Once I got tired of living from paycheck to paycheck. I decided to open a small online store for household goods. But I did not have seed capital. Then I decided to use several ways to save money. Find out what came of it.
I put aside small amounts
Initially, I decided that they would save 10 rubles a day in my piggy bank. This is a negligible amount, so when it disappears from the wallet, no changes in life occur. My budget has not suffered at all. I set aside 10 rubles from day to day and once decided to check how much has already accumulated. My surprise knew no bounds when I saw about 3,000 rubles. Maybe the amount seems small. But she appeared almost from the air. And saving has nothing to do with it.
Following this principle, you can accumulate a good amount for investing in a few years. It is very important to comply with the rule: save a small amount daily. If you want to save money faster and you will save more, very soon you will notice that you do not have enough money. You will use the piggy bank, and the whole plan will be violated.
But what if you save 200 rubles daily?
200 rubles is also a small amount. When I received the first results of my savings, I decided to calculate what I can count on if I start to save a little more daily. So, 200 rubles a day is 6,000 a month and about 72,000 a year. With this money, I can quite open my online store. And with this amount you can relax in a great resort, buy a cool gadget or a trendy bike and so on.
To discreetly save 200 rubles a day, I had to learn to save. I refused snacks and coffee on the street, bought an eco-friendly bag for groceries, and walked more often. I did not feel much damage to my budget. In addition, I even started to feel better and get enough sleep. Refusing coffee and walking along the street instead of traveling in transport did the trick.
How to facilitate the task?
At the initial stage, saving 200 rubles a day was not so simple. And this is not due to the fact that there was a catastrophic lack of money. I just forgot to save the necessary amount in the piggy bank. And when I remembered, it was already too late. A few days later, it is no longer possible to snatch 600-800 rubles from the budget.
What have I done. Firstly, I put a “reminder” in my wallet. It was a piece of paper, the size of a bill, on which was written "200 rubles." As soon as I noticed him, I put aside the necessary amount in the piggy bank. Secondly, I installed a special application that helped me control my expenses at the initial stage. After a few weeks, I saved money every day already on the machine.
How my life has changed
In this mode, I lived for exactly a year. I put aside 200 rubles daily and still dumped all the trifle into the piggy bank. As a result, I managed to save 83,000 rubles. This money was enough for me to open my store. I left my regular place of work and successfully earn money from home without alarms and bosses.
However, I did not finish the experiments with the accumulation of money on this. Only now I began to think more globally. I realized that money should not be “dead weight” in the piggy bank. They must work! I began to study the literature on investing, visited the relevant forums on the Web. The store brought me a steady income. I decided to set aside about 10% of the proceeds for further investment.
Initially, I invested in the development of my store. It was possible to significantly expand the range. After some time, I opened two points of sale in my city.Then I decided to invest in another area. I rented an office, hired several manicure masters and started offering services in this direction.
Need to set goals
That's how 200 rubles helped change my life. Now I successfully work for myself and can boast of a good level of income. I manage to travel and develop annually further in the business sphere.
Everyone can follow simple tips and radically change their lives for the better. To achieve really good results, you need to set a goal. I wanted to open my own online store, and I did it. Now I have several points of sale and a small nail salon. I am sure that you can achieve your goal.