A huge role for modern users is played by electronic wallets. Honestly, they are extremely important for those who prefer to work and earn money directly on the Internet. For such people, this is a very useful invention. Purse electronic money can be registered in different systems. But which ones are the most popular? And what features and capabilities do these services have?
Description
An electronic wallet is a kind of user profile designed for storing and managing electronic means. They can be deposited through terminals, bank transfers or in any other virtual way.
An electronic wallet is also a kind of account that helps to earn money on the Internet. This is something like a user’s virtual money storage. A very useful thing, if you think about it. You have your own profile, the wallet number and its address are attached to it, after which you can use the various functions of the service. They simplify life and shopping to the maximum. What types of wallets are there? Where do they most often get users?
The leaders
Payment systems and corresponding virtual wallets are two important components for any modern user. But where can I get a profile for managing electronic money? There are a huge number of options, but leaders are also here.
The most popular of its kind is the Webmoney e-wallet. This is an international payment system that helps to quickly and easily carry out work with money on the account. In this case, information is given here about each user. And there are very few scammers. Collaborates with most banks in the world, which simplifies the work when using cash.
Next is the Qiwi e-wallet. This is also a good option, but WebMoney is significantly inferior. You can get it if you plan to carry out small expenses and do not particularly like to withdraw money from the Internet as cash.
It is also worth paying attention to the Yandex service. He also has an electronic wallet. "Yandex. Money" is called. Unfortunately, despite the ease of use and convenience for users, most sites do not respect this hosting. Moreover, after withdrawing money to the corresponding electronic account, accounts on sites are often blocked. Indeed, scammers are often found in Yandex.Money. But this is also a very worthy service.
Purchases
But why are electronic wallets generally needed? As we have already found out, to perform some operations with electronic means. But what exactly can be done? Perhaps you can understand how you need an electronic wallet.
For example, with it, you have the right to make purchases on the Internet. Usually without commission and other surcharges. Convenient, fast, simple and reliable. Almost all stores now work with e-wallets, which only allow you to make an order online. You don’t have to suffer with cash or even leave your house to buy something. A few clicks using an electronic wallet - and the job is done.
Payment of housing and communal services
Payment for services also takes place. And e-wallets help their owners quickly and easily pay utility bills, as well as fines. Only need to know Bank details the recipient. And of course, have a certain amount of money in the account.All this will help quickly and without unnecessary hassle (sometimes without commission) pay the bills and fines that you have.
True, this process is sometimes difficult to cope with. The main problem is finding the recipient. But with practice, this moment disappears. So e-wallets help pay bills and debts. It is very convenient. And if you have a printer to print a receipt, then in general just a wonderful picture looms.
Card Output
Another function that all e-wallets have is to transfer money to a bank account or card. A very popular method that allows you to quickly and easily transfer funds to "plastic" and cash out certain amounts of money.
Perhaps this is what interests many users. True, the commission for such actions is usually taken. Not too big, but still. About 15 rubles. Some wallets are also for bank transfer or an additional fee is charged for the operation with the card. In the region of 2-3% of the transfer amount.
There are also limits on the withdrawal and storage of funds. On average, more than 15,000 rubles can most often be transferred at a time, and from 50 to 100 thousand per month. Each electronic payment system has its own rules. And they need to be recognized. There is nothing difficult or special about this. All information is available directly in the appropriate sections of the electronic wallet. A few clicks and you're done.
How to get
How to create an electronic wallet? To do this, you will have to register on the hosting of your choice and attach your email address and mobile phone number to the account. The absence of the last paragraph, as a rule, does not allow the process to be fully implemented.
Please note: in order to enjoy all the benefits of e-wallets, you will need to be an adult citizen. Then there will definitely be no problems. Register on the selected service (for example, WebMoney), fill in your own details and information about yourself, and then confirm the registration (both via mail and via mobile phone).
All that remains now is to learn how to use money transfers and perform various operations. In addition to all of the above, without any problems, users can transfer electronic money to each other on virtual wallets. Such a function will certainly be found in the "Payments" or "Transfers" section.
Status
Electronic wallets have another small feature - this is the status. Initially, all users get the initial one. He has a lot of restrictions. Status for e-wallet is important. It changes with the addition and confirmation of information about yourself.
For example, in WebMoney you can expand your capabilities with the help of a formal certificate. This is the name of the status for which you need to upload photos of your passport data to the site and enter them in the user information. It will be available only to you and the site administration.
Each status system has its own conditions for obtaining, names and restrictions. But usually the most important point here is to upload passport photos and complete the profile with confirmation of a mobile phone. That's all. Now electronic wallets are no longer a mystery. Try to use their opportunities - you will not regret it!
