Pension is a certain type of payment of a financial nature, which is made monthly in favor of Russian citizens who have completed labor activities. In fact, such financial benefits involve the replacement of wages. After all, a person is already unable to work fully for health reasons.
In addition, the pension is granted to citizens who have reached disability due to their own age. The size of the pension may have a variable character, depending on the country in which the pensioner lives, as well as on various factors. In this article, we consider what benefits can be obtained with work experience of more than 40 years.
Retirement age
The age, which suggests the possibility of retirement benefits, is also unstable. Thus, some aspects of an economic nature and the changes to which the standard of living is subject may affect the retirement age. In the event that the pensioner is working, then the procedure for recalculating the pension after 40 years of work experience is provided for him. This involves receiving some cash allowance to the amount of payments that is already available.
The age at which citizens retire in the Russian Federation last changed in 1932. Until 2017, the retirement age was fifty-five for women and sixty for men. However, according to the new bill, they plan to establish the retirement age: for men - sixty-five years, for women - sixty-three years. By the way, on the basis of this bill, an annual increase of six months to the retirement age is expected. As a result, the retirement age after some time can be increased (men and, accordingly, women):
- in 2017 - 60.5 years and 55.5 years;
- in 2018 - 61 years and 56 years;
- in 2019 - 61.5 years 56.5 years and so on. Whether this is true or not is not known exactly.
Will the recalculation of pensions change after 40 years of work experience? About it further.
Seniority
However, in order to start receiving retirement benefits, just reaching that age will not be enough. In addition, you must also have seniority. Citizens who have never worked officially are not eligible for a pension.
At the moment, a prerequisite for receiving retirement benefits is a minimum work experience of 5 years. It should be noted that by decision of the Government, by 2030, the minimum length of service will increase to 15 years. What will be the recalculation of pensions for non-working pensioners?
About the allowance for seniority
In 2015, the FIU authorities recalculated pension payments. This need arose in connection with the adoption of the updated formula for calculating pensions. At that time, most of the citizens of the Russian Federation could receive a bonus of 600 rubles. However, after the start of using the updated formula for pension payments, the accrual principle has changed dramatically.
A person is awarded the title “Veteran of Labor” with 40 years of work experience. In accordance with the new procedure, the pension began to consist of two parts of a different nature. The first part of the pension is funded, the second - insurance.
How are the second, insurance, part of the pension calculated? It is now calculated using a special point system.The points of this system are directly dependent on the number of years of service of each citizen. The total amount of pension points depends on the size of the salary.
Recalculation for experience
At that time, employees of the FIU made a global recalculation of pension payments for more than a million residents of the Russian Federation who are already retired. Those citizens whose work experience was 30 years for men and 35 years for women, first of all received an increase in the size of pension payments.
But is recalculation of a pension after 40 years of employment eligible? And if so, what is the size of such a payment? The bill, introduced two years ago, in 2015, unfortunately, did not provide for any special benefits and allowances for citizens who have worked for more than 40 years. However, if we take into account article No. 14 of the Federal Law No. 173, which was amended in 2015, there will be an annual increase in the fixed part of the pension by 6% for each year of work experience, if it is earned after a full 30 years in men and 25 years in women. And if the seniority is 40 years, the pension supplement will be to that part of the pension, which is fixed. The payment of such an increase will occur monthly and will amount to 65% of the size of the fixed part.
Unfortunately, a citizen cannot count on a serious pension supplement even if he has worked at enterprises not 30, but 40 years. It is worth agreeing that the annual indexation of pensions affects their level, but they are not so significant. Pension reform involves improving the lives of pensioners only after a few years.
Recalculation of pensions for non-working pensioners
Recalculation of pensions for pensioners who do not work, implies a change in the amount of payments that are due to citizens who have completed their labor activity. Such a recalculation is possible if the pensioner provides the FIU with an updated package of necessary documents. They must confirm the fact of a change in the circumstances of a pensioner's life.
What methods are used when recalculating pensions?
The procedure for recalculating pension payments to non-working pensioners can be carried out in two ways:
- When a personal appearance in the FIU with a full package of documents that are necessary. Then a supplement to the pension is drawn up. In this case, a fixed amount is recalculated. Next month, a citizen will be able to receive a payment with a premium.
- Automatically. With this method of recounting, an increase can affect not only a fixed part, but also an insurance part. The insurance pension is recalculated for those pensioners who are still working. This is due to the fact that their employers continue to make contributions to the FIU. An allowance to the fixed part of pension payments is due if the non-working citizen has lived to be 80 years old.
What gives 40 years of work experience?
Do I need to recalculate those citizens of retirement age who do not work? Naturally, yes, if there is still some factor affecting the size of the pension. A pensioner who has reached the age of eighty may apply for a bonus. Moreover, the recalculation can be carried out directly from the same day when it turned eighty years old.
You can also apply for an allowance if the disability group has changed. This type of recalculation will be carried out by employees of the FIU from the moment of submission of documents confirming such a change. In case of a change in life circumstances implying a recalculation towards a decrease in pension payments, the changes likewise take effect from the month following the recalculation month. Benefits for people with disabilities of the 3rd group (work experience of 40 years) are provided, but the allowance is not doubled. Only 1 group can apply for it.
How is recalculation of pensions from 80 years old?
This type of allocation is carried out automatically. Moreover, the increase will concern only that part of the pension, which is fixed.The PFR information system automatically tracks information about the passport data contained in personal payments files.
What is the additional payment for retirement? Doubled basic payment can receive several categories of citizens. Firstly, those who also receive the insurance part. Secondly, those who receive a social pension. The third category of such citizens is those who have lost the breadwinner. However, in the latter case, it will be necessary to abandon the allowance, which is due for the loss of the breadwinner, and switch to receive a pension due to age. The corresponding application can be submitted to the FIU. Many are interested - when the working experience is 40 years, what will be the pension?
How is pension recalculation carried out upon disability change?
Recalculation of pension payments for citizens who have changed disability groups is possible on the basis of a document confirming such a change. The corresponding document can be obtained from a specialist. He will need to be contacted by the FIU. Recalculation of the pension payment will occur automatically, and from the day from which the relevant documents were submitted.
How to make an application for recalculation?
The basis for recalculating the pension payment due to a non-working pensioner is the established package of documents. The main one is an application for recalculation. Any citizen of the Russian Federation who is retired is entitled to apply to the PFR authorities in order to change the amount of the pension payment due to him. The reasons that serve as the reason for applying for recalculation are:
- changes in the number of dependents in the family;
- change of residence to a new one, having special conditions (implies relocation, for example, to the Far North);
- Obtaining the right to early retirement, assuming the presence of work experience in the regions of the Far North.
Special notes
It is important to note that it is not necessary to attend in person when submitting an application to the FIU. There are times when a citizen, and due to his state of health, cannot be personally present when applying. You can apply for a representative. In addition to the FIU branch, applications can be submitted at the post offices, on the official website of the FIU.
The application for recalculation of the pension payment must contain information on the passport data of the applicant, a listing of the reasons for which the recalculation should be made, as well as a list of documents that are attached to the application.
When drawing up the necessary documents, you will need a passport, SNILS. The FIU may request other documents if they are required due to the lack of data in the systems of government agencies.
An application is pending on average 5 business days.
Will non-working pensioners receive bonuses this year?
The increase in pension payments is directly affected by the level of inflation in the country. The consumer price index may also affect. In accordance with the all-Russian indicators, the premium to the pension payment in the current year will be about 6.5%.
We examined the recalculation of pensions after 40 years of work experience.
I receive a pension supplement only as a person with a disability, and why do not I receive a supplement as
Veteran of labor and do not recount the pension for forty years of experience. I have not been working since 2002.