Today, the state provides significant support to families with children. One type of effective financial assistance is the provision of maternal capital. As you know, you can use the funds for a specific purpose - the construction of a house, its purchase or arrangement, as well as the receipt of educational services by the child. By the way, parents can pay not only for education, but also for the maintenance and care of the child in a public or private kindergarten with part of the funds of the capital.
Can I pay for kindergarten with capital?
You can use the money provided by the state according to the “standard” scheme by writing an application to the territorial office of the Pension Fund of the Russian Federation. The main condition for applying to this structure is the existence of an agreement on the provision of services for the maintenance of a child in kindergarten. Meanwhile, during the execution of this agreement, the certificate holder will have to face a number of nuances.
So, the procedure for compiling a document with a private-type preschool institution is no different from drawing up an agreement with a municipal kindergarten. In addition, lawmakers do not impose any restrictions on the choice of educational institution. Payment of kindergarten by maternity capital is possible regardless of the form of ownership of the educational institution. The main thing is that the institution was registered as a legal entity, had all the permits and a license confirming the right to work with children. In addition, parents planning to pay for kindergarten with maternity capital are advised to first familiarize themselves with the charter of the institution for preschool children.
How to conclude a contract with a kindergarten?
There is no standard form of agreement between the legal representative of the child and the educational institution. At the same time, the agreement that will need to be submitted to the Pension Fund is made according to the following rules:
- participants in this bilateral agreement may be the holder of the certificate (usually the mother / father of the child, his guardian);
- in the document it is important to clearly state the obligations for the care of the baby and the conditions of its detention;
- the specific amount for payment of the kindergarten by maternity capital for a specific period, year or month is also indicated (not to be confused with the daily cost of stay);
- Mandatory is the availability of information on the payment details of the preschool organization, information on its charter and license.
When and how are family capital services paid?
The target dates for receipt of payments and their sizes are placed in a separate section of the agreement. The use of maternity capital to pay for kindergarten is carried out in non-cash form by depositing the amount specified in the agreement to the bank accounts of the educational institution. Funds allocated as assistance to families with children are allowed to be used to pay for the maintenance and care of several children at the same time.Another fundamental point: the holder of the certificate will be able to use the right to use the mothercapital only when the child, with the birth of which the right to receive state support arose, reaches the age of three.
Where to apply for the allocation of funds from the capital?
At first glance, it might seem that the payment procedure itself is straightforward. However, in practice, families often encounter difficulties at the stage of drawing up an agreement with a preschool institution and the registration subtleties of the educational activities of the kindergarten. As already noted, the funds of the capital are transferred to the organization's account only by bank transfer. Meanwhile, the right to choose the most convenient payment period (one-time for the year, monthly, quarterly) is left to the parent.
After submission, the application will be considered by specialists of the territorial branch of the Pension Fund of Russia within 30 calendar days. If the issue is positive, in the next 2 months the first payment of the kindergarten by maternity capital is made. Additional agreements for the remaining transfers are not required, and subsequent payments are made according to the terms specified in the contract.
Other documents for applying for a subsidy to pay for kindergarten
In addition to the certificate and application from the parent or legal representative of the child, the Pension Fund of the Russian Federation will require an additional list of documents. Payment of kindergarten by maternity capital can be made at the expense of available funds in full or in part. Forms are provided by the FIU at the place of permanent registration or temporary residence. For the correct execution of the appeal and guaranteed consideration of the application, the following documents should be attached to it:
- original and copy of the applicant’s passport (certificate holder);
- certificate for mothercapital;
- SNILS of the parent applying;
- original and notarized copy of the contract between the preschool institution and the holder of the certificate.
Can I refuse to pay for kindergarten services with the help of matkapital?
The regulatory legal acts regulating the procedure for the provision of state assistance approved circumstances that could serve as a reason for re-applying to pension structures:
- if the holder of the certificate wishes to redirect family capital funds to other needs, you must first cancel the previous request (such an application is submitted no later than 2 months, but before the transfer of funds from the federal budget);
- when changing the terms of the agreement concluded between the parent and the educational institution (an application is submitted to clarify or change the size of payments, the timing of their accrual of the educational organization);
- when transferring a child to another preschool educational institution (the applicant must write down a refusal to send the funds of the capital to the specified institution with an explanation of the reasons);
- in the event of the death of the child (accrual of funds on the basis of a death certificate is terminated).
The educational organization is obliged to return to the Pension Fund excessively transferred amounts. The same applies to state compensation for funds spent by parents on payment of kindergarten by maternity capital. The law allows you to reimburse finances, avoiding the possibility of cashing them out. More on this later.
What are “child care and maintenance services”?
In the content of the Federal Law "On Education in the Russian Federation" from 2012, you can find a detailed definition of the concept of services for the maintenance of children in preschool institutions - this is a set of measures for the upbringing, organization of food, the provision of hygiene standards and the maintenance of domestic needs. 
With the appropriate license, these services are entitled to be provided by municipal, departmental institutions and private kindergartens.Pre-school education programs are also entitled to implement other organizations that have passed the appropriate registration and licensing procedure.
How is the cost of these services calculated?
The responsibilities of kindergarten workers caring for and looking after children include the organization of the institution’s working hours in accordance with the requirements of the sanitary and epidemiological services. The task of the staff of the preschool institution is to ensure its full functioning, which implies:
- maintaining normal air-thermal conditions in the room;
- equipment with artificial lighting devices, ensuring the penetration of natural sunlight;
- functioning of engineering systems, water supply;
- the availability of medical records for employees confirming regular medical examinations.
The content of services and their cost largely depends on the mode of stay of the child in the preschool institution. So, babies who are kept in kindergarten for no more than three hours are fed once and are not put to bedtime. For children who stay in a preschool educational institution for more than five hours, three meals a day, two-hour daytime sleep and a walk in the fresh air are provided.
Can parents get compensation?
Before paying for kindergarten with maternity capital, many are interested in whether compensation is due to them. It is known that when visiting an educational institution with one child in the family, parents can expect to return a fifth of the amount spent on its maintenance in the garden, two kids - half of the monthly payments, three - about 70 percent. This provision applies exclusively to state preschool institutions. As a rule, compensated amounts are transferred to the child’s legal representatives in a bank account.
Parents who pay maternity capital for kindergarten are not deprived of this right. In order to avoid illegal cashing out of public funds, the amounts to be reimbursed are taken into account in calculating the amount of payment and are calculated from the capital with account for compensation.
Disadvantages of the system of payment by means of family capital
When paying for services to support a child in an educational preschool institution through the allocation of state subsidies, one can also feel the imperfection of this mechanism. Among the minuses of payment of maternity capital, it is worth noting such moments:
- lack of legal ways to receive social tax deductions "on hand";
- the impossibility of recalculating funds spent on educational services, which is especially true for long-term or temporary non-attendance by a child of a kindergarten, for example, due to a cold illness;
- the inability to return young mothers to work earlier than when the child reaches the age of three;
- return and recount of funds is impossible without termination of the contract between the holder of the certificate and the preschool organization.