Sberbank is one of the largest Russian commercial banks. A financial institution provides a wide range of services to legal entities and individuals.
The history of development
After banking reform was carried out in 1987, Sberbank of the USSR was formed. By a resolution of the Supreme Council of July 13, 1990, it became the property of the RSFSR. And a year before that - the first member of the Visa system. 03/22/1991 the establishment of AK Sberbank of Russia. After 20 years, the shareholders decided to change the name to Sberbank of Russia OJSC. The expansion of Eastern Europe and Turkey began:
- financial institution purchased a full stake in Troika Dialog for $ 1 billion;
- together with the consumer lending division BNP Paribas organized the bank Cetelem;
- was acquired Volksbanken International - the European branch of the financial group of the same name;
- SLB, a subsidiary of Lukoil in Switzerland, was purchased for $ 80.62 million;
- In June 2012, the assets of the financial group were replenished by the Franco-Belgian group Dexia.
Today, in the territory of the Russian Federation, this organization provides a full range of services: lending, cash settlement services, accepting deposits, money transfers, currency exchange, issuing plastic payment instruments, operations with the Central Bank and precious metals.
How to find out the details of a Sberbank card
According to statistics for 2014, more than 145 million units are in the hands of the Russians. plastic payment instruments. During their use, a need repeatedly arises for the transfer of funds. But for this you need to know the recipient data. For security reasons, the bank does not disseminate information to third parties. Only the owner of the payment instrument can receive them in several ways.
- How to find out the details of a Sberbank card by card number? Take the plastic carrier and see the 16-digit code on the front side. Sometimes only the last 4 digits are printed on the map. How to find out the details of a Sberbank card in this case? View envelope with PIN code. Detailed information is presented there.
- How to find out the details of a Sberbank card when transferring funds from a plastic carrier of another credit institution? To carry out this operation, it is necessary to clarify the BIC, the number of correspondent and client accounts, the name of the recipient, the TIN of the holder. For each territorial unit they are unique. Sberbank card holder can find out this information by calling the hotline 8-800-555-5550 or at a branch.
- How to find out the details of a Sberbank card for money transfer? The best option is to check with the employee when registering a payment instrument at the branch.
- How to find out the details of a Sberbank card through a mobile bank? Go to your personal account. Select the desired card from the list. In the “Detailed Information” window, the l / s number and branch code (nnn / nn) will be indicated. If you enter it in the search bar on the main page of the service, the detailed data of the branch will appear.
- How to find out Sberbank card details via the Internet? It is necessary to write a letter of inquiry by e-mail of a financial institution.
- How to find out the details of a Sberbank card at an ATM? You need to insert a card, enter a pin code. Then go to "My Payments" and select "Account Details".
Exporter Support
Sberbank is recognized as a leader in the field of trade finance, and therefore offers a wide range of services to expand markets for the sale of domestic goods. The financial institution cooperates with the Russian Agency for Export Credit and Investment Insurance.Since the beginning of cooperation, Sberbank has formed a large portfolio of transactions worth more than 15 billion rubles.
Today, the financial institution offers insurance products to banks and exporters of various sectors of the economy with a wide range of goods. They cover the risks of lending and confirming settlements.
Banking products for exporters
Since last year, Sberbank began to finance the supply of raw materials (CTF). As part of this service, a client can raise funds against a guarantee of exported goods. The loan is repaid at the expense of revenue. CTF allows customers to access credit even before paying for the goods. This enables buyers to carry out business activities without diversion of their own funds in large volumes.
Sberbank is developing this area together with its subsidiary in Switzerland. Due to the wide geographical coverage (22 countries of the world), the institution can finance the entire transaction: from the purchase of materials to the sale of finished products. The producer of goods in Russia is credited by Sberbank, transit is a subsidiary in Switzerland, and the final buyer is a subsidiary in Turkey. Such a scheme minimizes risks, reduces the time for making managerial decisions and conducting transfers between counterparties.
Features of the contract
Sberbank provides financing for a specific contract. This enables the client to pay for delivery or production, without diverting their own resources from circulation. The cost of borrowed funds in this case is lower for the customer than when applying for a regular loan. For such contracts, Sberbank attracts resources in the international market. In developed countries, they are cheaper.
Sberbank takes all steps to successfully implement foreign trade transactions. The credit institution closely monitors changes in the external economic situation and strengthens cooperation with financial groups in China, Singapore, South Korea and the Middle East. Expanding program conditions increases demand.
Summary
Sberbank is a large financial group with branches in 22 countries. The credit institution is actively working to expand the range of goods and services. In particular, a separate program was launched to finance Russian exporters. The national network of the bank has more than 19 thousand branches throughout Russia. To transfer funds you need to have the recipient data. How to find out the details of a Sberbank card for a transaction? Call the hotline, check with the employee in the department or find the information you need on the Internet.
