Sberbank is the largest commercial bank in Russia with more than 100 years of history. His services include debit and credit card services. We will try to consider which Sberbank cards are international, what are their differences and advantages, how quickly you can draw up a particular card, and what needs to be done.
Card with big bonuses
The international card of Sberbank VISA is called "Card with big bonuses." The Bank offers to customers using it up to 10% of the amount of purchases with THANKS bonuses. The cost of maintenance is 4,900 rubles per year.
It is worth noting that THANKS up to 10% of purchases are returned to the card balance from Sberbank and up to 20% from partners of the financial institution. One bonus THANKS is 1 ruble. The client is invited to pay by card, receive bonuses and exchange them for discounts of up to 99% from various partner companies.
The card makes it possible to pay with one touch using Apple Pay or analogues like Google Pay and Samsung Pay. The client has the right to cash out without commission up to 500 thousand rubles a day independently at an ATM and up to 500 000 rubles a day through a cash desk in one of the branches of Sberbank. When withdrawing cash from ATMs of third-party banks, a commission of 1% of the amount, but not less than 100 rubles, is charged. Up to 5,000,000 ₽ can be withdrawn per month without commission at ATMs and cash desks of Sberbank.
The card can be opened in a ruble account, euros or dollars. The owner can make purchases both in Russia and abroad. Validity is 3 years. The cost of service in the first and subsequent years is 4,900 rubles. The cost of servicing an additional card is 2,500 rubles. To obtain a card, you must fill out an application at Sberbank Online or at any branch of Sberbank. You need to have a passport with you.
Gold MasterCard / VISA
Sberbank's international debit card can be issued in the form of a VISA Gold card for those who prefer to travel to countries where the dollar is in circulation or MasterCard Gold, who often happens in countries with the euro circulation. Up to 5% of the cost of purchases to the client is returned with Sberbank THANKS bonuses when paying with a card in cafes, restaurants, supermarkets or other public places.
The cost of servicing a card per year is 3,000 rubles. The withdrawal limit at Sberbank ATMs is 300,000 rubles per day. You can also withdraw up to 300 thousand rubles inclusive without a commission at a bank branch. You can pay by card using PayPass technology. MasterCard Gold or VISA Gold from Sberbank can be paid both in Russia and abroad.
An application for an international Sberbank card can be filled out in your Sberbank Online account. Of course, you can also apply for an operation in any of the departments.
Classic international cards
The international VISA Classic card of Sberbank and MasterCard Standart of Sberbank are the most popular bank products in the debit card segment. It is the best value for money. The first year of servicing the card amounted to 750 rubles, all subsequent ones - 450 rubles per year. The card is valid for 3 years. The cost of an additional card in the first year is 450 rubles, in the second and subsequent ones - 300 rubles per year.
The limit for cash withdrawals per day at the bank's ATMs is 150 thousand rubles, the same limit is also valid in branches. The card allows the possibility of contactless payment, as well as payment when traveling abroad.
The international card "Visa" of Sberbank and "Mastercard" are convenient for transfers.The Bank allows you to transfer up to a million rubles a day through Sberbank-Online.
In addition to accumulating bonuses THANKS, MasterCard offers cardholders other opportunities. For example, a 10% discount on theaters and festivals on the Yandex Poster website, a 5% return on the cost of train tickets, and so on. The full list is published on the official MasterCard website.
Instant card
A Sberbank of Russia instant card is issued in 10 minutes upon request at any bank branch. For registration, a passport is required. The cost of annual maintenance is 0 rubles. The main advantage of the card is its quick registration. Ideal for paying for online purchases. The limit of cash withdrawals per day is 50 thousand rubles through an ATM and 50 thousand rubles at a bank branch. Contactless payment available. The client is entitled to receive only one instant card of Sberbank of Russia in each currency.
VISA Digital Card
The card is virtual and is not available on plastic media. Ideal for paying for services and purchases on the Internet both at Russian and international sites. Registration takes 2 minutes. The cost of servicing the card is 0 rubles. Opens exclusively in ruble account.
To order a card, a client needs access to Sberbank Online, and any other unblocked debit card of Sberbank is also required. The card can be issued by an individual over 14 years old.
The VISA digital card also provides the holder with discounts and privileges of the Visa payment system. 24-hour service is available in the contact center of the bank.
Classic Aeroflot Card
It gives you the opportunity to earn miles under the Aeroflot Bonus program. Bonuses are accrued for each non-cash purchase on the card. The accumulated miles can be exchanged for gifts from partner companies, for upgrading the class of service on Aeroflot flights or for a discount on airline tickets.
The first year of card service is 900 rubles. The second and subsequent - 600 rubles. Miles are accumulated according to the system 1 mile = 60 rubles spent. The cash withdrawal limit without commission is 150,000 rubles per day through an ATM, plus exactly the same amount per day at a bank branch. Contactless payment available.
For example, a bank client spends 100 thousand rubles a month on purchases with a card, thanks to which he receives 20,000 miles, plus 500 miles for opening a card. Sberbank's international card can be opened both in the VISA payment system and in the MasterCard payment system.
Aeroflot Gold Card
It differs from the classic Aeroflot card with an increased miles accumulation rate. For every 60 rubles spent on a card in the Aeroflot Bonus system, the client receives 1.5 miles. When you open an international Sberbank card, a client automatically receives 1,000 welcome miles.
The cost of servicing the card per year is 3,500 rubles. The limit for cash withdrawals without commission is 300,000 rubles at an ATM, exactly the same amount at a bank branch. Through a personal account in the Internet bank, the client has the opportunity to transfer up to 1 million rubles per day.
Scheduled reissue of the card is free of charge. Also, for free, the bank will re-issue plastic media in case of loss of a card or change of personal data of a client. Checking the card balance at ATMs of third-party banks 15 rubles. SMS notifications are free. Customized card designs are not provided. You can apply for a card at any branch of Sberbank, you will need to provide an identity document and pay for the first year of banking services using the card.
Aeroflot Signature Map
One of the proposed international cards of Sberbank. The cost of service per year is 12,000 rubles. For every 60 rubles spent, the client is credited with 1 mile. For example, with monthly expenses of 300 thousand rubles per year, 121,000 miles will accumulate on the balance sheet. A flight en route Moscow-Paris-Moscow in an economy class of service aboard Aeroflot liners will cost 30,000 miles.
Limits on cash withdrawals per day without commission:
- 500 thousand at an ATM;
- 500 thousand in a bank branch.
The card is valid for 3 years.
An additional card order is also available, the cost of service per year will be 2,500 rubles. When you open a card, 1,000 welcome miles are credited to the bonus account. Individual design for this type of card is not provided.
Youth card
Available for registration to individuals whose age does not exceed 25 years. The cost of servicing the card is 150 rubles per year. The main advantage of the youth card is the increased bonuses THANKS. The card supports Samsung Pay, Apple Pay, Google Pay.
Every day, the client has the right, without commission, to withdraw 150 thousand rubles from a Sberbank ATM and 150 thousand rubles from one of the bank's branches.
An individual design is available for the youth card. In other words, when issuing a card through a personal account in Sberbank-Online, the client has the right to choose the design of the front side of the card from the proposed options or upload his own. The cost of ordering an option is 500 rubles.
In general, the cost of service and quality, the level of security of the cards offered are perfectly correlated. The client has the right to connect the Sberbank Bonus bonus program to any of the international debit cards of Sberbank of Russia, as well as register with Sberbank Online. A personal account allows the user to pay mobile communications, credit, utility bills without a commission. Also, through Sberbank-Online, a card user can transfer money between his own accounts to the details of other Sberbank customers and to the accounts of users of other Russian banking services without commission.