The need to transfer funds from a mobile phone to a card can arise from any person. There are many reasons - from accidentally replenishing an account with a large amount to a mobile business (making money on paid SMS). Three large operators in Russia allow this service to be implemented with a minimum commission. Read more about how to transfer money from phone to card, read on.
Add funds to friends
The first and easiest way is to transfer funds to a phone number to friends or relatives, and take money in cash from them. This option will work if it is a small amount. If there are several thousand rubles in the account, then it is better not to waste time searching for those in need, but to immediately use the Internet.
How to transfer money from phone to card?
MTS allows its customers to send amounts from 1.7 to 15 thousand rubles through the website. The commission for the operation is 4%, at least 25 rubles. The limit on operations is 5 times a day. How to transfer money from phone to VISA card:
- Go to the MTS website.
- Select the "Easy Payment" section.
- “Money Transactions” - “Transfer to Bank Card” - “VISA”.
- Enter the phone number, amount.
- Choose a payment method “From MTS Account”.
- Fill in the card details.
- Confirm payment.
Funds can also be withdrawn to Mastercard. For Maestro, this method is not suitable.
How to transfer money from a phone to a Sberbank card?
Beeline offers its customers a similar way. On the operator’s website, in the menu “Pay from account”, select “Money transfers”, then type of card (VISA, Mastercard or Maestro), fill in the phone number of the card and confirm the payment. The transaction fee is 5.95% + one-time 10 rubles. The transfer amount should be in the range of 1300 to 14,000 rubles.
Megafon customers can withdraw money to a Sberbank card attached to the number. To do this, on the operator’s website, in the "Cash Transactions" section, select "Transfer to Card", enter the recipient's phone number, confirm the intention by entering the SMS code in the special field. At the next stage, you need to clarify the card details: number, validity period and transfer amount.
The commission for the operation depends on the amount of funds:
- From 1 to 5 thousand rubles. - 7.35% + 95 rubles.
- From 5 to 15 thousand rubles. - 7.35% + 259 rubles.
How to transfer money from a phone to a bank card using SMS?
This service is provided only by 2 operators: Megafon and Beeline. In the first case, you need to send a message to number 3116 with the text "CARD UUUUUUUUUUUUUUUUU mm yy Sum", where:
UUUUUUUUUUUUUUUUU - card number (16 digits), mm / yu - plastic validity period.
Beeline accepts the appropriate commands to number 7878. The message text should contain: "VISA UUUUUUUUUUUUUUUUU Amount". Instead of VISA, indicate the type of card.
How to cash money from an MTS card if the amount is small?
The mobile operator’s threshold for this operation is very high - 1700 rubles. For comparison: Megafon allows you to transfer funds in the amount of 1 ruble. MTS users can cash out small amounts, but this process will take longer.
First you need to transfer money to the Beeline SIM card. To do this, on the MTS website, in the "Top up account" section, select "Pay for goods and services" and click the button of the corresponding mobile operator. Next you need to enter the Beeline SIM card number, select the “From MTS Account” item and click “Next”. An SMS with a password will be sent to the sender’s phone number to confirm the operation. It must be entered in the appropriate field on the site. A commission of 10% is charged for this operation. Beeline also has a fairly large threshold for cashing money.Therefore, small amounts can be withdrawn through Unistream. You can perform the operation in the "Personal Account" on the operator’s website. Detailed instructions are also provided.
Alternative way
How to transfer money from a phone to a bank card through an intermediary? Using the payment system Webmoney. This service is available only to MTS, Beeline, Megafon, Tele2 and Baykalvestkom operators. The essence of the procedure is as follows: you need to replenish your WMR wallet in the system. And then withdraw money through an intermediary. Commission for replenishment ranges from 8.6 to 19.6%. But there are no restrictions on the amount.
Terminate the contract
This operation can only be carried out in a mobile phone salon with a passport and phone number. If any money is credited to the account, the operator must return it, having previously written off the amount for the monthly fee and other obligatory payments. For details of the operation, you should contact the mobile operator directly.
Conclusion
We told how to transfer money from a phone to a bank card. Beeline, Megafon and MTS clients can carry out this operation directly from the company's website, provided that the transfer amount exceeds 1300-1700 rubles. The first two operators also perform transfers by SMS command, but for a large commission. If the amount is small, or a person uses the services of another company, you will have to resort to the help of a Webmoney intermediary.
