Online payment systems are becoming more popular due to ease of use. With the help of virtual money, you can now pay for any product or service that is offered not only on the Internet, but also in real life, such as communications or utility bills.
This is really convenient, because you no longer need to waste time in the queues, a couple of clicks can get rid of this “suffering”. Nevertheless, there are a number of things for which it is impossible to pay with virtual currency, for example, products in the store or some kind of quick services, so it’s convenient to have cash or a plastic card on hand, since online wallets have a serious problem with cash withdrawal.
More precisely, this procedure is difficult to complicate the withdrawal of funds to fraudsters if they take possession of someone else's account. Today, Webmoney is considered one of the most popular virtual settlement systems. Those who earn in the global network must have come across it. The service is quite convenient and with wide functionality, but the security system often causes difficulties personally for the owner. Ways how to withdraw money from WebMoney, not so much, although they are.
What is Webmoney?
As mentioned above, Webmoney is a virtual payment system having its branches around the world. It is one, which means that the universal WMID address and subscriber’s wallet numbers allow him to receive and send instant payments all over the world with a service commission of 0.8%. This is convenient because banks cannot provide such efficiency and a low interest rate. Almost all projects accepting payments cooperate with WebMoney. This means that, having an account in the system, you can be sure that you can pay with it for any service.
Webmoney and others
In addition to this online settlement service, there are many others. In Russia, for example, Yandex.Money and Qiwi are popular. In the conversion of funds from one payment system to another, certain difficulties may arise that are created specifically to combat fraudsters. For example, in order to transfer Yandex.Money to WebMoney or vice versa, you need to link accounts, for which you need to send in a scanned form a number of documents confirming your rights to wallets.
This is quite inconvenient, given that many do not trust projects with their personal data. With Qiwi, this is the case. However, there are unofficial exchangers in which, by giving Webmoney, you can get the currency of another payment system. However, their services are not very popular due to their scarcity and mistrust of users. These items are not certified and can only guarantee a high-level certificate and a high BL indicator.
Webmoney withdrawal methods
There really are not many of them. The easiest is to order a mail order. In fact, it is the only one that allows you to instantly cash out virtual money. But they resort to it quite rarely due to a lack of confidence in domestic postal services. Everyone who at least once wondered how to withdraw money from WebMoney in Russia received the only real option - to a plastic card or bank account.
Indeed, you can cash out a credit card at any time at an ATM or branch of a financial institution. Thus, virtual funds are easy to obtain, but there are pitfalls here.By the way, there is another way related to receiving money in an office specializing in withdrawing Webmoney, but you should not pay attention to it, since such organizations are not in any city and the commission is too high.
Webmoney withdrawal to the card
So, there are two separate cases of receiving funds on the card: in Russia and the CIS. If in the first case everything is quite simple, then, for example, how to withdraw money from WebMoney in Ukraine is a rather complicated question due to the not so developed representation of the service.
In general, the scheme is similar, but there are some nuances. Firstly, any transfers from the system to external accounts can be carried out only if a certificate of a certain level is available - this will be discussed below. Secondly, the transfer process to the account may take some time, however, if you attach a plastic card to the WMID, you can replenish it instantly and without external fees.
And the third condition is the presence on your personal computer of the so-called “Keeper” - a program that serves as a currency wallet. You can download and install it on the official website of the company. The procedure is the same and there are no differences in how to withdraw money from WebMoney to a Privatbank card in Ukraine or to other accounts in other banks.
What is a certificate?
A certificate in the Webmoney system is a series of user rights that he can exercise with his finances. There are several levels: a pseudonym - given during registration, formal - you need to upload passport data to the Certification Center website, formal with confirmed documents - it is necessary for money transfers, personal and seller. The last two do not interest us, since they are intended for commercial use by sellers.
Before you learn how to withdraw money from WebMoney, you must be able to do this, namely, get a formal certificate with a note confirming the documents. To do this, fill out the passport data in your personal account and send a color copy or photo of the main spread of the passport to the certification center website. After confirmation, you will be able to use all the features of Webmoney.
Conclusion in Russia
To learn how to withdraw money from WebMoney to a card, you just need to follow the instructions on the system’s website. First you need to open your "Keeper" and log in to it. Next, go to the tab "My Webmoney", where to select the option "Withdraw WM". Then you need to choose the desired method of transferring funds. Consider the two most popular areas: card and account.
To withdraw in the first way, you need to click on the inscription "Bank card". A browser window will open where you will need to bind a credit card to an account in Webmoney. It is worth paying special attention to the fact that this is only possible if the card supports 3-D Secure technology. In other cases, unfortunately, this is not possible. In case of successful binding, the card becomes another attribute of the wallet system, and transfer to it can be carried out without delay with the service commission.
The withdrawal to the account will take a little longer. The procedure is as follows.
After selecting the output by bank transfer You will be redirected to the appropriate Webmoney unit.
Here you need to select the type of wallet, log in, select the item "Outgoing operations" and click "Withdraw".
After this, you should indicate the details of the bank and account, after a while a message will appear in Kiper stating that the data has been verified and you can pay the bill. After the transaction, you must wait until the transfer arrives at the bank. This may take several days.
All methods of withdrawing money from WebMoney wallet (hryvnia) to the Privatbank card are based on similar manipulations with a small difference in the verification procedure.
Conclusion in Ukraine
In fact, the withdrawal system in all countries is universal, so the first thing you need to do is to pass documentary verification. Withdrawal to a bank account is carried out in the same way as in Russia, but how to withdraw money from WebMoney to a Privatbank card? There is one small nuance associated with checking the card itself.
A bank has concluded a contract with Webmoney Corporation, under which the latter has the right to verify the data provided by the owners by making a request to a financial institution. Therefore, verification of the card is added to the binding procedure. To do this, upload a color photocopy or photo of the front side of the credit card to the Certification Center website. The question of how to withdraw money from WebMoney to the OschadBank card is resolved in the same way.
Exchangers
Exchange points are widespread on the Internet, as they bring their owners a considerable income. Their convenience lies, first of all, in the fact that they greatly simplify the transfer procedure between payment systems.
The commission in them is the most sensitive issue. Some believe that when exchanging currency at exchange offices, certificates of a certain level are not required, but this is not so. The principle of their work is exactly the same as that of the official Webmoney channels, but due to automation, it is easier for the user to make an exchange. Of course, there are so-called “unlinked exchangers,” but they can be attributed, rather, to private organizations.
The way to withdraw Webmoney to the card without binding
There is one method that not many know about, but it is quite effective because of the speed of the transaction (the entire transfer takes no more than 5 minutes) and the small size of the commission - in the amount of about 5%. So, how to withdraw money from WebMoney to a card without a link? But it’s very simple: first you need to transfer the required amount to your mobile phone account, and from there there is the possibility of withdrawing funds to a credit card. The only problem with this operation is the limit. But he is not so small as to limit your actions.
A few words about security
It is very important to say about security when making exchanges. No one - neither the administration of Webmoney, nor exchangers - will require a password to your account. This is only necessary for fraudsters, so you need to be careful. You should always pay attention to which connection is used when paying - it must be secure. You can verify this if there is an image of a lock in front of the address of the page where the personal data are entered.
Conclusion
Cash transactions are always a very important thing, which must be approached with special attention. Nevertheless, electronic systems have achieved such success in the field of security that you can not worry about the safety of your savings, and convenient navigation of services will not let you get confused and take the wrong step. Now you know how to withdraw money from WebMoney. The use of electronic currencies is a big step into the future, because paper and metal money will soon occupy a very modest place in financial calculations.
