Receipts, payment orders contain columns that are sometimes completely incomprehensible to a person who is far from document management. However, these sections need to be filled out correctly so that the money transfer reaches the addressee without unnecessary proceedings. Against this background, many are interested in what UIP is, what its task is, who forms it, where to get this data, and how to correctly indicate it. In all of this we have to figure it out further.
UIP - what is it in the details?
Decipher the abbreviation. TIP - a unique identifier for the payment. It is a combination of 20-25 digits. What is a UIP? A code that allows you to quickly and correctly transfer funds to the addressee. This cipher conceals important information about the latter - about the administrator, type of dispatch, document, on the basis of which the translation is performed.
The main principles of the UIP:
- Streamline various contributions.
- Data collection for state statistics.
- Delivery of the amount sent to a specific recipient.
However, it is incorrect to conclude that each type of payment has its own UIP. For many shipments, its formation is optional. This causes confusion among payers.
UIN, UIP
We found out what is hidden under the UIP. UIN - what is it? Decryption - a unique identifier for accrual. A combination of numbers, also used to quickly determine the status, type of money item, its addressee and other necessary information.
In most cases, UINs are formed by large state institutions or other entities, which receive a large number of diverse payments. Therefore, if you specify the wrong code, your money will go in a different direction. The payment will have to be repeated, spend time returning an erroneous transfer.
Legal basis
Regulation 383-P (it contains general rules for the transfer of funds) requires banks to make payments based on customer orders. These include receipts, notifications, collection requirements. However, among all this diversity, the main means of settlements with counterparties and the state budget is precisely the payment order.
The form and content of such a document must comply with the requirements of bank clerical work, Russian law. The unified form of a payment order with all necessary details is approved in the same Regulation 383-P. Among other things, it establishes the mandatory completion of section 22 "Code". What is this in the "payment system"? UIP, which we are talking about.
Thus, the following necessary information exists in the payment order:
- number assigned to the document;
- UIP;
- WIN;
- payer data;
- amount of contribution, tax.
Clarifying and regulatory information regarding the device UIP can also be found in the following acts:
- Order of the Ministry of Finance No. 107n (Appendix No. 2).
- Letter of the FSS of Russia N 17-03-11 / 14-2337.
- Clarification of the FSS of the Russian Federation "On the procedure for indicating the penal correction system ..."
- Bank of Russia Ordinance No. 3025-U (Clause 1.1).
Where to find the UIP?
Unfortunately, Russian legislation does not instruct where to find an identifier for your payment. Although it does explain what it is (UIP) in a payment document. Also, it does not require the sender to independently find out this information.
As practice shows, the UIP is provided to the payer by the consignee. In this case, the bank acts only as an intermediary: the cashier is required to only verify the presence of the identifier in the receipt, the correctness of its combination.
In addition, you can find special directories with UIP of certain organizations.But you shouldn’t completely rely on such information - outdated, incorrect data may be indicated in unofficial sources.
If the UIP is not specified or the code is written incorrectly, then the cashier has the right to reject such a transfer. After all, money simply does not reach the addressee.
Who forms the identifier?
What is a UIP in a receipt? The code generated by the recipient. But not all recipients of funds assign this code to certain payments. The right to form it for their payers have:
- Addressees, payment towards which is a revenue item of the state budget of the Russian Federation.
- Recipients whose funds are redistributed to the account of the Federal Treasury.
- Budget institutions that provide their services to the sender.
In particular, UIP necessarily provide senders with the following structures:
- Social Insurance Fund.
- The Federal Tax Service. Be careful, in the notice from the Federal Tax Service, the TIP is the index of the document.
- Pension Fund of the Russian Federation.
- Customs structure.
When do I need to specify an identifier?
Talking about what UIP, we mentioned Resolution 383-P. Examples are also indicated there for which the presence of such an identifier in the receipt is mandatory. In short, the UIP is registered only when it is formed by the recipient.
Hence two options:
- The addressee to whom the identifier is assigned is required to provide the UIP to its payers under an agreement with the bank. The recipient shall indicate this information in the forms of receipts, instructions and other documents with details for payments. For example, payers of public services should always provide UIP.
- The payer lists taxes, contributions to extrabudgetary funds. TIP is contained in the request provided to him from the payee.
Conclusion: we indicate the code only in the case when it was provided to us by the addressee of the money transfer. If you make payments, pay fines, arrears and penalties to the FSS, Federal Tax Service, PFR, customs duties, then the UIP must be indicated. Since you must provide it.
When is an id not needed?
We continue to find out what UIP is. We concluded that if the recipient of the money did not indicate the UIP in the details, then we do not prescribe it. Also, the code is not mentioned in the case when you make a payment on your own initiative, and not on the basis of a document that has arrived at your address.
However, the "Code" line in this case still cannot be left empty! Otherwise, the payment simply will not work. Therefore, write in it 0 (zero).
UIP is intended for addressees-individuals. Therefore, it does not need to be indicated on receipts:
- individual entrepreneurs;
- LTD;
- representatives of farms;
- notaries, lawyers and so on.
The listed persons have two options for filling out the "payment":
- In the payer's TIN register your individual tax number. In this case, column 22 is not filled in - 0 (zero) is put in it.
- In the line "Code" indicate UIP. Then the sender's TIN is not needed.
The bank cannot demand the simultaneous filling of these fields.
If the UIP is incorrect ...
Although many people know what UIP is in a payment order, errors in specifying the code still occur. But even in this case, the bank accepts the payment order. There are only 2 exceptions:
- The accounts of the addressee and the addressee are opened in the same bank.
- The current account, to which the funds should go, was created for the purpose of identifying receipts.
If your transfer falls under these exceptions, the payment document is canceled.
We also note that due to the incorrect indication of the UIP, the money simply hangs in the system and does not reach the addressee. For example, if you paid the fine on time, paid the debt, but at the same time incorrectly entered the identifier, your obligation will remain unfulfilled. And this is a reason for charging interest.
If you find an error late ...
Such a situation may also happen: you filled out a receipt, deposited money, left the bank and only at home noticed that you indicated the UIP incorrectly. Or they found such a cashier error. What to do in this case?
The algorithm of actions is as follows:
- Repeat the payment already with the correct indication of all the details.
- Write a statement to the recipient organization with a request to issue a refund of erroneously transferred funds.
- Provide the addressee of your payment with bank details (for example, your plastic card), to which he can transfer the wrong transfer back.
What else is this?
So that you do not become a victim of a confusion of concepts, in conclusion, we note that the acronym UIP is often understood as criminal enforcement law. These are generally binding, formally defined rules of conduct for participants in legal relations. UIP is aimed at regulating those social interactions that arise regarding (and in the process) serving various forms of punishment, and the application of other measures of criminal law influence.
The following UIP entities exist:
- convicted persons;
- individual citizens;
- officials
- public associations;
- municipal, state organizations.
The structure of the UIP can be represented using several classifications.
By legal nature:
- Procedural.
- Material standards.
By the type of established behavioral rule:
- Security.
- Incentive.
- Regulatory standards. Inside, they are additionally divided into prohibitory, binding and authorizing.
By functional role:
- Behavior rules.
- Baseline
In its broadest sense, UIP is the identifier of payment orders, which allows transfers to quickly reach recipient organizations. You need to specify it only when the code is in the details provided to you. Be sure to follow the spelling of the UIP. If it is incorrect, the payment will have to be repeated, and you will have to spend a lot of time returning the erroneous transfer.