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Always pay cash: the principles by which I save a lot of money

In almost any family, sooner or later a situation arises when it is required to save on expenses. For such cases, there are some tips that can actually be applied in practice.

Go shopping less

The more the family will be at home, the less will be spent, the more unnecessary. This applies not only to shopping, but also to car trips. The car also needs to be refueled, even if it runs on gas.

It’s best to schedule shopping. Make a clear list, pre-planned purchases allow you not to spend money on completely useless things, but purchased at a discount. And never visit grocery stores if you are hungry, don’t take children to buy, it’s hard to refuse, but they like completely harmful and useless food.

Cash payment

Alas, almost any person spends a lot more money if paid by credit card. According to statistics, the number of such people is 18%, but in real life there are much more.

Withdraw money in a certain amount from the card and best of all once a week. You will have to plan your costs first.

Eat at home

Naturally, if a person lives alone, works, then it is quite difficult for him to come home and cook every day. But in such cases, the freezer helps. Some dishes, for example, first courses and side dishes, can be prepared once a week on one weekend.

I will not believe if someone says that eating at home is more expensive than in catering establishments. Moreover, it is easier to eat properly, remove harmful and fatty foods from the diet. Plan your menu for a whole week. This will also allow you to plan the list of necessary purchases and reduce the number of shopping trips.

Do not forget to drink water on a regular basis. This will make it possible to reduce food costs and even lose extra pounds. Refuse soda and juice, this is also a real opportunity to save.

Do fasting days. This is a great opportunity to keep your body toned and get rid of extra pounds. For example, one day can be spent on rice, and the third day of the week on beans or tomatoes, depending on personal preferences.

Savings on utilities

For example, I have been using this rule for a long time. Electric appliances are never left turned on even in standby mode, of course, we are not talking about a refrigerator or a freezer. But the same TV or computer must be turned off. Even in standby mode, they consume electrical energy. This rule really allows you to save on utilities.

You can reduce the time you take a shower. This is especially true when the water is heated using a water heater. A shorter shower time will save not only water, but also electrical energy.

Reuse of things

Indeed, things wear out over time and need to be thrown away. But before you send them to a landfill, think about what home purposes they can be used for. For example, an old T-shirt can become a rag for mopping, and a T-shirt for wiping windows. You can store nails in a coffee can. Reusing any thing will save you money.

Entertainment

Free entertainment is even in our time. Keep an eye on the city poster, especially if you live in a large city. For example, our city often hosts free exhibitions, concerts and film screenings.It can be a city holiday or an event dedicated to a national celebration date.

If you wish, you can even find training and psychological courses, useful master classes. Remember how you read books before, in fact, this is one of the most exciting ways to spend your free time. Chat more with your family, play board games and just be around.


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