Children should grow up as financially literate people, so you should start learning from early childhood. Those parents who allow their babies to take part in shopping and distribution of finances deserve respect. If you behave this way, you will be calm for your child. Even without your participation, he will become a self-sufficient and independent person.
List compilation
Always make a list before going to the store. Firstly, you yourself will avoid impulsive purchases and all kinds of temptations. Secondly, you don’t have to blush for the baby when he screams at the whole supermarket and demands that you buy him a toy. Sit with your child and remember what you need to get. Tell us how much money you have and how to properly distribute it so that there is enough for everything. This will be an interesting and useful game for the baby. Be sure to explain the rules of conduct in the supermarket so as not to get into an awkward situation. A child should know that he is not at home, therefore, taking goods from a shelf is possible only with the permission of adults.
24 hours
If the child asks to buy him something expensive, do not rush to fulfill his desire. Ask the baby to wait one day and think how much he needs it. Say that you have reached the limit for today, and tomorrow you can purchase what he wants. Ask in detail why he needs it and how important it is to buy it right now. Then close this topic and do not come back to it. If the child reminds about it tomorrow, then keep your promise. And if you forget, then you don’t need to buy anything else. A day later (if he remembers) say that you no longer have the opportunity to purchase it (the day when it was possible ended yesterday).
One-time amount
Before going to a one-time event (attractions, circus, shows, etc.), voice the child the amount that he can spend. What are the prices for entertainment, this will help the baby to set priorities correctly. Explain that it is not permissible to spend over this amount of money, otherwise you will not have enough finance for products and necessary things. No need to say that you do not have money, explain your planning. So, by your own example, you will demonstrate a method of smart planning.
Comparison principle
Show your baby several identical products with different prices. Explain how much it costs and why (consider quality). Then give him the budget for this purchase and tell him how to choose the right product at the cheapest price, given the proper quality. The child will quickly understand the principle of choice and will soon begin to make it on his own.
Alternatives
If the child asks to buy something that can reasonably be replaced, be sure to tell him about it. For example, a book that is in the library or a toy that can be played in the children's room. The kid should understand that you do not always need to buy something that you can use temporarily. This also applies to exchange. There will be no harm if your child temporarily exchanges with another toy. To begin with, he will have to do this with your permission, and then he will learn to solve these issues himself without prejudice to himself.
Persistent exactingness
Never let your child manipulate you. Accustom him to the fact that in everything that he will demand with a cry and hysteria, he will be denied.You should also not practice daily purchases of all kinds of trinkets (if only there was an acquisition from which he would feel happy and would not raise a cry). This will be your provocation to him. In case of refusal, you will be forced to listen to a tantrum or quickly look for alternative options at a lower cost. Therefore, screams and insistent demands for him should be categorically excluded.
Preliminary agreement
If you promised to buy a toy for your child, specify in advance what and at what price. Never give your baby the opportunity to choose on their own without a cash limit. The contract must be concluded in advance, and not in the store itself. The only exception may be an unexpectedly seen product in a store that simply hit a child. Then he should come to you and say in your ear about his desire. You can discuss this with him on the spot or move the discussion home.