Today, most people have come to the conclusion that the saved, earned and otherwise accumulated financial resources should not lie under the mattress, but bring additional income. And for this to happen, it is necessary to launch a mechanism called "equity investment". With a certain amount of money, you can double or even triple it after some time. You only need to be able to correctly and competently invest your “hard-earned money". However, today there is such a huge arsenal of financial instruments that many begin to doubt: “But will I lose, by investing money this way and that? ” Yes, the risk of burnout cannot be ruled out. But if you have certain knowledge and skills in the matter of the right investment financial assets then it can be minimized.
But how to become an investor, and not simple, but successful? Of course, there are secrets and subtleties of investing.
Is this road open for everyone?
Of course, those who have no idea how to become an investor may doubt whether it is possible for a simple layman to master this relatively new profession. Maybe it's better to keep your savings, as already mentioned, “under the mattress”, well, or in a bank? Well, hundreds of people do that. But do not forget that your “blood money” can be stolen by ordinary thieves, and a banking institution can suddenly go bankrupt. And you shouldn’t forget about inflation: no one will guarantee that money will not depreciate in six months or a year. But the golden rule of the economy, which states that one euro today is always more expensive than the same euro tomorrow, has not been canceled yet. Money should generate money, the only way to gain financial independence. That is why so many people are eager to get an answer to the question: “How to become an investor?” The sphere of investment is accessible to everyone today, and it is a mistake to believe that if someone does not have a solid start-up capital, then the path to the renter is closed. You can have a small deposit, and this is enough to multiply it at times. You just need to invest your financial assets correctly.
So, back to the question of how to become an investor.
What needs to be done?
It would seem that everything is simple: to invest in order to make a profit, you just need to have a certain starting amount and choose an instrument that will increase it. However, this is too simplified.
purpose
You have no idea how to become an investor from scratch? Let's turn to experts in this field - what will they recommend to us? First of all, you must set a specific goal. Currently, passive income for most people is a very blurry, foggy category. Where to invest? What for? How much to wait for profit? What if I lose my savings? These questions are usually asked by beginners. It must be understood that it is not enough, for example, to invest capital in any fund and wait for the monthly receipt of money.
Investment is a complex process that needs detailed preparation in terms of knowledge and experience.
Before investing money, experts recommend writing on paper all the stages of activity: it is important not only to determine the financial instrument for investing, but also to calculate potential profits and possible losses in advance. Be prepared for the fact that on paper you may have much less risk than in practice.Of course, it’s hard to part with your money, but, as a well-known saying goes, whoever doesn’t take risks, that ... Experts in the field of financial planning emphasize the principle of prudence. Its meaning is extremely simple: when drawing up a plan, lay in it the maximum risks and minimum incomes. In this case, you will know the most unfavorable developments in investment activity.
Knowledge is power
So, what else do you need to know for someone who is interested in how to become an investor? Where to begin? Naturally, the successful implementation of the above activities assumes that the subject has a certain amount of knowledge. We are, of course, not talking about the level characteristic of an assistant professor of economic sciences, there will be enough basic foundations. Currently, there is a huge amount of literature on the topic of investing.
If you don’t feel the strength to master the fundamental theoretical knowledge in the field of competent financing, you can use a service such as trust management. We will talk about it below.
Moral stability
If you want to become a successful investor, you need to have one important quality. Psychologically, you should be prepared for the fact that you can’t immediately “feel” your dividends from capital investments. Only dishonest businessmen can promise fabulous profits in a short period of time. It is in a few months that you will receive real money. At the same time, for the first time you will be tormented by doubts about the correctness of the decision made, and friends can even "twist at the temple." You should not listen to the advice of those who have never been involved in investing and have never been an expert in this matter. Continue to monitor the market situation and withdraw money only if there are serious risks.
Readiness for loss
Of course, you should not assume that becoming an investor is simple. A lot of people are scared away by the fact that by investing money, you can not increase them, but, on the contrary, lose them. Well, this is entrepreneurial activity, and it has been, is and will be fraught with risks. And you should not think that you are somehow "special", so you can miraculously avoid them.
We must try to do so in order to minimize losses. And even if you go bankrupt on one financing tool, this does not mean at all that the rest are also bad, and you cannot make money on them.
What else should be remembered?
If you are new to investment, you should not start with huge amounts (if any, of course). The size of investments should be such that their loss does not seriously affect your financial situation. Modern projects allow you to work with minimal amounts ($ 10), so almost everyone can start. However, it must be remembered that investing involves a single share. Profit is tangible when there is a systematic injection of money into a specific program.
Here is an example of a competent approach to business. Invest a deposit of $ 10 at 50% per annum. After 12 months, you will already have $ 15 in your account. Add another 10 dollars to them every month, and in a year you will become the owner of 156 dollars, in two - 406 dollars, and in three - 807 dollars.
After analyzing the above recommendations, you will be much less frightened by the question: “How to become a private investor?”, And after you put them into practice, your financial condition will “straighten out” in a few months. The main thing is a systematic approach to actions and strict adherence to all stages of planning.
Investment methods
We have found out what general recommendations must be followed in order to become a business investor.
There is a certain amount of money, the theory has been studied, a plan has been drawn up ...What's next? Now you should choose a specific financial instrument for profit, of which today there are quite a lot. Consider the most popular of them.
Transactions on exchanges
According to a huge number of experts, one of the effective investment tools is trading in the securities and currency markets. In just six months, this business can bring huge profits. At the same time, experts warn that the most profitable deals are fraught with serious risks. Successful operations on the exchange require a lot of experience and knowledge. Even “seasoned” traders are not insured against losses.
PAMM accounts
If trading on the exchange did not attract you, you can invest in this tool. Its advantage is that the investor is offered the option "Trust management". Using it, you trust your money to a professional who will be engaged in doubling your capital, and for his work he receives a reward. Naturally, in this case you are not required to know all the theoretical aspects that explain the laws by which the investment market exists. In certain cases, using a PAMM account, you can get up to 100% per annum.
Mutual funds
This tool is classified as the safest. You acquire the securities of several commercial entities and become their co-owner. After some time, stocks bring you profit, the so-called dividends. Of course, the value of the Central Bank constantly varies from smaller to large, and vice versa, so it is very important to be able to predict market conditions.
However, even with the most conservative estimates, mutual funds can make a profit of 10-15% per annum.
Bank deposit
The classic investment option. It is very important to choose a bank that offers the most profitable interest. The fact of the currency in which you make a contribution also affects the amount of profit. The ruble is more prone to inflation than the dollar and the euro.
The property
This is a tool that will bring a steady income. Want to become an investor in construction? Then it is important to remember a few nuances. First, decide on the size of the starting capital. If you invest in residential real estate, then the income will be one, but in the commercial - the other. Secondly, you must understand the laws by which the real estate market lives. As practice shows, large investors are born from experienced employees of real estate companies. And finally, you must think in advance in detail how to minimize potential risks, since the real estate market is quite volatile today.
Conclusion
In general, investing is a profitable and interesting activity. Get rid of laziness, and most importantly, from the thought that you do not have start-up capital to start. A small amount is enough for this. Record a clear plan on paper, calculate potential profits and losses, and take action. Good luck!
