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Grandma taught me 10 golden rules for handling money: now my wallet is never empty

We begin to understand the wisdom of the elders only when we ourselves become adults. And so it happened with my grandmother's advice. These recommendations of my grandmother concerned finance even in those days when I was not thinking about any work, and I had no money at all. But I remembered the advice well, as they were often repeated. And now I am ready to share them with the reader.

No need to overspend

I would not call Granny greedy, but she certainly was very rational in her spending. And categorically objected to throwing money down the drain. Of course, I do not follow this rule so zealously, but anyway, no, no, but I will ask myself the question: do I need this or that thing? Sometimes it helps.

You have to pay bills at the same time.

Such an approach, the granny believed, disciplines the mind and spirit. In addition, it helps not to forget whether the person paid or did not pay the bills this month. In short, the whole wagon benefits. I also use this rule. It is not difficult to observe.

Grandmother preferred to store cash in one place

Yes, someone might think that this is dangerous, but my granny needed to know this. She kept everything in one place, but no one knew which one. So, if you decide to make a cache, do not forget where it is located. But the place must be reliable.

Do not borrow

Now, with credit cards, it’s quite easy to borrow from a bank, so as not to mess with changing human moods. But my grandmother was a flint - she did not borrow from anyone and never. Or took it, but I don’t know about it.

You can not throw money

If you imagine that money is a substance and a living being, then, of course, they are offended if they are treated in this way. No money can be thrown out. Even a trifle can always be adapted to something, for example, to buy chewing gum.

“Easy come, easy go”

And this is not to say that my grandmother had a light disposition and loved to mess up, but it just so happened that easy money did not linger for a long time. Or she thought that they would not stay long. I kept repeating this to me at tea until I said: “Yes, bah, I understand, let's change the subject, while I have no money.” To which she replied to me: “Do you remember for the future!”

Money earned dishonestly brings misfortune

Well, granny was an old school man, so we won’t judge her strictly. Of course, such a moral imperative at one time correctly oriented young people, that is, me. How viable such beliefs are in the modern world, let the reader decide for himself.

Money as a gift

Here the granny had two beliefs: firstly, they give money only to those people who really need them; secondly, money is not given for anniversaries. Probably because those who have money for anniversaries do not need money. However, she avoided my direct question with noble silence.

Charity

Granny considered recklessness to give money to the poor and sick, if the person himself needs. A person thus deprives something important of his family.

Moderation is the first rule

You don’t need to get involved in money and rely too much on it, but at the same time, money does not tolerate an excessively frivolous attitude to itself.


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