In Russia, the procedure for calculating pensions has been changed. Government actions that improve the pension system also aimed to improve the living standards of Russian citizens. The new system takes into account all civil rights acquired by them under the previous pension legislation, leaving them unchanged, and in no way impairs the material security of the insured citizens. In this article, we consider disability insurance pensions, conditions of appointment, size.
What are you talking about?
In connection with compulsory pension insurance, the state is creating a system of measures aimed at compensating for income after retirement. The greatest attention is paid to Russians who need help and social protection, or rather, people with disabilities. Disability insurance pension (SPI) is just one of these ways of providing. Seniority - a concept that determines the dependence of pension payments. Currently, the right to receive a pension and the procedure for calculating it depend on the periods of work when the employer transferred payments to the FIU. What is the size of the disability insurance pension? About it below.
The difference between a labor pension and a disability insurance
Pensions of all types are calculated according to the new rules approved in the law “On insurance pensions”, which has been in force since 2015. Earlier, when a pension was appointed, it was called labor, but now it was replaced by disability insurance.
A necessary condition for assigning benefits to people with disabilities is an experience confirmed by both accrued insurance benefits and those paid to the FIU. The non-insurance period may also be attributed to those provided that it precedes or follows the payment of insurance premiums.
Disability pension is called monetary compensation for citizens who have lost their ability to work due to disability, that is, the impossibility of self-service. The amount of disability insurance pension interests many.
When does disability on disability occur?
A person receives a disability due to a disease or the inability to fully live in society, the inability to self-service. The fact of disability and the issuance of related documents is carried out by the bodies of medical and social expertise (ITU). The basis for the establishment of a group can be called the social and legal aspects, as well as information about health from a medical point of view. These include:
- need for social services protection;
- limiting the possibility of self-service;
- a certain disease.
Now citizens turn to the FIU and say: "Determine the size of the disability insurance pension." You need to figure out which group the person will have.
The presence in a person of all of the above conditions makes it possible to recognize a person as disabled. The degree of disability is a factor that allows to distinguish 3 groups of disability:
- The 1st group includes citizens who are completely dependent on other people who cannot even serve themselves for a minimum, let alone work.
- The 2nd group includes people with less significant health problems and serious restrictions on employment.
- The third group includes citizens who require auxiliary means for normal everyday life and for whom the opportunity to choose a job is limited. The disability insurance amount of group 3 can also be calculated.
These groups are established for citizens who first received disability when they were over 18 years old. If disability is assigned to a person under the age of 18, then it will be assigned to children with disabilities. When this citizen reaches adulthood, he is transferred to the group of a disabled person since childhood, since the disease or injury was acquired at the age of under 18.
How to calculate the amount of disability insurance pension?
Who prescribes SPI?
After assigning a person a disability, he needs to contact the Pension Fund department to assign a pension to the place where he is registered. You can contact yourself, by legal representative or by mail. An application is submitted for payment and assignment of such a pension on the official website, in the management of the FIU or in the MFC (multifunctional center).
The territorial authority of the FIU accepts applications at the place of residence of the actual or place of residence, including temporary. Citizens of Russia who permanently live abroad and do not have registration at home should contact the Moscow FIU to determine the size of their disability insurance pension.
Terms of appointment
The main point in assigning disability pension payments is the assignment of a disability group to a citizen. Today, limited ability to work does not affect size or law. After the introduction of the law, disability pensions are prescribed regardless of the reason for which it occurred. In order for this type of pension payments to be accrued, two conditions must be met: to have insurance experience and a document issued to recognize a person as disabled.
A document confirming belonging to a disability group is an ITU survey certificate indicating the group and its duration, including unlimited. The presence of this certificate entitles a person to apply for a pension. Also, the duration of the insurance period does not affect the determination of eligibility for insurance pension coverage. To establish it, even a single day of experience is enough, insurance payments for which were paid by the employer to the FIU.
The provisions of the law provide for the assignment of a social pension, if there is no full service experience.
Terms and order of appointment
In order to calculate the size of the disability insurance pension and to resolve the issue of receiving pension payments for lack of working ability, a person needs to contact the regional PF department and provide a list of documents: ITU certificate of disability; employment record or other document to confirm the data of the insurance experience; SNILS; passports and residence permits.
The above type of pension is established at any time, but not earlier than obtaining the right to it from a citizen. Pension specialists consider the application for pension payments no longer than 10 working days, starting from the moment of application. It will be calculated from the day of writing, if in three months a citizen provides all the missing documents.
There are no restrictions on the deadline for submitting an application. But it should be noted that if you apply for a pension after receiving the right to do so a year later, then the pension will be assigned from the moment you apply for its provision. However, if a person applies for a pension before 12 months have passed from the date of receipt of the right to it, payments will be assigned from the moment he is recognized as disabled.
- When applying for a pension by mail, the date of application will be the date indicated on the postmark.
- When applying for a pension through the MFC, the date of application will be the date when the application was accepted by the specialist of this center.
Disability pension amount
The amount of pension payments depends on salary and length of service directly and on the payment of insurance contributions to the FIU by the employer. The amount of the pension is determined taking into account the IPC, whose value is calculated at the time of appointment.
Disability insurance pension, the concept and size of which are given in the review, includes the insurance pension and payment to it, which is fixed. The disability group plays a role in the estimated payment of STIs.
Basic retirement benefit
Together with the insurance pension, the amount of fixed payments is established, the amount of which depends on the number of dependents and the group of disability. This payment is an analogue of part of the basic labor pension.
By the beginning of February in 2016, the amount of fixed payments amounted to 4805 rubles. 11 kopecks The basic amount of payments to disabled people of group 3 is equal to half the size of the original, that is, 2402 rubles. 56 kopecks And for disabled people of the first group, the amount of a fixed amount is increased by 100%.
If the family has disabled members, the basic payment is increased by one third of its original size for each dependent, but no more than for three.
Citizens residing in the Far North and areas equivalent to it, the amount of fixed payments increased by the district coefficient corresponding to the area.
What is the minimum disability insurance coverage?
Minimum SPI in 2017
Each region separately determines the minimum minimum disability pension, it depends on the PHC, on what is the living wage of a pensioner. In cases where the assigned pension and additional social payments are lower than the PHC adopted in the region, then a social co-payment will be established for the person who has applied.
If a pensioner gets a job by informing the Pension Fund in a timely manner, the payment of the insurance pension will cease.
Disability Insurance Pension
The type of pension we are considering is paid every month. The person who receives the pension chooses the method of payment on his own when appointing it, but after a certain period of time he can change it by submitting an appropriate application.
Disability pension is paid by bank transfer and post office. Also, a disability insurance pension can be received by a citizen through a proxy. Such a case implies that the amount of power of attorney will be paid over the entire duration of this document, and if the pensioner confirms that he is registered at the place where he receives monthly payments.
This is what disability insurance pension means. Conditions and size are described above.
When do payments stop?
Disability insurance pension ceases to be accrued in the following cases:
- after the expiration of the ITU certificate;
- after the onset of 55 years of age by women and 60 years of men, in the case when a citizen has fifteen years of experience or more, and the number of points is 30 or more, people are prescribed an old-age insurance pension;
- after the onset of 60 years of age by women and 65-year-old men, in the case when the insurance experience is less than fifteen years, and the total amount of points is less than 30, people receive a social old-age pension.
Payment ceases from the first day of the following month when current circumstances have occurred. Accrual of the insurance pension is suspended from the first day of the next month, if the citizen is not for re-examination. The time depends on when payments will be resumed: on the time that has passed after its suspension and the reasons for skipping the turnout for re-examination.
If the ITU document has not been extended by a citizen for a good reason, the payment of the pension shall be resumed from the day when it was suspended regardless of the period elapsed after that. Whether the cause is valid or not will be determined by ITU staff.
When a citizen manages to undergo a re-examination in three months, even if the reason was disrespectful, the payment is also restored from the moment of termination.
Conclusion
- Citizens who have lost the opportunity to live and work independently and have received a disability group that is appropriate for their situation are entitled to an insurance pension.
- The right to receive this type of pension depends on whether the citizen has insurance experience, and not on its duration.
- The amount of the disability pension is the amount of the insurance pension and the amount of the fixed payment, the amount of which depends on the group that the citizen has established.
- If a citizen does not have experience, which is confirmed by insurance payments, as well as disabled children establish a social pension.
We examined disability insurance pensions, terms of appointment, and size.