS plastic samples are much more comfortable to wear. They do not tear, do not wrinkle. Electronic policies do not need to be laminated, and the document takes up little space, it fits in your passport or card holder. You can replace an old or lost paper OMS with a universal electronic card for free. UEC replaces the insurance policy.
Previously, they had a certain period of validity. Now medical insurance policies have become perpetual. If you still have the old version of the compulsory medical insurance in your hands, it should in any case be replaced with a new model.