Everyone who at least once thought about starting their own business faced a number of problems. For example, most future entrepreneurs are not completely sure about the topic of their startup. They don’t know where to start and which authorities to contact. The Business Environment project is one of Sberbank's brainchildren that literally facilitates the activities of businessmen, representatives of small, medium and large businesses. Let's see what is its feature?
Project Brief
The project was created specifically for entrepreneurs. According to the developers, his task is to provide information and other types of services for the development of the Russian business sector. The work of this innovative portal is based on three principles:
- assisting novice executives and businessmen in developing their abilities and individual skills;
- assistance in business promotion;
- providing tools, services and applications for the entrepreneur.
What key components operate on the portal?
“Business Environment” is a project of Sberbank of Russia, working on its own virtual platform dasreda.ru. Entering the portal site, you can immediately notice a convenient menu and navigation, a friendly interface, the availability of relevant offers from a credit institution, a store of various service applications for opening and further running your own business.
There is also an electronic trading platform of the B2B group, which allows program participants to buy and sell various goods and services. For beginners, the service provides virtual training in the so-called distance education school.
In the "Training" section, everyone can subscribe to the courses and seminars they need for entrepreneurs, and then add them to the calendar of important events and events. Moreover, most of these tools for doing business are free.
Among other things, Business Environment (Sberbank is the official representative of this subsidiary) provides access to the online daily issue of the magazine.
What prospects does the portal of Sberbank open for entrepreneurs?
With the help of a new project of Sberbank, each entrepreneur has the opportunity to fill out online applications for any products of this financial organization. In addition, novice businessmen can go through a simplified registration procedure for their individual entrepreneurs. After that, you just have to come to the tax office and pick up the paper version of your private entrepreneur certificate.
The “Business Environment” project provides an opportunity to optimize the work with staff and your companies. On the site, everyone can find new, and most importantly, reliable partners, execute and conduct safe transactions remotely, increase their level of knowledge and qualifications, share experience with other private entrepreneurs and sell their goods and services.
How can I join the project?
In order to join the project, it is not at all necessary to visit a branch of Sberbank (although it is also possible to register here). It is enough to have access to the Internet and a small supply of free time.
After entering the login, password and confirming it, you need to fill out your profile, indicating in it information about your organization, identification code and enter other personal information. What credit opportunities does the “Business Environment" of the organization offer?
What loan products are available to project participants?
By entering the Sberbank portal, you can easily find the “Bank” tab. If you click on it, then you will automatically be transferred to the page where the credit products of the financial institution are listed. By the way, here you can immediately submit an online application for opening an account with Sberbank.
Among the favorable offers for a business that has existed for more than six months, the following loans can be found on the project “Business Environment”:
- for any purpose (with and without a pledge);
- to replenish its own working resources of the enterprise;
- on the implementation of projects from the state;
- for the purchase of equipment, real estate, vehicles;
- on the purchase of vehicles, machinery and equipment on lease;
- to provide financing for new own projects.
What types of loans are provided for beginners?
There is also information for beginners who are just planning to start their own business. So, they can take loans under a standard business plan or franchise, i.e., to open a business. But all this is possible provided that the bank itself approves this business plan or approves the franchise of existing enterprises or organizations. Individual entrepreneurs can also count on consumer loans and credit cards.
In addition, the "Business Environment" of a business is not only affordable loans, but also financial support for the business, which includes the following types of services:
- settlement and cash services;
- full acquiring (taking into account the equipment provided);
- collection;
- remote banking services;
- insurance of business and its facilities;
- participation in salary project.
And, of course, Sberbank guarantees not only assistance in opening. It provides for the development of a “Business Environment” for your organization through training courses, seminars and other tools.
What services can be ordered through the portal?
In addition to numerous free services, there are paid ones on the portal. In particular, in the “Club” tab you can buy a discount card, which in the future will allow you to order the services necessary for the development and promotion of the business. For example, at a discount you can get highly specialized databases and programs, as well as other virtual products from Sberbank partner companies.
There are paid courses on the website prepared by domestic and foreign specialists, teachers, lecturers, trainers and successful entrepreneurs. In addition, each user of the portal "Business Environment" (Sberbank) has the opportunity to order a paid online consultation on a particular business issue. A virtual store also operates on the resource, where various cloud services and applications are sold.
How does an entrepreneur communicate with resource representatives?
Suppose a novice entrepreneur came to the portal. Immediately after registering and filling out the profile, he turns to the resource experts. They, in turn, offer him an individual scenario, consisting of 2-3 steps.
So, first, they will help him decide on the subject of his business idea and create a model. Further, he will be advised to register the company, take care of the rental of the premises and warehouse (if any), and also hire employees.
In addition, a full analysis of the “Business Environment” from Sberbank is carried out, including risk assessment, preparation and planning. In addition, the future entrepreneur will be recommended to watch specific courses and videos, will conduct a full calculation of the project.
Later, an individual entrepreneur will be able to remotely open an account with either Sberbank or another credit institution, if desired. Further, the businessman is helped to promote his business and stay afloat.
What feedback can you hear about the project?
For those who are just planning to start their own business and are interested in the project, it will be useful to read the reviews of successful people.For example, the owners of a large network of gas stations who managed to start and expand their business talk about the portal exclusively in a positive way.
According to them, in cooperation with the portal’s specialists, the external business environment at their enterprise was worked out in detail. That is, thanks to their assistance, it was possible not only to correctly select the source of resources that really brought the company revenue, but also to limit those components, which, on the contrary, led to a decrease in demand and losses.
Another IP is grateful to the developers of the service for convenient navigation and simplicity of the interface. In his opinion, the creation of such a web resource is a great help for aspiring entrepreneurs. With his help, he managed to choose an idea for a business.
In a word, at the moment, “Business Environment” is an interesting solution for business representatives. It allows you to overcome difficulties in paperwork and making the right decisions.
