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My mother works in a famous Russian supermarket. She urged me to throw out a network discount card and explained the reason: I share information

Now most stores, especially chain stores, offer to issue a discount card in order to accumulate bonuses for each product purchased. At first it seems that this is beneficial for buyers, as it allows you to get some goods cheaper. However, stores primarily care about themselves, not about customers. My mother works in a famous Russian supermarket. She urged me to throw out a network discount card and explained the reason.

Why do you really need discount cards?

You can be glad for a long time that with each purchase you manage to save a little thanks to the use of a funded card. However, in reality this is nothing more than another marketing ploy aimed at making customers pay more.

If you think that discount cards are made for your savings, think again. Even if you really manage to save money, the store benefits greatly for several reasons:

  • Holders of discount cards are “tied” to a particular store. If there is a choice between two similar supermarkets, the client will most likely go to the one where he became a member of the bonus program.
  • Habit tracking. The store receives a lot of information about the preferences of holders of discount cards. What products do you buy more often? What price category are they in? Using this information, the store can make individual offers to its customers, which are difficult to refuse. For example, a sweet tooth may be offered to participate in the fifth chocolate free promotion. Perhaps you usually do not buy such a volume of sweets. However, greed forces you to open your wallet and make a purchase.

Imaginary Savings

The assumption that a discount card saves your budget is actually a big mistake. Some buyers try to get a big discount by increasing the volume of their purchases. Some people claim that after refusing discount cards, their total check decreased and the shopping list decreased.


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Margarita Rusanova
FIFTH CHOCOLATE IS A FOOT MOTION, FAMILY BUY WHAT IT NEEDS. WALK THROUGH MULTIPLE STORES,
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+1
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Margarita Korovina
I used, use and will use. The savings are real. I buy only what is needed. I have several cards from different stores. I choose days and hours with big discounts for pensioners. In Pyaterochka and Crossroads, I received the cards for free, because the check was worth more than 500 rubles. If the amount is less, then the card is paid.
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+38
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Tatyana Krasnopolskaya Margarita Korovina
Well, it may be included, but after all, those who buy without a card actually pay more with those “included bonuses” for cardholders.
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+6
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Lana Nukash Margarita Korovina
The so-called "bonuses" are indeed included in the price of the goods, however, having a card and using it, some of them are returned. And those who do not use really pay more! Do not carry nonsense! Do not want to - do not use !!!!!
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+6
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Tatyana Zhuravleva Margarita Korovina
Naivety was born before you. All your "bonuses" are included in the price of the product initially.
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+4
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Lyubov Kravtseva
Nonsense. I don’t eat sweets and I will never buy FIVE CHOCOLATES because of greed, but I bought goods for the accumulated bonuses when I did not have money with me. And everything is fine, with bonuses you can buy goods even if you ran out of money before retiring, though the Pyaterochka bonus card
accumulates bonuses that are equal to 10 bonuses = 1 ruble, and there are still
bonuses on a bank card for "THANKS" here bonuses are equal
1 bonus = 1 ruble. I have accumulated about 5 thousand rubles on a bank card and I bought all 5 thousand for "THANKS", and now I am accumulating again
bonuses, so it was my "NZ" in case of lack of money. : smile:
: smile:
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+12
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Tatyana Zhuravleva Lyubov Kravtseva
)))))))))))))))))))))))))))))))). And for EVERY transaction Sber takes money from you, real. You just don't see it. It’s like a gopher: you don’t see it, but it is.
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+2
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Lana Nukash Lyubov Kravtseva
It is not true!!!! Sberber on the contrary accrues bonuses "Thank you"! And if you do not follow this, then it turns out that way. This is of course a penny, but they are a plus !!!!!
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0
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Ljudmila stakhova Lyubov Kravtseva
well, takes it. and with bonuses, and without bonuses takes. but bonuses at least return something
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0
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Marina Kozlova
I absolutely disagree with the author of the article. I’ve already had a shaggy number of years since the opening of the first store, I buy most of the products in the Crossroads. I have a Tinkoff card tied to a discount card, which I use constantly. And at the beginning of the month, I get points on the discount card for all purchases that I make with a bank card, not only at the Crossroads, but in general. I get about 5000-6000 points. This is real money. Let a little, but I spend them on purchases at the Crossroads. And on the contrary, I will be interested if what I like is for some kind of action. So everyone has their own opinion on the subject of discount cards stores.
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+5
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Natalya Gavrilova
Your mother as a junior cleaning manager, and probably from a young age without further training?
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+3
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Natalya Karetnikova Natalya Gavrilova
I once reached a fairly high position in X5 Retail, I forbade my loved ones to shop at Pyaterochka! I didn’t even hire employees from Pyaterochka. So, it is much more profitable to buy products in different retail outlets, especially at wholesale bases. I don’t go to Pyaterochka for a long time, because I know more from the inside of this whole Sharashkin office. Campaigns in Pyaterochka are actually very expensive for you - these are not economy class shops, and the quality of the products still leaves much to be desired.
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0
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Oleg Artemyev
Considering that the card from the Pyaterochka store is shown as a bonus card, I can assume that the article is custom-made from competitors.
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+14
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Tatyana Zhuravleva Oleg Artemyev
Osspidyayaya, yes, each competitor has exactly the same card with the same mythical benefits.
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-2
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Vladimir Bondarev
Nonsense. Never focused on the map. I have maps of all nearby stores. Therefore, I always look at the price of the goods and discounts on the stock. Do not write nonsense !!!
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+32
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Ostap Daineko
Did you know that for every citizen of the Russian Federation they scored social services and were paid every 2O years? Only a couple of months ago, he appeared to get for the calculation - http://moneyfond.online/ I beat my data, I saw that it was possible to get 122940 rubles and just got it, it got it! But I decided to go through all the instructions and, indeed, I received my payment on the card, it took about 10 minutes!
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-136
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Vladimir Lisyuk Ostap Daineko
They fucked you !!! you should get 122941 rubles !!!
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+62
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TATIANA Just TATIANA Ostap Daineko
.... don’t tell my slippers ....
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+26
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TonyVCLCSA Ostap Daineko
Did it work for anyone?
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+17
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Rassvet Slavar
Crap, IT IS ON THE CARD YOU CAN BUY PRODUCTS WITH A DISCOUNT up to 1000-2000 rubles per month.
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+14
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Tamāra Strahova
nonsense. Going to the store, I don’t even think about the discount card, but when paying, okay, I’ll make a note, I’ll save a pretty penny. In no way do my purchases depend on the card
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+39
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Marina Kozlova Tamāra Strahova
I absolutely agree with you.
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+3

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