Sberbank, of course, is one of the largest banks in terms of the number of customers. Like other organizations of this plan, for the convenience of the user, he offers a diverse number of options for moving funds from a personal account.
This option applies only to debit products. Credit cards, even with a positive balance, are arranged in such a way that in this case you can only get cash through an ATM and then put them into another account. Conditions, how to transfer money from card to card, Sberbank offers various. Moreover, the parameters depend on the final destination where the funds should come.
Internet translation
Information about how to transfer money from a card to a Sberbank card via the Internet is especially important for PC users. With the stable operation of the site, this is the fastest option for transferring funds, since it does not need to go to an office or a store in order to search for an ATM.
Online translation is available only to customers registered in the online system. To get the login and password that are entered when entering the personal page, you need to insert a card in the terminal or ATM, then after entering the code select the option “Internet service”. It will contain a sub-item of the menu for issuing a permanent password to the Sberbank Online electronic server.
Upon entering, a list of Sberbank products owned by the user opens. In this system, you can make several types of money transfers:
- Between own accounts and card products.
- Sberbank customers, guided by the card number or account details.
- To other commercial organizations in two ways, as in paragraph 2.
Transfers in the Internet bank without paying a commission
How to transfer money from card to card of Sberbank without commission via the Internet? Basically this option is provided for your accounts. The system allows you to quickly transfer funds to your card. This is the only translation option where confirmation of the SMS code is not required. In all other cases, to complete the operation, you must enter the number that will come to the phone from the bank.
Transfers in the Internet bank with commission
How to transfer money to other persons? When conducting external transfers of funds - regardless of the method of transferring them - in particular, according to account details, card number, a commission will be charged. An exception is a transfer to a client of Sberbank in the area of one city. For each product presented on a personal page, you can find a menu. In it, one of the options will be to transfer money to your own accounts, organization or private person. After clicking the last option, a window opens with the categories of funds transfer. Next, fill in all the data of the final "point" of money delivery.
Other online translation methods
In addition to selecting menu items for each account, there are other ways to transfer via the Internet. The first option is to select the desired item in the upper categories. Since this menu is general, in the process of filling you should indicate the number of the source of funds. Many people are studying the question of how to transfer money from a card to a Sberbank card via the Internet because this process can be carried out without leaving your home or work, without interrupting your business.In addition, the online system minimizes the risk of sending money to the wrong place, since when entering the details of an individual, the name and patronymic are displayed, as well as the initial letter of the person’s name.
Another way to simplify regular money transfers is to create a template. It can be formed for any payment and transfer. To do this, click on the option "Create Template". In the subsequent translation with the same data, it is enough to find the desired function in the menu item on the right. By clicking on the “My Templates” button, you can go to the list of previously created options with the details already filled in.
More about commissions
If the transfer is made to the card of a Sberbank client, then a 1% commission is taken, the maximum amount is 1000 rubles. With currency transfers - 0.5% (up to $ 50). The same rates apply when transferring to a card of another bank. Please note that the minimum amount that is taken additionally during the transfer will be 30 rubles. The same rates apply when using an ATM or terminal.
Mobile Phone - Money Transfer Assistant
Thanks to such an option as "Mobile Bank", users have the opportunity to manage their accounts and cards through a cell phone. It is enough to know the special code words that allow you to pay for services, check the balance, replenish it. There is only one way how to transfer money from card to card Sberbank via mobile phone. There is no opportunity to withdraw funds from the balance of the latter and replenish them with the account.
Only knowledge on how to transfer money from a card to a Sberbank card via SMS will allow you to carry out the operation. This process is carried out through the Quick Payment application. This option provides the transfer of money to a card of another person. The main thing is that the source and the receiver are connected to the Mobile Bank. The transfer is carried out by phone number, which is tied to the destination card. If it is changed, then such an operation will fail.
Detailed telephone transfer description
A detailed description of how to transfer money from a card to a Sberbank card via SMS consists in the correct typing of the message. To carry out such an operation, it is necessary to send a text to the number of Sberbank (900), consisting of the word "transfer", the last 4 digits of the recipient's card, his mobile phone and the amount to be sent.
The Bank provides an opportunity to once again check the information received in the response SMS. It will also have a code, usually consisting of a lattice and 5 digits. It is sent in exactly the same form to 900. It should be noted that transfers via a mobile bank have limitations, in particular, they can be made no more than 10 times a day and for an amount not exceeding 8000 rubles. Unfortunately, you cannot transfer yourself in this way.
Top up your own card balance via phone
When you connect to a full-fledged mobile service, you can think about how to transfer money from card to card. Sberbank provides such an opportunity, but there are limitations. The source card must be connected to the mobile system. On the carrier where the money is transferred, you need to design a service template via phone. You can get such a piece of paper in the nearest branch, in the online system in the “SMS Templates” section or terminal. To do this, you need to take the source card connected to the "Mobile Bank".
Before transferring money from card to card, Sberbank offers to send a text with the word “templates” to number 900 via phone. So you can get a list of accounts to which you can transfer funds. A message is sent to the same number, in which 4 digits are indicated at the end of the number of 2 cards (source and receiving), as well as the required amount.
It can not be more than 10,000 rubles. May also be interesting information regarding the euro or dollars.If we are talking about foreign currency, how to transfer money from card to card? Sberbank and here goes to a meeting. However, such a transfer can only be done on your own card. In addition, there must be a source currency account.
Transfer via ATM or terminal
Initially, before deciding how to transfer money from a card to a Sberbank card - through an ATM or terminal, you need to decide on their features.
The first allows, in addition to all other operations, to withdraw money, and the second - only replenish, pay or move. How to transfer money from a card to a Sberbank card through a terminal or ATM?
First you need to insert it and enter the code number. Next, select the function in the "Money Transfer" menu. Then the card number of the recipient is driven in. You can also enter an account when you select a specific menu item.
Thanks to the availability of various options for moving funds, Sberbank provides an opportunity to quickly repay its debts, provide material assistance to its friends, relatives, and participate in charity. Such mild transfer conditions in terms of the commission are difficult to find in other financial institutions. For comfortable use of the services, the client requires the presence of various methods of moving funds in order to be able to choose the most optimal option.
With all modern methods of translation, the classic remains, which consists in contacting the operator. In this case, the commission will be greater, but this method is designed for people who are not at all versed in electronic systems. It should be noted that connecting a full-fledged mobile service costs money.
Sometimes Sberbank provides this service free of charge to salary clients. As a rule, it concerns the design of credit products. Upon receipt of a new card, "Mobile Bank" is automatically provided for free use for 3 months. If you do not want to subsequently make money for this service, you need to go to the office and write a statement about the transition to the Economy tariff.
