Almost every person has a bank card. It can be paid in various stores or restaurants, and people often connect online banking. With it, you can make payments online or check the balance and perform many other actions. But people who constantly use this offer of banks often become victims of fraudsters. Therefore, in public places, people should use Internet banking carefully so as not to lose their savings.
Features of using public networks
Many large shops and restaurants offer completely free internet, which can be connected via wi-fi, which is available on almost every modern gadget. If you go into your online banking through this social network, paying for various goods or transferring money, then the information giving access to your personal account can be obtained by fraudsters.
Even if a password is entered to access the network, there is no guarantee that such a connection is secure. Therefore, you can use your personal account in online banking only with high-quality protection. Otherwise, criminals will be able to track the activity of their victims, use someone else's personal information and take possession of money.
It is especially important to use reliable protection when traveling, where people are forced to connect to different networks offered by hotels, restaurants or other public institutions. Simple payment for goods on the Internet can result in a loss of funds on the card.
Travel Tips
If people go to another city or country, then in any case they connect to the Internet using public networks. In these networks, user data is not encrypted, so unauthorized persons can track activity. Therefore, it is recommended to adhere to the following recommendations:
- while using public networks, you cannot make purchases on the Internet or go to your online banking personal account, since all the entered credit card information can be obtained by fraudsters;
- you should not send personal messages on social networks or other services, and it is impossible to transmit information about bank cards or accounts at all;
- some criminals send files over the network to other users who download the program data and open it without fear that with their help attackers can gain access to personal data;
- with the help of such files malicious programs are installed on the phones through which fraudsters can get full information about the user;
- if a person is trying to access online banking on the go, then you need to turn off automatic connection on their phones, laptops and tablets to avoid connecting to unknown networks.
If you use these recommendations, you can protect your money and personal data from intruders.
Other protection methods
There are many more ways to protect your information and money from numerous scammers. These methods include:
- you need to use exclusively trusted and reliable networks offered by organizations that care about protecting the data of their customers;
- no need to register in every first network, so you need to limit yourself to a few trusted connections;
- Avoid browsing sites that use an unencrypted HTTP connection.
- it is advisable to view only sites that are verified and encrypted, as other network users will not be able to track information transmitted between the server and the owner of the phone;
- it is not recommended to register in a public network, where personal user data is requested, provided by phone or email address, so it is better to use another network;
- You need to install an antivirus program on your phone in advance, which provides some protection against fraudsters, as it quickly detects malware;
- it is advisable not to make purchases on the Internet, as this will require you to enter bank card information.
Although adhering to these recommendations is rather difficult, each person only with the help of these tips will be able to ensure the safety of using public networks.
Conclusion
Fraudsters often use different social networks to gain access to the personal data of their victims. Therefore, people should avoid using these networks. If this is not possible, then some rules must be followed to protect personal information.