PayPal is one of the reliable international payment systems. With it, you can instantly make transfers on trading sites, make deposits without revealing credit card information. This is one of the few advantages of the system. And since it is so popular, the question arises: "How to withdraw money from PayPal?" The short answer will sound like this: a resident of Russia is quite simple, a Ukrainian, and even more so a Belarusian will have to work hard.
Briefly about the system
Since 2011, residents of Russia have the opportunity to replenish their account with a linked card in PayPal. Withdrawal of money became available only in 2013. The system was originally developed to pay for goods from eBay auction. The high level of service and security of operations was appreciated even by domestic entrepreneurs. Many owners of Russian sites are seriously thinking about verifying and accepting payments on the site through PayPal.
System users are conditionally divided into three groups. Residents of North America, Europe and Australia have no restrictions on depositing and withdrawing funds from an account. Users of the countries of the second group, including Russians, can easily transfer funds to the account. But there are not so many options for withdrawing money with PayPal. Residents of countries from the third group can only send payments or pay for purchases.
System benefits
They are as follows:
- In the case of payment for goods, a fee for payment is charged to the recipient.
- Since the system was created initially for settlements at the auction, according to the terms of service, the seller will receive money after confirming the delivery of goods.
- Upon completion of the operation, users have 45 days to open a dispute, that is, to complain about the seller or product.
Limits
Residents of countries from the former USSR are limited to $ 50 per transaction. This is very small even for purchases in a Chinese store. For Russians, the bar has been raised to the level of 15 thousand rubles. for one transfer. These limits can be expanded if:
- verify a payment card immediately after registration;
- use gmail mailbox as login.
How to transfer
You can replenish an account in the system only with an attached credit card. This operation is not available for Ukrainians and Belarusians. However, they can pay for goods from their account. But in this case, money with an additional commission will be withdrawn not from the account, but from the card.
How to withdraw money from PayPal to a card without commission?
If you are the owner of a bank account opened in rubles, have a plastic carrier on your hands and the status of a verified user, then this is quite simple. First you need to link your account to the account. To do this, in the personal account in PayPal, on the "Withdraw funds" tab, click on the "Add" button. In a new window you need to fill out the form:
- Type: private person.
- Recipient: Name
- Account number: 20 characters.
- BIC: consists of 9 digits.
The card number in the form cannot be indicated. As for the type of account, the “entrepreneur” option provides much more opportunities for users, but they will have to pay a monthly fee. The TIN number will need to be indicated in any case. These data can get into the tax only after completing the relevant request. In continuous monitoring mode, they are not available.
The next step is to check the entered data and the name of the bank, which is displayed on the basis of the BIC. If the information is correct, confirm the operation. Before you withdraw money from PayPal, you need to wait for the indirect confirmation of the previous transaction. The fact is that the system sends a request to the bank with a request to confirm the authenticity of the owner's account. FULL NAME.the user specified in the account must match the recipient. Here's how to withdraw money from PayPal officially, without intermediaries, without commissions. We repeat once again that this operation is available only to Russians.
If there is no account
According to statistics, 73% of shopping fans have a virtual card. You can link it to your account in the same way. But in case of receiving substandard goods, the money is returned to the account in the system. You can continue to spend them on purchases. But if you urgently need cash, you will have to look for options on how to withdraw via PayPal. The easiest is to open a “bank account for transfers” in Sberbank.
Other countries of the former USSR
Residents of Ukraine can attach a card to the account and make payments. Transfers between accounts are blocked for them. How to withdraw money to a card with PayPal? A lot of options. But not all of them are good. Exchange via ICQ is better to immediately throw aside. Cases of fraud in this area are constantly increasing. If you register an account at a fictitious address, then after verification it will be blocked, and the money will be lost. So how to withdraw money through PayPal to Ukrainians? Without intermediaries - nothing. There are a lot of offices that are willing to exchange the international system currency for WebMoney (most often WMZ).
The application process is simple. To get money, you need to register in the system, indicate the direction of the account to which the currency will be transferred, leave your contact details (phone, email address) and confirm the request. Please note that in PayPal the account number is determined by E-mail. Only really existing contacts should be entered in the form. They will be used to identify the user of the services on the intermediary site.
Moreover, to complete the exchange process, the user will have to provide a passport scan and data on the origin of the money. For example, if they were earned on an affiliate program, the service operator may request links to the site and a screenshot of the page. After all the formalities are clarified, a letter will be sent to the indicated E-mai with data on the amount and timing of the transfer. For regular customers, the services also use a discount system. Standard rate can reach 15%. Transfer between WebMoney wallets - 0.8%. Commission for transferring funds to a Ukrainian bank card is up to 5%. As a result, you will have to pay a fairly tangible amount for the transfer.
We withdraw money from PayPal to a Payoneer card
So, there are not many options to receive cash from an account in the international payment system. Russians can attach a bank card to the account and withdraw money through it. Residents of Ukraine without intermediaries who will require a bunch of documents, as well as be asked to pay up to 15% for services, can not do. But there is an alternative option - to open a virtual account in an American bank. How to withdraw money with PayPal?
First you need to register on the Payoneer service website, indicating your details in the form. It may take 2-3 weeks from the time of application to the receipt of the card on hand. Free shipping. After receiving the card, you must activate it. To do this, on the Payoneer website, in the Activate your Card section, specify the number and pin code.
Before you withdraw money from PayPal to a resident of Russia, you must verify the card in the support service of the US Payment Service. To do this, send a letter in Russian with the following content: “Please include in your account (email address specified during registration) a card (number).” In response, the support service will send a questionnaire with questions. Consider the example of filling it out by a user who is going to sell goods at auction.
- What services do you offer? - Sale of goods through Ebay.
- Please provide links with product samples. The sites should mention your name. - Link to the lots.
- Please send screenshots of the account on the site from which you plan to receive payments. They should have your name and balance. - Screenshot of your personal account page.
- Provide a copy of the photo ID. - It can be a passport or a driver’s license.
Depending on the purpose of opening an account, you can specify links to Amazon, Skrill, etc.
After successful verification of the data, a letter with a bank account number will be sent to the mail. It must be indicated in your account on the PayPal website in the "Withdraw funds" section. Here's how to withdraw money from PayPal with a small (up to 10%) commission in 3-4 days. After funds are credited to the account, an email will be sent to the email indicating that the operation has been successfully completed.
Cost
It’s best to fill out an application for a card tied to your account. PayPal does not charge a fee for such an operation. But if the account currency in the system does not coincide with the card, then conversion will take place. Withdrawal through Payoneer is more expensive: during the first transaction, the annual maintenance fee is charged - $ 30. The commission of the system is 1%. You can withdraw money from the card at any ATM. It is advisable to cash dollars. For each request (withdrawal balance, withdrawal of money) a fee of $ 1 is charged. To get cash at an ATM, you have to pay $ 3.15.
Summary
PayPal is an international payment system that was originally created to pay for goods at eBay. To date, its functions have expanded significantly. Users can transfer funds, pay for goods in the online store and withdraw money to the card at the bank. But not all. Residents of Ukraine are only allowed to spend money through an account in the system with a bank card attached to it. In Belarus, the system has only recently begun to function and so far has nothing to please users. Since 2013, Russians can withdraw cash to a ruble account. There are several options for withdrawing money from PayPal: to an attached account (available only to Russians), to a Payoneer card, via WebMoney. The terms for processing an application are the same in all cases. Least of all fees will have to pay for a bank transfer.