As you know, today in the country there is a difficult economic situation. Because of this, people are increasingly thinking about what subsidies can be received from the state in order to increase their well-being.
Now there really are federal and regional programs that involve cash payments or discounts on certain types of services to certain categories of citizens. We suggest considering in more detail options for subsidizing the population.
Basic concepts
First of all, it is worth understanding what the subsidy is. It is a type of social assistance that a citizen receives from the state. However, such programs are designed only for certain categories of the population.
There are various forms of subsidies depending on the goals and their design, as well as on the conditions in which a citizen of the Russian Federation lives. Each person must meet certain requirements. Otherwise, he will not be able to take advantage of material assistance.
If we talk about how to get a subsidy from the state, then first of all it is necessary to provide all the necessary information about your income and citizenship, since material assistance from the state is relied on only to citizens of the Russian Federation. Additional requirements may also apply.
At what income can a person count on state assistance
Of course, any subsidy is assigned only to those citizens of the country who simply cannot provide for themselves or their family and need preferences. When considering how to get a subsidy from the state, it should be borne in mind that first of all, the general welfare of spouses and their relatives is considered. In this case, the aggregate of their monthly income is determined. This takes into account not only salaries, but also payments for children, pensions and other cash.
In addition, the family income should not be higher than the existing maximum value. This amount may vary slightly depending on the particular situation of the applicant. However, as a rule, this amount is about 30 thousand rubles per citizen of the Russian Federation. If we are talking about a family in which 2 people, then in this case, to receive the necessary subsidies, their total income should not exceed 60 thousand rubles. If we are talking about three people, then in this case the maximum amount is 90 thousand rubles. If citizens receive wages (in total with other incomes) above these values, then in this case it will be very difficult to get additional financing from the state.
If family members meet monetary requirements, then it is worth first of all to figure out how to get a subsidy for an apartment from the state. In this case, people can get housing and financial assistance in obtaining a mortgage.
Subsidies for an apartment
Of course, the housing issue is urgent for every person. It is very difficult to purchase housing on your own today, but you can turn to the state for help. In this case, poor families who are forced to live in difficult conditions can apply for housing from the state.
If we talk about how to get a free subsidy from the state, it is worth considering that before standing in line for an apartment, citizens should be prepared for several nuances. Firstly, the housing will not be the property of the applicants.In this case, the social recruitment procedure is followed. Therefore, in fact, real estate will belong to the state (it cannot be sold, exchanged, leased, etc.). Secondly, such gratuitous subsidies are available only to citizens of the Russian Federation. In addition, the applicant must prove his status and that he really needs this help.
However, citizens have the opportunity to become full owners of this type of housing. To do this, prepare additional documents. They are referred to a special commission. If a positive decision is made, then the person stands in line to receive their own housing.
Before you receive a housing subsidy from the state, you should familiarize yourself with the requirements of the housing stock. Before concluding a social rental contract, the commission considers not only the situation of the applicants, but also the number of available apartments that can be transferred to citizens free of charge.
Also, families can apply for financial assistance from the state. This is not only about buying an apartment or a house, but also about situations where citizens already have a living space and they want to improve its quality. As a rule, in this case we are talking about partial financing.
Housing subsidies also include the allocation of funds for the construction of your own home. However, before receiving a subsidy for an apartment from the state, it is necessary to convince the government that the person really needs this assistance. Predicting a decision on this type of benefit is very difficult, as the decision-making process takes into account numerous factors. Poor families with many children are most likely to receive such help. There are also other programs that help improve the living conditions of citizens.
Helping a young family
If we are talking about people who are not older than 35 years old, who have just created a family unit, then their desire to acquire their own living space is understandable. In this case, a state program called the “Young Family” is provided. Citizens who belong to this category can apply for a mortgage and receive money from the state to cover the down payment on the loan. However, the rest of the loan is still paid by the newlyweds.
You can not only receive a subsidy from the state for the purchase of an apartment, but also spend maternity capital on its purchase. In this case, the final cost of housing will be minimal. At the same time, funds can be used not only to purchase housing, but also to build their own home.
There is another feature of such material assistance. If we talk about what subsidies can be obtained from the state for a mortgage, then it is worth considering the size of payments. If there is no child in the family, then young people can apply for help in mortgage lending. In this case, they can receive from the state about 30% of the total cost of housing. If the family has a child, then in this case the amount increases to 35%.
What subsidies can be obtained from the state for the poor
First of all, those citizens who belong to this category must provide relevant documents that confirm that their income is minimal. As a rule, such subsidies are most often received:
- single parents who are forced to raise children;
- large families;
- those couples who have too low a total income.
However, in order to receive additional financing, it is necessary to meet certain conditions. Let's look at how you can get subsidies from the state if citizens have too little income or no income at all.
First of all, cash is issued to the following categories:
- Those who are forced to live in houses that are officially recognized as emergency.
- In a situation where none of the family members has their own home or more than one family lives in a small living space.
- Funds are also allocated in situations where the family is forced to support a sick person or a disabled person, for whom a separate room is allocated.
In order to receive such funding, you must fill out the appropriate application. After that, the calculation of the standard of living per person or the income level of family members will be made.
Contact is recommended by local authorities. At the same time, it is necessary to provide documents confirming the status of citizens, as well as passports and other papers that may affect the decision. The term for consideration of such applications is 1 month. If the family is refused, then in this case it should consider what subsidies can be received from the state to reduce the amount of utility bills (similar programs exist today).
Housing subsidies
In this case, you can also get additional financing, or rather, exemption from a certain part of the monthly payments for the apartment. This is relevant if the person’s income level is too low to pay for services and provide themselves with everything necessary.
This also takes into account the average standard of living space, which should be per person. If a citizen lives in a large apartment alone, but at the same time has too little salary, then in this case compensation may be accrued to him, but only for the minimum footage that was designed for one person.
As an example, we can consider Moscow and other large cities of the Russian Federation, in which there is a common standard for the area for which subsidies can be received. Cash is allocated in such cases:
- if a citizen lives alone in an apartment of 33 m² or more;
- a family of two lives in a room of 42 m²;
- a family of three or more owns a living space, with 18 m² per family member.
The same applies to those families with more than 4 people. But if they live in a room with an area of 100 m² or more, in this case subsidies are allocated for 72 m² of total area. You will have to pay extra for the rest of the footage.
However, the exact calculation of subsidies is made depending on the specific situation. There are a number of utility bills and organizations that may not fall under such a government program. Also, the income of all family members is mandatory.
A very important point is that subsidies of this type can only be obtained if there are no debts or delinquencies in utility bills.
How to get business subsidies from the state
Many are interested in the question: why is the state of the Russian Federation interested in more and more beginning entrepreneurs opening their own companies. There are several reasons for such attention in relation to novice businessmen.
First of all, organizations may well be engaged in the production of goods or services that society needs. In addition, young firms always more actively compete with existing companies, which significantly increases the level of quality of the products or services offered. It also leads to lower prices. Do not forget that any enterprise always has a positive effect on the country's GDP growth, and, accordingly, on its economic development.
However, far from every entrepreneur manages to receive subsidies from the state for the development of small business.Those who purchase raw materials, acquire expensive equipment and supplies, receive intangible assets, etc. can get financing.
If the money was taken from the state for one purpose, but spent in a completely different way, then in this case the entrepreneur is obliged to forcibly return the money provided to him and answer “by letter of law”. Therefore, you need to be prepared for the fact that even if the state allocates subsidies for starting a business, then after about 1 year it will be necessary to provide all necessary reports to state bodies. They should clearly indicate what exactly the funds were spent on.
Considering what subsidies can be obtained from the state, it is worth considering the features of the future company. If we are talking about a company that will be engaged in the production or sale of alcoholic products or tobacco products, the construction or sale of real estate, equipment rental, then in this case there is no point in applying for this type of subsidy. Such industries do not belong to the category of those that can be financed by the state.
Subsidies for children
In this case, additional financing is provided only if the cost of living of the family is considered to be minimal. However, this does not apply to lump-sum payments from maternity capital, which were previously practiced.
If we are talking about standard child allowance, then today it is 10.5 thousand rubles. In 2019, this amount will be increased by 300 rubles.
In order to receive these funds for a child, you need confirmation that he is a citizen of the Russian Federation, just like his mother. To receive such a benefit will not work for those who are deprived of parental rights, as well as for those who raise children who, due to disability or for other reasons, are fully supported by the state. If the mother dies or is deprived of parental rights, then in this case all subsidies can be received by the child's father, adoptive parent or guardian.
Also, speaking about what subsidies can be received from the state, it is worth considering that the maternity capital program was extended until 2021. Accordingly, today at the birth of a second child, parents can receive 453 thousand rubles.
Subsidies for retirees
This category of the population is considered the most vulnerable. Unfortunately, the current pension level leaves much to be desired. Therefore, a variety of programs are provided for senior citizens. For example, an elderly person can arrange free travel on public transport and commuter trains.
Also, many pensioners can significantly reduce the cost of housing and communal services. They provide programs that help to slightly increase the size of monthly pension payments.
Where and how to apply for subsidies
To receive funding from the state, it is necessary to provide all the necessary certificates that confirm that the citizen is indeed in a difficult condition. It is recommended to collect as many documents as possible. The statement should contain exclusively reliable information. If a citizen tries to deliberately deceive the state and receive double payments or those funds that are not intended for him, then in this case he violates the law.
The list of documents that must be provided when applying for a subsidy depends on the specific type of financial assistance. If a person decides how to get a mortgage subsidy from the state, then he must also contact a credit institution to clarify the requirements.
To get money, you need to visit a local authority and find out the list of documents.If a citizen wants to reduce utility payments, he will need to confirm that he is the owner of the home, prepare a passport and income statements.