How to check debts before going abroad? Of course, this question should be asked by every Russian going on a foreign trip. In practice, there have already been cases when, at the very last moment, border control officers refused our citizens to cross the territory of the Russian Federation.
The reason for this was child support debts, bank loans, unpaid receipts for utilities, fines for violation of traffic rules. As you can see, there are plenty of reasons for the ban, so the question of how to check debts before going abroad requires a more detailed consideration. It is noteworthy that there were cases when Russians were not allowed abroad who had no prior debts.
Try to solve the problem in advance
The question of how to check debts before traveling abroad should be decided no later than two months before the planned event. Otherwise, be prepared for the fact that upon arrival at the airport, "on the spot" you will not be able to resolve the problem for the simple reason that no one has canceled the bureaucratic delay in our country.
As a result, hotel reservations and tickets will be lost. You should remember that the names of malicious “non-payers” from the register of debtors disappear not on the day the fine is paid, but after 2-3 weeks - this also complicates the procedure of departure abroad.
How much debt is enough not to be allowed into a “foreign” country
Considering the question of how to check debts before traveling abroad, it should be noted that the legislation does not establish what specific amount of money the creditor should not pay so that he is forbidden to leave the territory of the Russian Federation. However, the bailiffs say that a debt of more than 5,000 rubles is already the basis for this, and such unspoken rule “does not apply” to cases of maintenance obligations. At the same time, one should not forget that failure to pay a fine of the traffic police in the amount of 1000 rubles can also serve as a basis for prohibiting travel to a foreign country.
A universal way to check debts
There is the simplest solution to the problem: "How do I know if there is a debt before going abroad?"
You just need to use the portal of state and municipal services, where there is a maximum of information about payments to budgetary organizations.
How to check tax debts
If there is a need to check the timeliness of making payments to fiscal authorities, then this can be done through the website of the Federal Tax Service. To use the services of this Internet resource, you need to know the TIN.
How to check for debts to the bank
If you previously issued a loan at a banking institution and want to make sure that you have properly fulfilled your financial obligations to it, you should use the Central Bank’s Internet portal, then find the list of credit histories and request information to find out exactly where is yours. Within ten days after this, you will receive from the bank the address and contact details of the credit bureau. At this institution, you can check the debt before traveling abroad with a passport, or send an application for this by mail.
How to find out the debt for housing services
Get information about rent arrears it is possible in institutions that provide housing services or directly in your HOA.
Credit Bureau
Debt information can also be found at the credit bureau. Want to know all the fines and monetary obligations? Send a written request to the above structure.
You must also remember that when paying all fines you will be deducted executive fee the amount of which is seven percent of the amount owed, but not less than 500 rubles. If you refuse to pay this fee, problems may arise at the border.
How to pay off debts
You can pay off debts directly on the websites of institutions that have provided you with services or collected a fine from you. If you have learned the debt before traveling abroad and now you want to pay it off, you can do it on the gosuslugu.ru website or through the Kiwi terminals.
If you use the second method of payment, the information will be received by the bailiffs on the same day. Another, no less common way of paying “on bills” is the Yandex. Money".
Do not be lazy to check that the debt is repaid
Do not take the trouble to check that government agencies notice that you have duly fulfilled your monetary obligations and deleted you from the list of debtors. To do this, call the FSSP body and specify the information you are interested in.
