financial leasing every year occupies an increasingly active position. Therefore, in order for the business to be promising and generate income, it is necessary to know how to open a leasing company.
The financial crisis also affected this segment of the business, but recently leasing companies have begun to gradually revive. The essence of leasing is that enterprises have the opportunity to use equipment or real estate without being their owner.
Features of leasing
For beginners, the main problem is the purchase of expensive equipment. As a rule, in this case, the owner of a young business tries to get a loan from a bank to purchase equipment. But loans are quite an expensive pleasure, and besides, it is not always possible to take a loan in the amount that is necessary for a complete set of production. If you know how to open a leasing company, you can use all the necessary equipment and do not mess with banks.
In addition, with financial leasing - after payments for the equipment or real estate of the full amount by periodic payments - the ownership is transferred to the company. In the case of operational leasing, equipment or other leased asset is returned to the lessor after the contract has ended.
How to open a leasing company?
Before opening a leasing company, you need to double-check several times if you have enough free money for this. If you are not sure that your own finances will be enough, you need to contact the bank for credit funds.
Of course, in this case, a significant part of your income will go to repay the loan, but if this is the only opportunity to start your own business, you will have to go this route.
In this case, it is necessary to provide a carefully developed business plan for the leasing company, which should include the following sections:
- The general concept of the enterprise.
- A detailed description of the services that the company will provide.
- Marketing research results.
- A detailed business plan of the enterprise.
- Possible risks, as well as ways out of difficult situations.
- The main approaches to enterprise management and its organizational form.
In order to protect yourself from possible financial losses, insurance is widely used for all leasing facilities and transactions.
Business plan of a leasing company
If you decide to apply for leasing, you must provide the business plan in the form that a particular leasing company requires. It is compiled in free form and in Russian. The business plan should contain answers to the questions that the lessor usually asks in order to make a decision on concluding an agreement with you.
The structure of a business plan that is submitted to a leasing company, as a rule, is as follows: a description of the product being produced, competition in a particular sales market, a financial production and financing plan, as well as risk insurance and a marketing strategy. In addition, a leasing company franchise may be used, but this fact must also be indicated in the business plan.
Product Description
The most important stage in the preparation of a business plan is the description of products or services. In this case, there should be a detailed description of the product or service, as well as the benefits of the product. This should also include marketing research, which indicate that the product or service will be competitive, more preferable to consumers than the products of competitors, and that production will be cost-effective.
To understand how to open a leasing company and make a description of the products, you need to start by calculating the estimated profits, as well as the costs that will be associated with the production, purchase of raw materials, advertising and other values that make up the final cost of the product.
Market and Competition
Rating sales market It is also an important point in the business plan needed to open a leasing company. Evaluation of the sales market includes determining the potential of competitors, the volume of proposed sales of products and supply conditions. To compile this item, research of specialists, marketers and own developments can be used.
In addition, before opening a leasing company, it is necessary to clearly and objectively evaluate competition in a particular sales market. To do this, it is necessary to identify the largest producers of similar goods or service providers, the cost of their products, as well as the level of income. Do not forget about the analysis of advertising of competitors, which has a huge impact on the level of sales.
