Electronic payment systems are becoming an increasingly popular financial instrument. The ability to manage your payments and expenses from any device and make any payments on the network is not a complete list of functions electronic wallets.
Today, the list of payment systems includes several dozen items, but only a few are recognized as the most reliable and convenient. Those who have decided to open an account in such a service for active use should first familiarize themselves with the features of each wallet.
Visa Qiwi Wallet
Opens a list of payment systems Qiwi wallet. Qiwi Wallet electronic service is not in vain in the first place - it is a convenient and functional multi-platform tool. Qiwi Group was formed in 2007 in Moscow. Since then, the company managed to acquire its own bank, entered the international level and released co-branded products together with Visa.
Today, Qiwi payment system has tens of millions of users around the world. Qiwi-wallet holders are able to make utility and other types of payments, repay loans, make transfers and pay for purchases on the Internet and applications. This is not all wallet features! At the same time, the account at Visa Qiwi Wallet coincides with the phone number of the owner, and the level of payment security allows you to be sure of the safety of funds.
WebMoney Transfer
WebMoney wallet does not top the list of electronic payment systems, but firmly holds a leading position in some individual articles. First of all, this is the most popular way to perform foreign exchange transactions on the network. WebMoney Keeper is available for opening an account in US dollars, euros, hryvnias and other monetary units.
To open an account, it is enough to install a special keeper in a computer or on a mobile device. The developers guarantee compliance with all safety requirements, in connection with which, for some calculations, passport data is required, and each operation is confirmed with a password.
At the service of users are numerous functions and services, a partnership of large companies and a convenient interface. The specificity of this wallet is the ability to make a currency exchange. The course, of course, is not the most profitable, but sometimes such a service is very useful.
"Yandex money"
In 2002, the Russian browser Yandex launched its next product, the Yandex.Money electronic payment system. In the same year, the project received an official banking certificate as a service of electronic payments and bank transfers, overtaking other payment systems in this matter. The list of Yandex.Money users totals 18 million people, and every day this figure is replenished by 12 thousand.
Users can install the payment system wallet on a mobile device, on a computer as a program, or use the service online. Wallet owners can pay for purchases, receipts and bills. In this case, funds are debited at the option of the user either from the account in the payment system or from a bank card. In payment terminals, using Yandex.Money, you can select the desired provider and complete the operation with cash.
One of the features of the service from Yandex is the ability to make payments to unregistered users. Official wallet owners can order a plastic card tied to the Yandex.Money system and set up reminders.
All of the above sites are included in the list of payment systems in Russia. Often, Internet users have to resort to the services of international systems for calculations. As a rule, most foreign online stores and applications work with PayPal.
Paypal
This is the undisputed leader who bypasses other electronic payment systems in world ratings. The list of PayPal wallet owners is more than 170 million people. The system is recognized as very convenient and safe. But to the residents of Russia and some countries of the former Union, electronic service is not very hospitable.
Some operations are still inaccessible to a resident of our country. And if we take into account the list of available currencies for settlements in the system, then a rather strange fact was the long absence of the ruble, but the presence of other 18 currencies, including the Hong Kong dollar or Polish zloty.
Nobody hid the reasons for such measures in PayPal. The point is in distrust of the residents of Russia and an attempt to save the system from scammers and violators, who, according to the creators of the service, live in abundance in the Russian Federation and CIS countries.
Payment systems are a convenient modern service. The vast majority of users believe that such technologies have a future. The list of payment systems is constantly updated, and existing projects are evolving and improving. If someone still does not have a wallet in the electronic service of the payment system, then they must definitely get one.
