Carding - what is it? This question interests many people. After all, a strange term appeared recently. And it is not clear what he means. In any case, one thing can be said: nothing good awaits you. This is another type of fraud, which can be difficult to insure against. Let us get acquainted with this process as soon as possible and learn how to make attempts to ensure our own security.
Fraudsters do not sleep
What is carding? If you think carefully, the term comes from English card - "map". In the understanding of modern man, an association with banking "plastic" immediately appears. And not just like that. Our word today, as already said, means fraud. But what exactly is it about?
What is carding? Nothing but a mining process bank details cards for the purpose of their further use. It can be said reading important information with "plastic" scammers. After the implementation of the process, detractors get full access to your account, as well as the ability to pay with your money. It is quite common in the modern world.
Scheme of work
The carding scheme is very confusing. It is impossible to identify any specific algorithm here. In any case, this is difficult to do. Fraudsters have long invented different methods for obtaining the information they need about bank details, accounts and citizens cards. Therefore, do not be surprised.
Carding - what is it? How to protect yourself from it? And is it possible to do this somehow? In fact, yes. It is enough to understand the working patterns of this fraud. Not all, but at least some. What methods are used most often?
Firstly, fraudsters are able to install special scanners - readers on ATMs and payment terminals. They read information from the strip of a bank card upon contact.
Secondly, the call pattern has long been widespread. Ostensibly they call you from any company (insurance, bank, etc.) and declare the need to verify the details of your details with "plastic".
Thirdly, money carding most often occurs on suspicious sites on the Internet. For example, when making purchases from unreliable sources or by paying with a credit card for questionable applications and games.
Fourthly, carding (without prepayment, suspicions and any transactions) is not excluded by means of virus infection of computers. Many citizens now store bank card details on the Internet, and also enter this data on a variety of pages. Viruses steal them and send them to their creators.
Some terminology
As we have already found out, carding is a kind of fraud, characterized by theft of bank cards or their details for future use. But this business has extensive slang. It should be understood. At least in order to understand what, in principle, we are talking about. No matter what you want to do, learn this type of fraud or protect yourself.
Let's start with the simplest. Minik (or reader) is a special reader. It, as already mentioned, reads data from the magnetic tape "plastic". And passes the information to the fraudster. A skimmer refers to the same device, but most often it is placed on payment terminals, and not on ATMs.
What are drops? Carding without this term is difficult to imagine. But probably. Drops are kind of intermediaries. People who receive cards, goods, and also make transactions based on the information received. A kind of extreme in which case.Experienced scammers do not work without drops.
There are also concepts such as "drop line" and "social engineering." The first term characterizes a person who is looking for drops and giving them assignments. But social engineering is a process of psychological impact on a person in order to obtain the necessary information. It is a common scheme of work of all scammers.
Without intermediaries
Carding without drops is rare. But he does have a place. Most often this is called phishing. This term refers to the creation of fake, but seemingly reliable Internet resources that will steal bank card information. Nobody forces them to do anything. It’s just through deception that the public is lured, which, for example, will make a purchase and enter its details with “plastic”. But he won’t see either the order or the money.
In principle, carding without drops is a risky decision in most cases. It will be impossible to find the extreme. And there is no one to substitute either. Only novice scammers work according to a similar scheme. In an extreme case, popular stores act as drops. More precisely, they don’t even suspect about it - scammers simply create duplicate phishing pages. And all the problems will be resolved. Great carding. Drop without prepayment, and even not suspecting anything, is the scammer’s dream.
Training
An important role in this matter is played by the knowledge of people about those whom they want to deceive. And in the field of psychology, it would also be nice to enlighten. All this will help the future scammer.
There is no training in carding as such. The only thing you can hope for is the help of professionals in this matter. Or psychology books. Especially on those that talk about techniques for manipulating people and psychological effects. It’s not always necessary to go for a direct deception. If you build a dialogue correctly, all the bank details will fall into your hands.
So there are no specialized courses on this process. If you want to engage in carding on the Internet, it does not hurt to have knowledge in web development and programming. All this will help, for example, in phishing. Trusting the various offers that offer fraud training is not necessary. You yourself will become victims. Only when it comes to free and anonymous (or closed) webinars. On the Internet, such offers are a rarity. Keep this in mind.
Work tips
So, we found out what the word "carding" means. What it is, in general terms, you now know: the type of fraud associated with bank cards. There is no training, but you can find many interesting articles and recommendations on the Internet. And, relying on them, learn fraud.
A few tips for beginners. Often you will be offered to be a drop without an advance payment. Do not agree. Being extreme is a risky business. And with a high degree of probability scammers will throw you for money. That is, you commit a crime, but you will not receive any payment or reward. If you are already going to be a drop, always try to work with a prepayment.
You can act independently, but very carefully. As already mentioned, the process of carding is extremely confusing. Sometimes even dangerous for a scammer. Only experienced and cunning people are able to work without drops. But even they do not. It’s better to be safe again, to hire drops and drop-in ducts for a fee. And at the same time be like behind a stone wall. Tracking a real scammer using such a system is almost impossible.
In real life, carding is not recommended. Instead, it is preferable to use the Internet and all computer capabilities. Often, the victims themselves provide all the information you need. It’s enough just to be able to influence people psychologically. Only the right dialogue and behavior will help you easily get the bank details of the card.And if a person independently provides this information, then it will not be possible to accuse you of a crime. This is how practice shows.
However, carding remains a fraud. It is not recommended to deal with them. Conduct only legal activities so as not to cause disaster. And if you got down to business, then try to be vigilant. Sooner or later, scammers will learn to catch and punish without much difficulty. And then carding will be extremely risky. How to protect yourself from scammers? There is no exact algorithm. But a few tips can be given.
All my own
The first and most important rule - do not give anyone your own bank card. And her details too. Even when it comes to loved ones. No one is immune from mistakes. Therefore, you should constantly monitor your banking "plastic".
Transferring the card to third parties is prohibited. Also, do not leave her unattended for a long time. It is better to carry a bank card in your passport or wallet - where it is difficult or impossible to get or steal it. Remember that neglect may not have the best consequences. And carding is no exception.
Caution is everywhere
Next, always be vigilant and careful when working with a bank card. Especially when it comes to the Internet and computer. Try to verify the accuracy of the sites you visit. And do not directly enter account details when making certain purchases in online stores. After all, data can simply be stolen from you.
It is also not recommended to store information about a bank card on a computer. And even more so in the browser. It is not possible to fully protect yourself from viruses. So, there is always at least some risk of carding. You may not be aware of this. It’s just that money will start flowing from the account. This type of fraud does not always completely block access to funds to the current owner. Rather, the opposite - he simply opens it to a third party. And the owner may not suspect that his account is "sucked" and pumped out money. Only balance control will help to detect theft.
Suspicious Sites
Of course, these tips are not a panacea for carding. Nevertheless, they will help reduce the percentage of risk of collision with fraudsters. It is also worth advising Internet users not to click on suspicious links. And do not install unreliable software.
This is especially true of social networks. For them come up with all sorts of applications that are supposedly able to expand the standard hosting capabilities. For example, they will allow reading other people's posts. Such carding reviews are received from victims very often. You will be asked to pay by bank transfer (only once for activation), but there will be no result other than the secret theft of a bank card. Only the computer will be infected, and your social network account will go into the hands of scammers. And now it can be easily involved in carding. Drop without prepayment, for example, works according to this scheme. In essence, the fraudster receives a work page and cardholder data. You can safely place orders and benefit from the perfect deed.
Prepayment in stores
Many online stores operate on a prepaid system. This is a normal occurrence. But never agree to a 100% payment for the goods, and even with a bank card. This is another technique used in carding.
Remember that no online store will require a full prepayment. This is especially true for resources that do not differ in scale. Be vigilant, only she can help you.
Summary
As you can see, carding is quite common. And no one is safe from him. Everyone is able to learn such techniques, but it is difficult to bear punishment for committed acts. Indeed, often the victims themselves provide bank details to fraudsters.
Try to keep all the plastic data a secret. And under no circumstances should they be reported to anyone. If you got a phone call (or wrote SMS) and introduced yourself as one company or another, drop the call. And then call back the real company number and ask why they need your bank details. No one has the right to be interested in this information. Especially on the phone.
Now you know everything about the concept of "carding". What is it, you can tell your friends to warn them.
