Given the not too positive economic dynamics in our country, the insufficient number of normally paid jobs and other unpleasant facts, many often have to think about developing their own business.
Despite all the bureaucratic obstacles and the need to collect documents, you will be able to provide for your whole life by competently approaching the process of organizing a business. Unfortunately, there are many problems here. The first one is money.
To organize the production of brooms is simple, and the cost of this is practically not required. That's just money from such a “case” will not be enough. If you organize something really large-scale, you will need much more money.
Therefore, people are often interested in how to get a subsidy for starting a business. The question is indeed a very topical one, since developing your business with the help of the state is a very tempting idea that many may like.
Let's look at an example of how you can get money for business development in the field of catering.
What types of business subsidies do exist in our country?
Before you receive a subsidy for starting a business, it is very important to find out what exactly they are generally given out for. We will continue to consider this issue, discussing Moscow, since it is in this city that there are most people who want to open their own business.
Moscow subsidies
So. The main subsidy is 300 thousand rubles. You can get it if you have already served in the Armed Forces of the Russian Federation, or are a single parent, or have not worked anywhere before.
In addition, the right to this financial assistance for the development of their own business is granted to those citizens who have a disability certificate.
And how to get a subsidy for starting a business, being unemployed, in another way? There is a concession for the residents of Moscow: there is an option to issue 25 thousand rubles. Attention! On the Internet, there are often "good" tips for obtaining this money, issued on the "left" unemployed. We strongly do not recommend doing this, since it is very possible to get a real term for a penny.
Other cities
If you live outside of Moscow, then only a subsidy of 60 thousand rubles is available for you, allocated through the local employment service.
The state also gives 60 thousand for business development, applying the same amount for each attracted unemployed person that you can use at your enterprise. Important: if possible, it would be better not to use this method, since you will doom yourself to very tedious bureaucratic fuss, being forced to report on every penny spent on these workers.
Getting started
Since you can get a subsidy for starting a business only officially unemployed, you have to quit. If you were already sitting without formal employment, then you will be spared this fuss. Thus, you cannot be officially employed anywhere, including working at an individual entrepreneur.
After that, we go to the Employment Center ("Labor Exchange"), which you are entitled to by registration. If you don’t know which one is yours, you can turn to any: they will explain everything in detail.
Arriving at the Center, we declare our desire to register as temporarily unemployed for the subsequent opening of our business.By the way, this is where the fun begins. One often hears from candidates for entrepreneurs that in almost all regions of Russia it is possible to receive state subsidies to small businesses without any particular problems, barely expressing a desire to become an entrepreneur.
We return to the previous place of work
We take in the accounting department of the Center a statement of income at the previous place of work, we carry it to fill in the personnel department of the enterprise where you worked previously. Attention! It is better to ask the exchange employees to put in advance pencil notes on what and how to write in the reference. Their internal forms are distinguished by their rare complexity, and the constantly changing legislation in this area does not bring clarity to the issue.
With the completed form, we return to the stock exchange, where we are officially registered as temporarily unemployed.
To become one, you will need your passport and work book, the same certificate on the amount of wages (which, quite possibly, you will not hand over the first time), as well as the TIN. If you have a diploma, you must also attach it to the application.
In order for your small business development subsidy to become yours, you will need to fill out a few simple forms in the future. This is no longer difficult, since if necessary, you can ask for help from the workers of the center itself. Once again, specify at the initial appointment that your goal is to start your own business, and not to get a vacancy for a position that does not interest you.
When you fill out all the forms, you will be told the date of the next visit. In addition, they will immediately tell you that it is necessary to have a savings book in the nearest branch of Sberbank (as a rule, exchanges work with it). You will need a book in order to receive allowance for it. They will give it to you before receiving a subsidy, which will be transferred to the same book.
It is not worth worrying about the establishment of a savings book: its cost is only a dozen rubles.
Note!
Take the appointed dates of the secondary and subsequent visits to the exchange very seriously. If you assume that you cannot make an appointment on a particular day, be sure to notify the specialist who appointed you for it.
Since the country has a difficult situation with unemployment, Employment Centers are happy to deregister those citizens who do not arrive on time, skipping receptions only a couple of times. So these organizations are improving their statistics. In this case, your subsidy for the development of a small business will burn out.
And further. Be sure to ask a specialist if they have a department that purposefully prepares the unemployed for starting a business. If there is one, it will not hurt to go there without waiting for the official direction. This is unlikely to help to receive material assistance, but sometimes it gives useful methodological recommendations.
Business plan
However, about the lack of benefits for obtaining subsidies to small businesses in Moscow, we exaggerated a little. In any case, you will need all these manuals, as they reveal all the requirements for writing a business plan. Without it, no one will give out money to you. What should you know before writing such a crucial document?
Writing a business plan
Firstly, if you had already thought about starting your own business, then you don’t need to talk about the rules for writing a business plan for a long time. But! Pay attention to the fact that the amount of material assistance and your plans should be adequately correlated.
Simply put, if you decide to engage in breeding geese, you should not write that you are going to acquire elite breeds, engage in breeding and reach the heights of poultry farming.
Be simpler, since your plan will be evaluated precisely in terms of the realism of its implementation.
Try to express your thoughts succinctly and succinctly, do not spread your thoughts on the tree.It is better to include real plans, specific prices for equipment and supplies in your presentation.
Be sure to describe what experience you have in this area of activity. Everything that can be linked to the future direction of your business will do.
Among other things, do not try to particularly praise yourself: it is much better to describe your real successes and failures, demonstrating the ability to introspection. Practice shows that a free subsidy for business development is much more readily given to those people who really imagine not only the golden mountains, but also very specific difficulties that inevitably arise in front of them.
Small remark
Press on the possibility of investing personal funds. The Commission can quite rightly decide that the business plan, which to a large extent is already self-sufficient, is quite worthy of support.
It will be nice to mention in the document your plans to attract other unemployed. Subsequently, no one will ask you anyway if you don’t hire anyone, but in the eyes of the commission your plan will look better.
Next stage
After you think through everything, draw up a block diagram of your business and find out the exact cost of everything you need, you can transfer all your calculations to paper. In general, the finished document is supposed to be submitted to the Employment Center in print.
We carry the document to the Center or its department, which is engaged in the preparation of new entrepreneurs. Once again we indicate what kind of state subsidy for starting a business you need, we are waiting for the meeting of the commission. It is not necessary to say that you should come to him without fail.
Do not be afraid of questions from members of the commission: as a rule, they ask only about your motivation, plans and the like. If you stay confident, knowing the material of your own business plan, then your venture is highly likely to be approved.
However, even if the project you wrote is so incredible that it was not accepted the first time, no one will banish you with shame. Present experts will point out the weaknesses of your work, advise on how to fix it. In this case, you have the right to come to the next meeting.
What to do after plan approval
As soon as your business project is approved and signed by all officials, you will bring it to the Employment Center again. You sign an agreement that the state subsidy you receive for starting a business will be spent only for its intended purpose.
Finally, after about a couple of months, you get the money on the book. Up to this point, you are officially registered as unemployed, and therefore receive the appropriate allowance.
Note that many start-up entrepreneurs believe that the most difficult part here is how to get a subsidy for business. Further they care little. But in vain. In the first year of the introduction of this system, it was really possible to get money, and then at least engage in gopher breeding. Today you must report on each penny spent, providing absolutely all cash receipts or other documents that can confirm the legitimacy of spending.
And even that’s not all! After all the reports, reconciliations and commissions that will fall on your head, they will control you for a couple of years. The government may at any time become interested in whether your business is alive. After this period, you can close by fulfilling the contract. Doing this before is by no means possible, since you will be obliged to return the entire amount that the state subsidized to you.
In a word, getting a subsidy for starting a business is quite possible, but there is enough bureaucratic red tape.
How to get money for business development in Moscow?
In Moscow, not everything is so simple: there are cases when the employees of the Employment Center do not consciously advertise subsidies to small businesses in Moscow, as well as how to arrange them.Instead, they are offering jobs. Whatever the case, you have the right to financial assistance from the state to start a business, so seek the issuance of all necessary documents and literature.
But! Difficulties were created due to the fact that in this city there is an organization of "Small Business of Moscow". She is just engaged in supporting young Moscow entrepreneurs. Before you receive a business subsidy in this organization, you must already create your own business. This non-profit organization rarely gives money to open a business.
To get them, you need to come to their 
regional management, fill out all the necessary profiles. After that, you will need to write and protect your business plan.
His defense is not particularly different from the process that we have already described. After that, within 15 days you get the money.
Important! Unlike subsidies through the employment exchange, you agree to return all this money to the state in tax form.
They can not be spent on advertising and the issuance of wages. Only their investment in the development of the enterprise is provided.
Otherwise, there are no features. Since you can get a subsidy for business in any city in our country, we simply describe the method of obtaining material assistance through the employment service. Fortunately, in the regions it has the same functions.
