Many residents of Russia are interested in whether a pension tax will actually be introduced (or already exists) in the country. After all pension system RF is constantly changing. In connection with the crisis, the government decides on a variety of unforeseen actions. For example, some suggested that the additional support from the state be canceled altogether for those who, already in retirement age, continue to perform their duties. So what to believe? What information can be considered real, and what is classified as myth?
Taxation of benefits and pensions
A retirement tax is something that scares many retirees. Especially those who got a job. Indeed, some indicate that people who have reached retirement age will have to give part of the money to the state treasury. Something like income tax. After all, pension payments are also revenues to the family budget.
According to the laws of the Russian Federation, benefits and payments that are made by the state are not taxed. That is, this is a kind of support provided by the government free of charge.
It all depends on employment
Nevertheless, some citizens still claim to have heard that it is planned to introduce a tax on pensions working pensioners. That is, unemployed citizens who have gone on a well-deserved rest will receive full pension benefits, but those who continue to work will not. Is it really? And will this rule have a cancellation?
There is no tax on pensions in Russia today. This fact will have to be taken into account. And it doesn’t matter if a citizen works or not. Pension payments, as already mentioned, are not subject to any additional payments. And no one is going to introduce such a payment neither for employed citizens, nor for unemployed. In any case, there has not even been a discussion of the topic under study in the government so far. But there are other rumors that make the population independently save money "for old age."
Pension cancellation
For example, the first news that caused a wave of indignation is not the pension tax itself, but the complete cessation of the mentioned payment to those who are officially employed. That is, citizens who have reached retirement age and continue to perform their duties will not receive additional support from the state. Is this really so?
In a crisis, the government can take various steps. But in Russia, in fact, no decision was made to abolish pension payments to working pensioners. State support is also not taxed. This bill is just a rumor, which so far cannot be implemented. First, the pension system of the Russian Federation will have to be completely revised and only then will such reforms be introduced.
Without indexing
But the next moment will have to take into account all employed pensioners. The thing is that in 2016 the indexation was canceled for this category of citizens. A pension tax has not been introduced, but there will be no increase in payments to those who perform labor duties.
At the same time, all unemployed pensioners receive a little more money. For them, the indexation of pensions was 4%. The recalculation of funds occurs immediately after the citizen leaves. This factor will have to be taken into account.
Will there be a pension indexation in 2017? Working citizens of retirement age obviously have no hope for this.But it is too early to judge the unemployed. Although there is certain information, already confirmed, which will indicate future changes in the pension system.
Payouts instead of indexing
Is pension tax abolished in Russia? It has not even been introduced. It has already been repeatedly emphasized that pensioners receive state aid free of charge. The abolition of pensions for the employed is also not provided. But in 2017, there will be no indexation for either workers or the unemployed. In any case, in the first half of the year.
The thing is that according to the latest news it became known that all pensioners in January 2017 will receive a lump sum payment. It should replace indexing. It makes a cash allowance of 5,000 rubles. It is paid to both employed citizens and the unemployed. Pensions will remain at the same level and will be paid in the same way as before.
Freezing accumulations
But the surprises from the government do not end there. What else awaits citizens? Indexing was canceled. A pension tax has not been introduced, but some people use a similar term to describe the so-called “freezing” of the funded part of old-age payments.
It’s no secret to anyone that Russia has a funded accrual system for calculating funds. Citizens transfer part of their income to the funded part of the pension. It is paid along with the insurance component.
In 2017, it is planned to “freeze” the funded part of the pension. This restriction is expected to be valid until 2019 inclusive. A necessary measure - it is needed to replenish the state treasury and maintain it in a solvent condition.
Taxes and senior citizens
Enormous unrest caused this cancellation. There is no tax on pensions in the Russian Federation. Neither for employed, nor for unemployed. But at the same time, people who continue to work even after reaching retirement age are subject to certain mandatory payments.
It's about income tax. Pensioners are the same taxpayers as all other adult citizens. But at the same time they have some benefits. For example, all pensioners are exempt from property tax. Employed citizens earn a living. From him, like all other employees, pensioners pay 13% to the state treasury. It's about income tax.
Moreover, in certain cases, it is possible to reduce the tax base due to benefits. That is, the tax will be paid in smaller amounts. Earnings are taxed with such deductions, no pensions. You should remember this rule before you panic. The pension tax for working citizens is not assigned in the Russian Federation, and in the near future, as already mentioned, it will not take place.
Conclusion
Now it’s clear that pension payments are not subject to any additional payments. Employed pensioners pay certain taxes, but they have nothing to do with old-age payments.
The pension system of the Russian Federation is currently in an unstable state. The latest changes are recommended to be monitored more carefully. So far, there are no taxes on pensions - this is illegal. State support is not subject to additional payments; it is issued to citizens in the form in which they are assigned.
Higher pension payments should not be expected either. In any case, in the first half of 2017. The government has already advised the population to save money on their own. The full payment of this type of support will not be canceled, but they are able to reduce or limit it for the employed population.
Most of the shocking and frightening news about changes in the principle of accrual and calculation of pensions are just myths. They have no legal force. To verify this, just read the law on retirees. It says that all citizens who have reached retirement age have the right to receive support from the state.
