Bank cards are a convenient means for making payments, storing and receiving funds. Experts predict that in the near future this type of currency will completely replace conventional cash. Already today, any bank offers a large number of additional functions and opportunities for its customers, but the problem is that not everyone knows about them. How to transfer money to a Sberbank card owned by a friend, or replenish your own account? Answers to these and other popular questions in our article.
How to replenish cash in your account?
The easiest way is to replenish the card account with paper or iron money by contacting a bank branch. Take the ticket by choosing the section “Card Transactions” in the menu of the electronic queue terminal. After that, you will be invited to the appropriate window. Present to the operator an identity document and dictate the card number. After that, you should make the amount by which you plan to replenish the account. The operator must issue a check confirming the operation performed. Using this method, you can replenish your own card or someone else's. This is a great opportunity to share money with a friend or relative or pay for some goods and services. How to transfer money to a Sberbank card if you don’t have a passport with you or for some reason you cannot contact the bank’s office? There is a solution!
Top-up via self-service terminal
In any office of Sberbank today you can find an analogue of an ATM accepting cash. We are talking about self-service terminals, which are also installed in many shopping centers and some stores. This is a device that looks like a regular ATM, but has a compartment for receiving paper bills. The software menu of such a device is also slightly different. How to transfer money to a Sberbank card using the terminal? There is nothing easier. To do this, insert your card into a special receiver, go through the authorization using a PIN code, select the "Make cash" item. After that, insert banknotes into the bill acceptor. Be careful: the terminal does not give change. The deposited funds will be instantly credited to your account.
Is it possible to put money through a terminal on a card that I don’t have with me?
ATMs with bill acceptors were created for self-payment of receipts and replenishment of cards by owners. Is it possible, using this device, to deposit money on a Sberbank card to my relative? Self-service terminals work only when you enter a card or identification data from payment documents. If you need to top up your card account, which is currently not with you, do not despair. First, replenish any existing card with a standard scheme. Then we transfer funds from it to the desired account number. There are several ways to do this.
How to transfer money to a Sberbank card from another card?
The easiest way to transfer to another client of Sberbank is through an ATM. The devices have a simple and convenient program menu. After authorization of the card, just select the item “Payments and transfers” and manually enter all the important information. You will need an account number and the amount to transfer. Just in case, print and save the receipt. With it, you can cancel the operation if you suddenly made a mistake when entering numbers.An alternative is to contact the operator at the bank branch to make the necessary transfer, and you will also need to have a passport with you.
Sberbank Online Service
One of the most modern options for interacting with your bank is a virtual personal account. In fact, Sberbank-Online is a personal ATM that can do everything except cash withdrawals. To access the system you need a computer with access to the Internet. Before entering Sberbank Online for the first time, take a printout of your permanent login and password for access to the ATM (later you can change them). This manipulation is carried out in an elementary way: just insert a card and authorize it, after which you can select the Sberbank-Online menu and order it to receive login information. You will receive your login and password immediately printed on the check.
If your card is not tied to a mobile number, be sure to get one-time passwords for logging in to the ATM. You can obtain a login and permanent password to enter Sberbank-Online by calling the hotline for bank customers. Please note that in this case you need to remember the secret word that was invented when registering the card. How to send money to a Sberbank card to a friend using your personal virtual account? Follow the steps similar to transferring through an ATM. Sberbank Online also has a payment menu. All that remains for you is to choose the option "Transfer from card to card" and indicate the number and amount.
What is a Mobile Bank?
You can also transfer money to a Sberbank card using your own mobile phone. Connect the Mobile Bank option in the bank office in advance. This service allows you to manage your account using a cell phone. You can only associate one number with a specific card, if you decide to change it, do not forget to contact the company office to change it. To transfer funds to someone else's account, send an SMS to the number "900". The text should be written in the following pattern: Transfer, card number, amount to be translated in numbers. After that, you will receive a confirmation code, which must be sent in a response message.
Service messages to the number 900 are free of charge; monthly subscription fee of 30 rubles is charged for using the Mobile Bank service. This service will help make the use of Sberbank Online safer and more convenient. One-time passwords for logging in to the system thanks to it can be received in SMS format. Such a solution will protect you from unauthorized use of your card if the attackers somehow find out a permanent username and password in combination with combinations for a one-time login received at the ATM.
Now you know all the ways to deposit money through a Sberbank card. It remains to choose only the most convenient for you personally.
