Many Russians, especially young people, sometimes hear on television, from colleagues, neighbors and relatives, about the program for a young family, the phrase "young family."
But their significance for most remains a mystery. Readers will find it useful to understand:
- what is a young family;
- how many years it is considered such;
- what privileges the newlyweds and large families have;
- what government programs for couples exist.
And the articles will find out who can claim compensation payments, subsidies, and obtaining preferential housing.
Years of marriage
First of all, it should be noted that we are talking about a married couple who registered their union in the registry office. A man and a woman who have been living together for even ten years or more, having common children, are not considered a young family. In addition, even if the same person who lives with the woman and her child is inscribed in the birth certificate of the child / children, such an union cannot be called an official marriage. So, a young family is a man and a woman who have registered a marriage. They can be childless, with one or with many children.
Now let’s take a closer look at the question of how many years a young family can have such a status. In official sources you can find the answer: up to and including 35 years. But you can hear even more questions from those couples where the spouse is already 35 years old. Some young people think that if one already has so many years, and the second still does not, then they are not a young family. This is actually not the case. Let's give an example: the wife is 25 years old, and the husband is 37, there is one child. They are a young family. Another thing is if the wife was 36 and the husband is 37 years old. In this case, they are no longer a young family.
About the state program
Until 2020, the country's authorities extend the program "Young Family". Until how many years you can participate in it, we said above. That is, 35 years is not only the biological age of the spouses, but also the age to which they can hope to receive housing from the state.
What is the program like? Young people from the administration of the city or district where they live are given the opportunity to obtain their own land or to purchase an apartment with a preferential mortgage.
What are the conditions for participation
The conditions are quite serious. Therefore, in order not to waste time in vain, it is better to study them in advance:
- one of the spouses must not be more than 35 years old;
- both must live permanently (have a residence permit) in that area or in that region for at least 5 years where they plan to obtain land / apartment;
- housing conditions must be unsuitable;
- currently, no more than 15 square meters per person (respectively, if two are registered - no more than 30 square meters, if three - no more than 45).
These are the most basic conditions of the Young Family program. Until how many years, what are the most important conditions should be - we have considered. Now you should familiarize yourself with the difficulties that a couple may encounter when submitting documents to government bodies, the city administration or the MFC.
Pitfalls in a new apartment
It would seem that the idea from the authorities is good, but a lot of conditions must be met in order to really get housing. Let's look at a few more conditions.
First of all, let's talk about unemployed spouses who want to get a new apartment. The fact is that square meters in this type of house will not give for free. There is a certain percentage, which is the initial contribution from the state when buying a home.But it will depend on the composition of the family:
- childless;
- with two children;
- large families;
- with disabled children;
- with a blood relative with disabilities;
- with orphans;
- single mother / single father with a child or children.
Then, after the down payment, young people must pay the rest of the mortgage out of pocket. Therefore, if you want to get an apartment from the state, the couple should both work. The only advantage is that the percentage of mortgage lending is much lower than for people not participating in government programs.
It is worth considering whether there will be any life barriers in the acquisition of income, especially during the crisis period in which a young family has to survive. How many years do you need to pay a mortgage, what to live for if there is not enough money?
Pitfalls of the land
Most often, large families are offered land for free. It would seem wonderful! But there is a certain condition: for a certain time (1 year) you need to at least dig a foundation pit under the foundation. If the site will not be work on building a house, then it will be taken away.
Of course, in this case, the family should have money. Thus, the program "Young Family". How many years should a house be built? It is advisable to immediately begin construction after a long preparation of the foundation. Material, labor - at their own expense.
Unsuitable conditions
Very often you hear from young people that everything is not as rosy as we would like:
- apartment with poor conditions;
- a piece of land in a swamp or in an area with absolutely no infrastructure;
- there is no light, no sewage.
Of course, everyone wants to hope for a positive resolution of the situation and a safe housing.
Therefore, we recommend that you find out what are the nuances before asking how long the "Young Family" has been in operation.
We recommend that you carefully read all the conditions offered by housing, calculate your strength and capabilities. We wish you good luck in acquiring safe housing from the state! Readers now know how many years a young family is considered to be, what pitfalls exist.
