Bank cards entered our lives very confidently, settled in our wallets and took very strong positions. Already no one needs to explain how conveniently and safely pay in stores without having cash. No need to calculate in advance how much money is better to take with you on a shopping trip or going on vacation.
Why exactly Sberbank?
Cards - both credit and debit - are offered by many financial institutions. But in our country, Sberbank is especially popular. It is in it that most often they store various savings, it is on his accounts that social benefits are drawn up, it is on the cards of this "people's" bank that salaries are often transferred. Therefore, credit cards belonging to this particular institution will be discussed in the article. More precisely, we’ll talk about how to transfer money to a Sberbank card.
ATMs and terminals
Perhaps the most common option is to use the ATM of the mentioned institution. Fortunately, they can now be found not only in the halls of Sberbank. Shops and other public places serving a lot of visitors allow them to be placed on their territory. Do not confuse an ATM and a payment terminal!
The main difference is that the first machine allows you to use the full range of services, the second is only able to accept money and helps in making various payments. It will not work to receive cash with it, but if you are interested in how to transfer money to a Sberbank card, then please use the terminal.
If the device belongs to another financial institution, a small fee will be charged for the transfer of funds, as well as for other services. ATMs and terminals allow you to perform various operations with credit cards, among them such as: transferring money to a Sberbank card from a card of another bank, replenishing it by depositing cash and other, no less necessary, methods of transfer and payment. With this, everything is clear. It remains to figure out how to use the desired service.
How to transfer money to a Sberbank card through an ATM or terminal
Everything is very simple! When using an ATM, you will need the card itself and the PIN code from it. Insert a credit card into a special slot, enter the code, select the appropriate item in the menu, put the money in the receiver of the device (if you deposit cash). The machine will recount the notes, informing you of the amount deposited.
Agree, if everything is correct, or add notes. Everything! Receive a receipt confirming the payment of cash to a bank card. The amount will be credited to the account instantly. When using a terminal or an ATM of a third-party bank, the term of the service may be delayed for a whole week - this information is usually indicated.
If you want to replenish an account without having a card, through a terminal where a credit card tray is not provided, you need to select "Recharge a bank account" in the menu of the device and enter the number manually. Do not confuse account numbers and cards! The first consists of 20 characters, and the second - of 16 or 18.
How to save
Many ATMs and terminals charge a fee for transferring money. As a rule, it is not very large and ranges from 1 to 2 percent of the transfer amount, but not more than 3000 rubles. If you are interested in how to transfer money to a Sberbank card without commission, the answer to your question will be the following:
- use a credit card of the same bank or an ATM belonging to it;
- Please note that transfers to a Sberbank card that is not located in your region are equivalent to transfers to another bank, therefore a commission is also charged from them.
"Sberbank Online"
A convenient and popular way to perform almost any banking transaction is Sberbank-Online. For the most popular phone platforms, Android and iOS, there are applications that allow you to use all the features of the system. To enter the application or to Sberbank-online via the Internet, you need to know your identifier and password, which can be obtained at the Sberbank ATM. In addition, the device provides on demand a list of temporary passwords that will be useful at the very beginning of using the service. In the future, it is possible to replace them with SMS passwords, indicating this in the settings of the mentioned Internet resource.
It should be noted that Sberbank-Online is one of the most convenient ways to transfer money to a Sberbank card. As soon as you enter the identifier and password necessary for entering, your personal account in the system will open. The first page displays a list of your cards, accounts and deposits. After choosing the one with which you plan to work, click "Payment or transfer", and then specify the bank to which the rechargeable card belongs. The credit card number and amount will need to be entered manually.
The same or similar system exists in almost every modern financial institution. Therefore, the question of how to transfer money to a Sberbank card from a card of another bank should not cause any particular difficulties. Just use the help of the Internet resource of the corresponding credit organization.
As is clear from the description, the Sberbank-online service is available to Sberbank credit card holders, but in order for it to work, you need to activate Mobile Bank. In addition, in order to use the resource in full, you will need to conclude an additional agreement.
Mobile Bank
And, actually, about the service itself. As the advertisement says, "Mobile Bank" is a bank in your pocket. Very convenient: most of the necessary services are right on the phone screen, which is always at hand. "Mobile Bank" is a set of commands for instantly performing many operations. For example, such a convenient service as transferring money to a Sberbank card by the recipient's phone number is available to you at any time.
To do this, you just need to send SMS with the necessary team, a list of which can be easily found on the official website. It should be noted that in order to receive such a service as transferring money to a Sberbank card through the Mobile Bank, you must comply with the prerequisite: both the sender and the recipient must be registered on this resource.
Electronic payment systems
Another way to replenish a card is to transfer funds from various electronic payment systems, such as Qiwi Wallet, Yandex.Money, WebMoney and others. It is also a convenient and completely uncomplicated method, which makes it possible to transfer money in payment systems by transferring to a card. For an example, consider how to transfer money to a Sberbank card through Yandex.Money.
First, you will need to select in the system the item "Withdraw money" - "Transfer to a bank account of Sberbank", and then specify all the details. Naturally, in this case it is necessary to know the BIC of the bank, and, of course, the number of the card to which the transfer is made. Working with other systems is, in principle, similar. Do not forget that for this service, as well as for others, a certain commission is charged. If you withdraw money to your card, and you have to perform a similar procedure periodically, then there is the opportunity to "link" a credit card to your account. This will facilitate the withdrawal of funds, as well as allow you to complete the reverse procedure - to make payments from your card.
Bank employee
Well, the easiest way that does not require any skills is to transfer money to a card with the assistance of an employee of a financial institution.To do this, you need to go to the branch of Sberbank that is familiar to everyone (Sberkassu), provide the operator with his / her civil passport and the card number for which payment is made. At the same time, it is not necessary to be a bank customer. Payment is usually made within 24 hours.
