Friends ’wedding, doctor’s visit or birthday: life presents unexpected“ surprises ”, for the solution of which periodically it is necessary to pay a certain amount. And so we live in endless income and expenses, from paycheck to paycheck. And, by the way, not always unforeseen and everyday expenses are equal to the received wages.
They interfere with sleep peacefully at night, fueling stress and anxiety questions: "How to save?", "How to save?" According to experts, a little money in the bins will help you to relate more calmly and survive unforeseen waste and deal with stress.
There is an unusual technique that allows you to accumulate a good amount for the year - "52 weeks method."
52 weeks method
Here is what is really surprising: like the previous generation, barely making ends meet from paycheck to paycheck, skillfully collect money. Having talked with grandparents, saving a pretty penny, and with people who have accumulated an impressive amount, it turned out to create an interesting technique that really allows you to save for small incomes.
The system is simple, but the task is complex. According to the system, an amount equal to the week number must be set aside in the funded jar. In the first week - 1 euro, in the second 2 euros, in the 36th week - 36, and for 52 - 52 euros.
Thus, in a year 1378 euros will be in the bank - an impressive amount (this is 100 thousand rubles at the current rate!)
How to save by the method of 52 weeks
At first, the task will seem simple, because what is difficult is to save 1 euro per week. But as the amount grows, the task will be more difficult, because you will have to shrink, for example, spend less per week on food and gasoline or on groceries, buy clothes a little cheaper.
Here is a table by which you can navigate, a convenient tracker on which you can mark every week and contribution to the bank.
What is the advantage of this method? It is just that each week causes new difficulties, because you need to put even more in the bank than last week, which means that you can reduce costs gradually, getting used to some restrictions and choosing the best ways to save on various expenses.
Those who have tested the method strongly recommend using the table as a tracker and marking their contribution every week. Nothing, like an unfinished table, is so incentive to tick and continue the challenge.
Russian realities
This system was invented in Spain, and who knows, maybe with their monthly income you can postpone several tens of euros per week, but with a Russian salary of 20 thousand it’s hard to imagine how to postpone at least 20 rubles a week.
Nevertheless, the principle is working, and for those who also want to accumulate, we can recommend a little adjustment to this 52-week call.
What options are presented to me:
- Set aside not in euros, but in 10 rubles: the result is 13.780 rubles.
- 50 each - a total of 68,900.
- For 100 rubles 4 weeks, the amount increases by 100 rubles every 4 weeks - a total of 36,400.
- You can develop your own tracker for yourself based on how much you can save.
The main task in this method is under no circumstances to touch the funds accumulated in the bank during the year. An honest attitude to the challenge will reward you with a good amount that can be spent for the benefit or pleasure.
