Sberbank: cash withdrawal fee at ATMs

Today we will be interested in Sberbank. A cash withdrawal fee is what often makes people think. After all, it is not always possible to pay in the store with bank plastic. Cash, too, has not yet completely outlived itself. How much will you have to pay in this or that case if you decide to withdraw "cash" from a Sberbank card at an ATM? This question is not as simple as it seems. You will have to consider a lot of options for the development of events. And what if you need to withdraw funds at a Sberbank ATM, but only from the “plastic” of the partner organization thereof? All this requires careful study and understanding.

Truth or lie

But for starters - are they really taking a commission for our operation today? Many people do not believe that you can tolerate additional cash costs just because you want to withdraw cash. Unfortunately, this is true.

But there are exceptions for Sberbank. The cash withdrawal fee is charged in different sizes (depending on the situation), but there are some exceptions. They are found much more often than it might seem. What is this about?

Sberbank and ATM

The fact that the vast majority of customers of our bank today may not even think about the issue of the commission. There are some special rules in this regard. Especially if you have a debit card.

The commission for withdrawing cash from a Sberbank card at the same ATM is usually not charged. So, if you need to withdraw money, you can do it without any problems. It is this rule that in most cases applies to the population. But you should not rejoice too much. This phenomenon is called the exception to the rule. And all this despite the fact that it is extremely common in practice. What else can Sberbank offer? A cash withdrawal fee takes place. But in what sizes?

Large amounts

For example, when it comes to bank customers, but with large amounts of money on the card. That is, when you withdraw a lot of money. In a similar situation, the commission will be. But not only in a fixed amount, but as a percentage.

Sberbank offers a cash withdrawal at an ATM. A commission appears if you debit more than 300,000 rubles from your account. In such a situation, additional expenses will amount to 0.5% of the amount of cash withdrawn. True, this also has its own characteristics.

The point is that the cash limit without writing off a commission depends mainly on the type of your “plastic”. It decreases to 150,000 if you have a card: Instant, Student, Maestro, Visa Electronic. It turns out that no more than 150 thousand rubles can be withdrawn per day from them. And then the commission will be only 0.5%. Not too much if you think about it. In principle, this alignment is very rare. Therefore, not everyone remembers it.

Credit card

In some situations, there is a cash withdrawal from a Sberbank credit card. The commission will be withheld from you without fail, no exceptions! Moreover, as many citizens note, it is not very profitable to withdraw funds from a "credit card". The costs are often huge.

The thing is that when you withdraw money from a card at a Sberbank ATM, you will be charged 3% of the total amount. And no matter how much you decide to get on your hands - 2,000 rubles or 350,000. The fact remains. Please note: there is also a mandatory payment here. It takes place when a very small amount is withdrawn from a credit card. Thus, you will have to give 3% of the money to be withdrawn, but not less than 390 rubles. That is how much the bank will keep from you anyway.Actual for small amounts.

"Non-native"

What other surprises did Sberbank prepare? The fee for withdrawing cash from ATMs is of interest to many. After all, it is not always possible to make a calculation using a card.

What if you decide to use a "non-native" ATM? That is, the card of Sberbank, but the machine for receiving funds belongs to another banking organization. What to do in this case?

Nothing. Just get ready that the commission in this situation will increase. Moreover, as practice shows, not too much. It doesn’t matter if you have a credit card or a debit card. You will have to pay 4% of the amount withdrawn. Again, there is a minimum of 390 rubles.

That is why it is more profitable either to pay directly with “plastic” or to find the nearest ATM of Sberbank. Sometimes it's easier than it sounds! From now on, it is clear what commission takes place when withdrawing cash from Sberbank.

Other cards

But it also happens that customers of other banks require an ATM of our organization today. As practice shows, "native" cars are not always used to receive money from "plastic". So, situations in which a Sberbank ATM, and a card - any other company, are not so rare.

In this situation, you also have to incur certain expenses. So, you decided to use the ATM of Sberbank. The commission for withdrawing cash in it (of any amount), if the "plastic" of another bank is used, will be about 2-3%. And the "minimum" is set individually. The exact information will have to be clarified in your banking company.

Often, together with the commission, there is a limit on withdrawing funds. It will appear in the menu when entering the amount to be debited from the card. Keep this in mind. On average, as a rule, it is precisely 3% that customers give for the operation of the withdrawal amount. This phenomenon became widespread with the advent of cards from Yandex, MTS, Svyaznoy, and so on.