Plastic cards, credit or debit, are the most convenient payment tool that has been invented by mankind today. A plastic card does not need a lot of space, it is easy to transport, and payment of purchases can even be made via the Internet. For this reason, cards are gaining in popularity, and in the near future, everyone on Earth will use them. Now I would like to tell you how to find out the personal account of a Sberbank card, and why it is needed at all.
Why do I need a personal account card?
There is such a possibility that you may never need a personal account of your card. It is recognized by payment terminals independently, so you are unlikely to know it. And twenty digits are included in it, so no one will memorize it by heart. But if it becomes necessary to transfer money from the card to a bank account, Sberbank will necessarily require the card’s personal account number, as well as the remaining full details.
The long series of numbers indicated on the front side of the card is its number, that is, the key to the account on which the money is stored. To be even more precise - one "key" from the bunch, by which the payment system recognizes the card. The card number contains 16 digits, with its help the card is tied to the account of a particular bank, which is opened specifically for it. This is required to ensure a greater level of security and that the card does not contain unnecessary data. In addition, when deciding how to find out the personal account of a Sberbank card, only its account will be issued to you at the branch, and not some other one.
When reissuing a card for various reasons, its number changes, but the account itself remains unchanged, so it is very important in a variety of operations. And for most of them, information about the account number will be simply necessary. If you have already encountered this problem and are only thinking about how to find out the personal account of a Sberbank card, then do not despair and immediately run to a financial institution. In this case, an obstacle will be the fact that, for example, the department is not within walking distance or that the necessary documents were not at hand. In general, there are several ways that allow you to find out the number of a personal account.
Find an old contract from the card
You can search for it at home if it is preserved. In it, the account is written without fail. Basically, it is very often lost among other documents, and in some cases it simply cannot be accessed, for example, you are far from home or even in another city. In addition, the account number is also indicated in the envelope where the secret code was sealed, and some other card information.
How to find out the personal account of a Sberbank card via the Internet?
If you have access to the World Wide Web, you can use the Sberbank Online online system. Today you can go through the self-registration on the site - just have on hand a card and a phone with a connected "Mobile Bank". In addition, a universal agreement must be concluded with the bank, which allows the system to be used without restrictions. Otherwise, you simply will not be able to see your account number, since the functionality of the system will be limited.
How to find out the personal account of a Sberbank card by phone?
You can also make a call to the bank support service and ask the operator to dictate the account number.To get this information, you need to name the code word that you came up with when you received the new card, as well as dictate your personal data and card data. In this case, no problems, except with the expectation of the operator, should arise.
As for the question of how to find out the personal account of a Sberbank card through an ATM, we can say for sure: this is impossible. ATMs are not yet equipped with such a function.
How to get a personal account at a bank branch?
If you haven’t connected to the Internet bank and you don’t have a contract at hand, and you, as luck would have it, forgot the code word, then there is only one option - to contact the bank’s office personally. In order for the operator to print the necessary information for you, he should be provided with a passport and a card. But just keep in mind that you can only get information on your own card, but not for unauthorized persons. Even with a card in hand, such information will not be provided.
It is best to store important data such as personal account number in a safe, but easily accessible place. Or just think over everything in advance and connect the Sberbank-online system. It makes it easier to make certain payments, for example, payment of utilities. The system makes it possible to avoid unnecessary time and nerves when it is urgently required to transfer funds from a bank account to a card or perform another operation that requires complete account information.
