Bank cards are portable storage facilities for money. Their introduction into the daily life of a person has led to the simplification of many payment schemes. Locking a card can put a person in an extremely uncomfortable position. In this article, you will learn why bank cards are blocked. You will also learn the categories and lists of phrases for which they can block the card when transferring money.
Who and by what principle blocks cards
Card blocking, as a rule, occurs for two reasons.
- The card may be blocked if you use it for other purposes. For example, if you have a youth card, then it is not designed to transfer particularly large amounts of money. Transfers are monitored by the bank. He has information about the card holder, and if the system sees that large money transactions are being made on the youth card (usually used by schoolchildren and students), then she considers this to be “suspicious activity”. You can remove this lock by contacting the bank.
- The second reason why cards are blocked is the key words in the transfer. All transactions with such suspicious words are blocked and checked not only by the bank, but also by a special service. If the verification confirms the threat, the card is blocked, and its owner may have problems.
Is it worth it to be afraid
It should be noted right away that if you do not break the law, then you should not be afraid, but caution will not hurt anyway.
As mentioned above, a card can be blocked if there is a suspicion of a threat, but sometimes even a simple transfer of money to a taxi driver or paying for an apartment with comments can be regarded as a threat. Such errors are very rare, but still happen, so in such situations you should not panic. You just need to contact the bank for help.
So, below are the categories and some phrases that may cause the card to lock.
Terrorist threat
State security and the safety of citizens are the highest priorities of the authorities and special services. The spread of terrorism is being watched especially actively, especially in the Internet environment. For the distribution of posts that carry a terrorist message, you can get a real term. Many people think that this is superfluous, but this can be argued, because in no case should terrorist attacks be allowed.
So, here are the forbidden words and phrases on the theme of the threat of terrorism: "Plastid, explosion, bomb, terrorist attack, violence and some others."
The ban also includes the names of explosives, the names of terrorist groups and weapons of any category.
Sale of illicit drugs
Psychotropic and narcotic substances are prohibited in almost all countries of the world. And for their use, and for their sale, and even for their propaganda, a person is waiting for a real term.
Unfortunately, drugs are widespread. And mainly among young people. Drug addiction robs the future of millions of people.
It is not surprising that states are trying to combat this by suppressing any spread of drugs.
There are also keywords related to drugs for which they can block a bank card, and they include:
- Names of narcotic and psychotropic substances. Even their accidental mention in the context of the message leads to immediate blocking of the transaction and the card. The data is also transmitted to the police, where further proceedings are ongoing on this issue.
- Slang addicts. It includes such words as “bookmark”, “huckster”, “dealer” and the like.If there are such words in the message, the card is blocked, and experts verify the involvement of the transfer in the drug underground business.
In fact, any message with keywords is checked by specialists who reveal the reality of the threat or its absence. However, messages with especially dangerous phrases are immediately transmitted to the drug department and the police.
Corruption information
Many will find this category of key phrases unrealistic, but corruption and bribes are prohibited in our country. Unfortunately, this does not decrease from them, but nevertheless key phrases exist:
- The word "bribe" and all the other names transfer large amounts of money to officials. Although in reality it is unlikely that a person giving a bribe will use this word in his message. But there are precedents, so words from this category also fall into the list.
- The word corruption also comes under suspicion. Recently, the state has tightened control over the fight against corruption, which is why such words in messages are also considered as a kind of threat.
When such transactions are blocked, the context is also checked, and if the text of the message confirms the existence of a bribe or corruption, the message is immediately transmitted to the relevant authorities for further proceedings.
How not to fall under suspicion
The very first and main advice - do not break the law, and you won’t have to be afraid.
However, to avoid embarrassment and unpleasant situations, you should pay attention to the message text and follow these tips.
First, remember keywords and phrases and in no case write them "for fun." You can create yourself a sea of problems, so it is better to avoid them!
Secondly, try not to write mysterious and veiled texts. If you need to leave a message, try to make it as clear as possible so that you do not have unnecessary questions and suspicions.
Thirdly, if you still had to use the keyword in context, then carefully read the text of your message. It should be understandable, and its content should not cause suspicion.
Fourth, if you still find yourself in such an awkward position and your card is blocked, contact the nearest bank branch. They will definitely help you and tell you how to unlock the card.
Following these simple tips will not get you in trouble!
Do not underestimate the verification apparatus; in the modern world, great attention is paid to Internet security. Do not break the law, do not write obscure texts, and then you will not need to worry about blocking a bank card.