In today's world, more and more cash is being replaced by cashless payments. More and more stores are installing terminals for payment, so that it is more convenient for customers to make their purchases. But still, cash has not yet completely receded into the background, so many are wondering how to put money on a Sberbank card, since this bank is one of the most popular at the moment.
Many opportunities
It turns out that there are not so few ways. You can put money on a Sberbank card through a payment terminal, through a cash desk in a bank branch, through an ATM, and also through transfers. All these methods are quite simple, do not require special skill, dexterity or knowledge. However, they cause a lot of questions for grandmothers, and grandchildren can answer them. But so that it is clear.
Through the cashier
The easiest of all existing methods of how to put money on a Sberbank card. To do this, even the plastic card itself does not have to be with you, only its number or personal account number, if you know. It is imperative that you have your passport or identity document with you. When contacting the nearest branch of Sberbank, regardless of whether you relate to it at the place of residence or not, you need to fill out a questionnaire at the cashier, indicating your details, details of the card to which the transfer is made (only the number, no passwords and codes to write), date of transfer. After that, carefully checking all the information, give the sheet to the cashier. Within a few hours (and most often minutes), the funds arrive on the card.
Through an ATM
This option is convenient in that it is available to almost everyone. After all, there are usually several rather than one or two ATMs in a city or other locality. It’s not even their quantity that matters, but the possibilities. So, there are ATMs that do not accept cash bills, but there are those that only accept bills (but do not give them out), and those that issue and accept banknotes. It is advisable to deposit money on a Sberbank card through the device of the same name so that there is no commission. Other ATMs (of other companies) most often charge a certain percentage for the operation to transfer funds. What is required in order to put money on a Sberbank card without commission:
- ATM accepting bills;
- map;
- banknotes.
Pay attention to which particular banknotes are accepted by the device. So, for example, many ATMs accept only banknotes, the value of which is not less than 100 rubles.
How to deposit funds
Using the device is quite simple:
- First, insert the card into a special hole (above it is drawn how to hold the card exactly).
- Then enter the pin code on the keyboard.
- After that, select the item "Put or withdraw funds."
- Next is the selection of the "Deposit cash" sub-item.
- After that, the bill acceptor will open at the ATM, in which you need to put money on one banknote or in a bundle (depending on the device itself).
- When cash disappears in the receiver, their quantity will be displayed on the screen. If necessary, the procedure can be repeated.
- The final step is to confirm the receipt of funds by the device.
- Usually, ATMs after the operation issue a check and offer to either leave your personal account or log into it again.
Do not forget that after issuing the card back to the holder, the device holds it for 45 seconds, and then “swallows” it to minimize the risk of fraud. Money is credited to the account immediately or with a slight delay (no more than a day).
Through terminal
There are such devices that greatly simplify the life of a modern person. Through them, you can replenish your mobile phone account, pay utilities, and deposit money to the card. For example, through the Qiwi system, which is very common at the moment. The disadvantage of this method is that it will be necessary to start a personal account, which is far from convenient for everyone. Therefore, before you put money on a Sberbank card in this way, you should weigh the pros and cons.
For example, older people do not need to remember a lot of unnecessary information, but the young generation may also like the multifunctional financial personal account. To put money on a Sberbank card without a card in this way, you just need to know its number and have a working mobile phone. A personal account in the Qiwi terminal starts up in seconds. The login will be just the mobile number. Already in the office itself, the card number is linked to the office itself. This is done in a couple of minutes. After that, you can safely deposit money to the Qiwi wallet, and from there transfer them to the card all through the same terminal. Just a few clicks. Funds arrive after about 10 minutes, but sometimes there are delays.
Using the internet
You can put money on a Sberbank card to another person in your bank’s personal account. And the easiest way is when the one who transfers and the one to whom they transfer are customers of one bank. That is, Sberbank. It is necessary that an online service is connected. It is called Sberbank Online. Having entered your personal account, you need to select the category "Payments and transfers", then "Transfer funds to someone else's card" (the name may differ from that described). Then you just need to enter the card number of the recipient, the amount, confirm the transfer. Enrollment occurs approximately during the day. But usually the procedure takes no more than 10 minutes.
Transfer between your cards
It often happens that a person has several cards. For example, one is for wages, and the other is for calculation in a store or on the Internet. And if you run out of funds on one, then it will be useful to know how to put money on a Sberbank card from another card. This is done either through an ATM, or in the personal account of the Sberbank-online system. The second option is the simplest. You just need to enter your personal account, and then select the category "Payments and transfers", sub-item "Transfer between your cards."
The entire list of registered accounts will be displayed, between which you can "drive" money without commission and time delays. You just need to choose which card the funds will go to and which one will come. Be sure to confirm the payment. Money comes to Sberbank card instantly, with rare exceptions. Through an ATM, funds are transferred in a slightly different way. You need to insert the card into the hole, enter the PIN code, enter the "Payments" category (it may be called differently), and then select the "Transfer to a bank card" sub-item. Funds are transferred only in the currency in which they are stored in the account.
