Today, more than a hundred insurance communities operate on the Russian market, and in recent years there has been serious competition among them. In 2016-2017 alone, about 70 companies lost their licenses or were absorbed by competitors. Despite the difficult financial situation in the country, RESO Garant insurance company continues to work and develop.
General information
SPAO RESO Garant was established in 1991. Today, the company has licenses to provide more than a hundred directions in insurance services. Priority activities:
- car insurance (comprehensive insurance and compulsory motor liability insurance);
- insurance of houses, apartments, things and other property;
- free health insurance.
More than 850 branches are located in all regions of the country, 20 thousand agents work in the offices of RESO Garantia. There are about 150 branches and sales offices in Moscow. The company’s services have already been used by 10 million Russians, and this figure is increasing every year.
The company has a wide network of partners in various fields:
- car dealerships;
- travel companies;
- banks;
- reinsurance companies;
- large companies, associations and holdings;
- brokerage firms.
In addition, a group of companies under the RESO Garantia brand, which are part of one holding, is actively working in the CIS countries: Kazakhstan, Belarus and Armenia. The company has gained recognition of foreign authoritative ratings. In 2011, the company received a certificate of compliance with the quality of services provided to international standards. You can find out all the detailed information about the available licenses, types of insurance and conditions at the main office of RESO Garantia in Moscow.
Services for private clients
In recent decades, Russia has shown an increased interest in insurance services in Russia. People seek to shield themselves from unforeseen consequences in the sphere of economy, nature or relations, as well as smooth out the possible consequences of emergency situations. Today you can arrange the following categories of insurance services at the RESO Garantia office in Moscow:
- mortgage insurance;
- life insurance;
- car insurance: compulsory motor liability insurance, comprehensive insurance, motor insurance;
- property insurance;
- travel insurance;
- protection against accidents resulting in minor or severe bodily harm.
In addition, there are individual programs within which you can insure yourself against a specific case, for example, a snake bite or an encephalitis tick. Large companies practice a comprehensive service. They pay for the purchase of the insurance package, and the employee is already the recipient. You can find out more about the cost of a particular service at the RESO Garantia main office in Moscow at 6 Nagorny Ave., metro station (metro station Nagatinskaya and Tula).
Gradually, a culture of insurance is formed in society. People seek to foresee and prevent the onset of serious consequences for themselves, family or friends.
Services for corporate clients
The work of large and small private companies is always risk-based. Everyone is exposed to unforeseen situations, regardless of the length of work and success. Therefore, in each organization a special place is given to insurance policy. Today RESO Garantia offices in Moscow offer corporate clients the following services:
- cargo insurance in the event of a crash, fire, explosion, theft, improper unloading or damage during transportation;
- protection of property in case of destruction of buildings, furniture, equipment, additional premises or structures; in individual cases, insurance is carried out for stocks, precious stones, models, models, movable property, animals, etc .;
- also the package of services includes liquidation expenses in case of emergency: these are sudden collapse of buildings, flooding, contamination of the territory, accidents at industrial facilities, natural disasters, breakthroughs of dams, etc .;
- aircraft and watercraft insurance in case of breakdowns, accidents, terrorist attacks;
- insurance during construction works: these are natural disasters that interfere with work, the human factor or malicious intent;
- provision for accidents and illnesses of workers;
- insurance package in case of temporary suspension of production;
- Programs for farmers to protect crops or animals are also relevant.
A detailed consultation, as well as assistance in completing the service, can be obtained at the RESO Garantia central office in Moscow on Nagorny Prospekt. Corporate clients need to agree in advance on the time of the interview.
Accident insurance
The company "RESO Guarantor" offers to insure themselves or their relatives from unforeseen situations. The Protection Line program provides for payments in case of accidents, accident, burns, infection with acute and chronic diseases, as well as temporary or permanent disability.
In the event of an insured event, a person must contact the offices of the RESO Guarantee insurance company in Moscow within 10 days, holidays and weekends are not considered. Any form of appeal: a personal visit, a call, an email or an intermediary, the main thing is that the case be documented. Required documents:
- application for payment, the form is on the official portal or in the offices of agencies;
- original insurance policy;
- a document confirming the existence of an injury or disability, a disability group or an accident report (in case of an accident);
- passport or other identity document.
If the person who insured himself has died, his relatives must provide the central office of RESO Garantia in Moscow with the original death certificate, as well as an expert opinion on the reasons leading to its onset.
Mortgage
The mortgage market in Russia is developing every year. It is not a secret for anyone that the insurance in the case of this type of loan is very high, sometimes the borrower has to pay this insurance only for several years. This measure is inevitable, banks often face delays or refusals of people to pay a mortgage for some reason. Therefore, upon obtaining such a long-term loan, life and property insurance is strictly necessary.
The standard contract provides for the destruction of property due to fire, lightning, natural disaster, liquid flooding, structural defects of the building, the fall of aircraft or other aircraft, as well as third parties' opposition; death or loss of legal capacity of the borrower, the introduction of a sentence of deprivation of his right of ownership, and more.
Details about the service, as well as about the possibility of returning money for insurance, can be found in the RESO Garantia official office in Moscow at 6 Nagorny Prospekt.
Car insurance
Auto insurance is one of the most popular forms of insurance services. In Russia, it is considered mandatory for all car owners. Today, there are two protection systems: Casco and CTP.
- CTP - this program is state-owned and all tariffs and prices are set by the government. A feature of compulsory motor third-party liability insurance is that in the event of a traffic accident, the insurance company compensates for the damage to health or property only to the person injured by your actions. Repair your car for OSAGO does not work.You can find out more about the service at the head office of RESO Garantia in Moscow at ul. Nagornaya, 6. The car owner must be included in the policy, it is also possible to indicate other persons entitled to use the machine.
- Casco is a voluntary type of motor insurance. When choosing a comprehensive insurance, you insure your car, and in the event of an accident, payments are made for you. Unlike CTP, the cost of which depends on engine power and driver experience and is always fixed, the price of the policy depends on the options selected upon conclusion of the contract. Cases of theft, arson, theft, etc., may be agreed there.
According to car owners, hull insurance is cheaper at RESO Garantia in Moscow. You can familiarize yourself in detail with the tariffs for both of these services at the sales office.
How to behave at the scene of an accident
For Casco and CTP, there are different criteria for behavior in the event of an accident on the road. If you have a CTP policy, then you must perform the following steps:
- immediately stop, in no case do not drive away from the scene of an accident, set an emergency sign;
- call the RESO Garantia service service on a round-the-clock telephone and tell your surname, name, personal data and tell us about the cause of the problem;
- call the traffic police to the scene, they must draw up an act of violation (if any) and record all the damage on the machines.
According to the SDA, the traffic police must be called in case of serious damage to health or the onset of death, as well as when the amount of property damage exceeds the established limit of 400 thousand rubles. If the damage is minor and the participants in the accident do not have disagreements, they have the right to independently draw up an act, which will indicate all the consequences of the accident. With this document, the insured person first contacts the traffic police, and then to the central office in Moscow RESO Garantia at ul. Nagornaya, house 6.
Green Card Policy
A completely unique service from RESO Guarantor is the ability to travel to other countries without fear for your property. Green Card is an international insurance policy. Compulsory motor third-party liability insurance and comprehensive insurance are valid only on the territory of Russia, while the Green Card is valid in other states that support this format. In the event of a car breakdown or accident, the insured person has the right to receive compensation in accordance with the conditions specified in the contract.
The policy is valid depending on the purchased option: “Belarus, Moldova, Ukraine and Azerbaijan” or “All countries”. The purchase is one-time, the cost depends on the type of car, freight prices will be more expensive. The service is in demand both among businessmen carrying daily goods, and among ordinary tourists and travelers.
The insurance policy does not limit the number of persons who can drive a vehicle. The car must be registered in Russia, cars with foreign numbers are not allowed.
In an accident abroad, the initial actions are the same as always: get up, turn on the signal lights, call the emergency number, try to report the problem. If there are eyewitnesses, try to find out their contact details. You should be especially careful when signing documents. Do not put your signature where you cannot understand anything. Demand a translator. It is advisable to photograph the scene and all participants in the accident. Be sure to report the incident to the insurance company, as well as notify the local authorities of your Green Card.
Contact details
In Moscow, the central office of RESO Garantia is located on 6. Nagorny Prospekt. The telephone number of the organization can be found on the company's website. It serves both private and corporate clients. In addition, on the official website of the company, you can calculate the cost of any service and issue an online policy. Before filling out the form, it is worth familiarizing yourself with the possible questions and nuances of remote access, which are indicated below on the page.
The company practices the call agent service at home. To do this, you need to call a single telephone number or fill out an order form on the site. Such a challenge is provided only in large cities. In advance, the agent calls up and agrees on the place and time of the meeting.
More information about the location of other RESO Garantia offices in Moscow, customer reviews will be described in the following chapters.
Offices in SWAD
In a multi-million dollar city, any large company must have dozens, if not hundreds of branches. Customers will not go to another county or district just because of their favorite company. In Moscow, there are more than a hundred RESO Garantia offices, so it is most convenient to distribute them according to their territorial relevance to a particular district.
The South-Western administrative district includes 12 districts with a population of almost 1.5 million. For the convenience of customers, several departments work here at once. The addresses of RESO Garantia in Moscow in the South-West Administrative District by region are given below:
1. Akademicheskaya metro station:
- Profsoyuznaya street, building 18 building 1;
- 66, Leninsky Prospekt, entrance from the main street;
- 45 Leninsky Prospekt, in the building of the Mostransagenstvo.
2. Metro station "Belyaevo":
- Miklukho-Maklaya street, house 18, block 2, floor 3; termination of contracts occurs only on weekdays from 8 am to 5 pm; 22 agents work in the office, fees in 2016 amounted to 200 million rubles.
3. The metro station "Buninsky alleys":
- Yuzhnobutovskaya street, house 84, building 1; The agency provides all types of insurance services.
You can find out more about the nearest branch of the RESO Garant insurance company on the official website or by calling the telephone number listed on the organization’s website.
Branches in SZAO
The northwestern district of Moscow includes 8 districts; here are the Tagansko-Krasnopresnenskaya and Arbatsko-Pokrovskaya metro lines. The RESO Garant office in the district is located in Mitino:
- 40 Mitinskaya street, the branch is located in the Mitino shopping center;
- st. General Beloborodov, d.18, buses - 240, 267, 852; the office provides consultations to clients, selection of individual offers, etc.
For those wishing to work in the insurance system, the company offers favorable conditions for employment: a two-week internship and further attendance of trainings and professional development classes.
Offices in VAO
The eastern administrative district of Moscow includes 16 districts, is the largest in territory. More than 1.55 million people live here. Metro lines: Sokolnicheskaya, Arbatsko-Pokrovskaya and Kalinino-Solntsevskaya.
Addresses of offices in Moscow RESO Garantia by region (Izmailovskaya metro station):
- 110 Pervomaiskaya Street, in the building of the Izobilie supermarket, 2nd floor;
- st. Aircraft Designer Mil, house 15, building 1, Zhulebino microdistrict; termination of contracts occurs only on weekdays.
Each client can pre-make an application on the company’s website, so with a personal visit, the agent will already have an idea about the service you need and will help you make the right choice.
Offices in NEAD
The northeastern administrative district of the capital consists of 17 districts. According to 2017, over 1.4 million people lived here. The addresses of the RESO Garantia offices in Moscow in the NEAD are listed below:
1. Metro station "Altufevo". Dmitrovskoe highway, house 96, building 1; head of the department Grishina S. P.
2. St. Bibirevskaya, house 7, building 1; Here the Moscow-North-West sales directorate is located, the agent is engaged in insurance of large and small businesses, as well as individuals; employees can consult for free on any of the company's services.
3. Altufevskoe highway, house 27; located a few meters walk from metro "Otradnoe" and "Vladykino"; it addresses issues of home insurance, health, personal and real estate.
4. The sales office "Academic" is located at ul. Lyusinovskaya, house 15; Head of the Directorate Kolesnikov Konstantin Evgenievich, foundation year - 2014 282 agents and 36 full-time employees work here.
Information from nonresident: RESO Garantia offices in Moscow can be found on the interactive map on the company's website, as well as by calling a single reference number and specifying your location.
Offices in SEAD
The southeastern administrative district of Moscow includes 12 districts and covers an area of 117 square meters. km More than 1.3 inhabitants live here. The RESO Garantia office in Moscow in SEAD is located near the Bratislavskaya metro station: Bratislavskaya street, 8. The unit has been open since 2008, it includes three agencies and a sales department. The head is Kuznetsova Natalya Vladimirovna.
The opening hours of RESO Garantia offices in Moscow depend on the area, usually from 9.30 to 19.30 or 20.00. Many departments work on weekends and without a break.
Offices in the Central Administrative District
The central autonomous region of Moscow includes 10 districts, 769 thousand people live here, an area of 66 thousand square meters. km The RESO Garantia offices in the Central Administrative District are located at the following addresses:
- Arbatskaya metro station - the branch is located at ul. Novinskaya, d.13, p. 4; 25 full-time employees and more than 160 agents work here.
- Kitay-Gorod metro station - the office is located on Maroseyka street, house 2/15, building 1. To get to the office, you need to go under the arch located next to the metro station. It is possible to insure private and corporate clients.
- Metro station "Dobryninskaya": 1st Schipkovsky Lane, Building 4.
On the company's website you can make a preliminary application for any service.
Offices in CAO
The northern administrative district of Moscow includes 16 districts and 8 largest industrial zones in the capital. On the territory of 116 kilometers live 1.16 million people. The location of RESO Garantia's offices in Moscow in the CAO is as follows:
- Metro "Voikovskaya": Sobolevsky passage, building 22 building 1; near the institution for the convenience of customers there is a free car parking; the branch provides all types of insurance services: compulsory medical insurance policies, car insurance, mortgages, etc .;
- Dmitrovskaya: Dmitrovskoe Shosse, Building 1, Building 1; Open on weekends and holidays, open until 20.00.
In the event of an insured event, the client can call a single support number and get advice on their further actions.
Offices in South Administrative Okrug
The southern administrative district of Moscow includes 16 districts, the number of inhabitants - 1.7 million people. Located within the MKAD, its area is 131 square meters. km In the territory of the Southern Administrative District, the sales offices of RESO Garant are located at the following addresses (metro Zyablikovo):
- Eletskaya street, 13; responsible employee - Dmitry Tribukhovsky;
- Guryevsky p-d, building 25, building 1; office manager - Sharipov Vasil Galimzyanovich.
If you have questions regarding the quality of service in a particular branch, the client can always contact the central office of the company.
The company "RESO Guarantor" today owns the most powerful and largest network of insurance agencies in Russia. Successful and long-term cooperation with large domestic and international investors allows the organization to remain a leader in the country's insurance market.