Types of fraud and the Internet are a huge problem for the modern world. The fact is that computers and the World Wide Web are becoming the main sources of people's good income. Thus, fraudsters use different moves to “breed” honest citizens. Let's see what you can face and how not to run into cheating on the Internet.
Online stores
Online fraud often starts with online stores. On the website of a store you will be asked to buy goods at low prices. This is especially attractive when you can buy exclusive goods at a lower cost.
Anyway, it will be - a branded blouse or an antique vase. The main thing is that you still want this thing. You need to know these types of fraud on the Internet and ways to protect against them, so as not to lose your money.
Further, there are several types of "divorce." The first and most frank is to pay for the purchase in full or prepay before receipt. After you transfer money to the scammer’s account, he simply disappears and does not get in touch. Any attempts to contact the administration will fail.
The second outcome is less unpleasant. You pay for the purchase, and in return you get either a fake or some nonsense that you didn’t order at all. Again, all attempts to contact the seller fail. This is an insidious way to divorce money. Try to avoid suspiciously low prices on unfamiliar store sites. Use proven resources.
Phishing
Types of online fraud can be quite difficult to recognize. The most popular wiring is phishing. The goal of this lesson is to get your plastic card details.
What method the scammer will use is unknown to anyone. Usually, letters are sent to you on behalf of banks or hosting companies where they start e-wallets containing information that you need to urgently repay the loan. Well, or just go to the bank's website to familiarize yourself with the changes in any area. Below you will find a link. In fact, such a page will look exactly like a real site, only it will be slightly modified.
You will be asked to enter your data from the card, as, say, the system of payment and cash withdrawal is changing. After you finish entering, all the information will go to the fraudster. Every year, such “scams” develop new types of fraud on the Internet, which allows attackers to take into account their old “mistakes”. So never follow suspicious links sent to you by email. And especially do not indicate any of your data.
Beggars
There are also such types of fraud on the Internet that are aimed at human psychology. More precisely, they simply “crush” certain points that force people to give their money of their own free will. These are insidious types of fraud. How not to fall for them? To do this, you need to know the "enemy in the face." So what do beggars do?
Begging on the Internet is not at all what you think. Nobody will write to you with a request "submit for food." Everything is arranged much trickier here. Websites or social networks post ads asking to help a sick child or an orphan. Naturally, no one will be stingy to save the life of the poor little baby. In the announcement, as a rule, all the data for communication and the personal account to which you want to transfer the amount of money are indicated.
You transfer money, hoping that you save the life of a child. But in fact, you are just adding funds to some scammer. In order not to become a victim of beggars, always try to call back to charitable organizations and find out the details. Also, think carefully before transferring money. Sometimes scammers get too prepared for their business.
Marriage scam
The most insidious types of fraud are on dating sites. They are aimed at the naivety of people and their responsiveness. This is a fairly popular way to divorce. Especially young girls and wealthy men. These types of online fraud in 2013 took second place in terms of “profit” and “impunity”. So you should be careful on any site.
Of course, "divorces" among foreign citizens are very popular. In an extreme case, compatriots who live quite far from the attacker. How does it all start? The thing is simple - the usual acquaintance. This can be an ad on the Internet on behalf of an undemanding cute girl who is looking for a serious relationship or a direct letter on a social network. By the way, the second option is the least likely - the fraudster will be quite easy to track down.
Types of online fraud on dating sites can last a long period of time. Typically, this "wiring" requires 2-3 months. After this period, filled with romance and love, the fraudster asks for help to solve financial problems. For example, give money for the placement of parents in a boarding house, transfer the amount for the flight to the bride / groom and so on. After the funds are deposited into the account, the victim remains “at a loss” and is no longer able to get in touch with the attacker. So be very careful when meeting online.
Viruses
Of course, the types of fraud on the Internet can not do without viruses. Fortunately, this kind of wiring is becoming less and less successful. The thing is that those who once "fell for the bait" will not bite for the second time, but they will also tell their friends.
The action of such fraud is based on the receipt of information from users. There are several basic “baits” that scammers use. For example, they can send you messages saying how to increase the rating of VKontakte or read other people's messages. In addition, programs can be advertised to intercept SMS from someone else's phone or direction finders to track someone by number.
You will be offered a link, after which you will be presented with a completely realistic site that will require you, say, a username / password from VKontakte or a mobile phone. After entering from a mobile phone, money will be debited, and the account from the social network will be stolen. To "return" you need to go through activation using a mobile phone. People usually grab onto phones and act on directions. But even after the "confirmation" the pages are not returned - they simply deduct money from you. So do not try to find hidden opportunities and do not get fooled by suspicious, attractive offers.
New
Types of online fraud in 2014 began to gain new momentum. Now the attackers have become even trickier. They decided to manipulate the hidden desires of the human brain.
So, a new way of divorce is the so-called "audio drugs". They say that they are harmless to the human body, help to relax and have fun. Their action is based on the effect on human binaural rhythms. Usually scammers use e-mail newsletters.
You will be asked to go to a site where you can listen to this type of drug. The transition does not bode well. Before you open a page where they will praise the proposed service. There you will find a "product catalog". You can listen to the recording only after its "purchase" - sending SMS. Such a “thing” is not very cheap.After payment, you can listen to the proposed recording, but, except for a headache, you will not receive anything.
Trojans are everywhere
Types of online fraud on websites may not be revealed immediately. For example, one of the most popular types of extortion of money is the so-called Trojan.Encoder virus. Now its 20 modification has come out. She is more perfect than her predecessor.
This infection is downloaded to the computer along with some infected file. What could it be? Anything: a picture, a game, and even a completely normal program. After that, data encryption takes place. For reading, you are asked to send an SMS with a specific code. Simply put, pay for viewing and decryption. Unfortunately, many are being "conducted" for this type of fraud, losing their money. In order to protect yourself, try to download files from trusted resources.
Caution Social Networks
Teenagers and children, and many adults, need to be very careful on social networks. Nowadays, types of fraud on the Internet are gaining more and more momentum, which often involve the user in participating in pornography.
A fraudster creates his page, disguising himself as an ordinary teenager. Then he begins to advertise various photo shoots, for which he is well paid. Thus, over time, from those who want to participate, they ask for an intimate photo. Next, the files are posted on the Internet.
Sometimes, such methods begin to develop into outright blackmail - for the “pictures” to be removed from the network and for relatives and relatives not to learn about such a “shame”, scammers begin to demand money from their victims. Having received a sum of money, they leave the files in their places, but trolling often stops, and the fraudster disappears.
Bonuses
This type of fraud is designed for those who want to quickly cash in with the help of making money on the Internet. Fraudsters offer programs that supposedly begin to collect various bonuses from surfing sites and other resources that help earn online.
In truth, over time, this method began to lose its effectiveness. Nevertheless, there are still people who believe that you can "circumvent" legal and reliable sites for money and go unpunished. Programs that collect bonuses require payment. From 50 to 150 dollars. Of course, after the victim transfers the funds to the account, nothing will happen. So do not use any additional programs, especially "helpers" to earn money.
Six Wallets
Types of online fraud on websites are sometimes similar to the old methods used in real life. These include the "theory of six wallets." Consider it on the example of the Internet.
The so-called "letter of happiness" comes to you. It will tell you colorfully that in order to get a good and quick income, you need to send, say, 1 dollar for each of the proposed 6 wallets (they are indicated at the end of the letter). After that, you will need to create a similar letter in the template, and enter the address of your electronic wallet with the last, sixth number. Then send an email over the Internet. And you will start to receive money.
In truth, this method is designed for stupid people. In addition, such letters involve honest citizens in the field of online fraud. It turns out something like "cheating as they cheated on me." Do not fall for such letters.
Magic money
It is hard to believe, but there are still people in the world who still believe that by sending money to an unknown anonymous electronic account, they will be returned an amount twice the amount sent.
Thus, scammers leave different announcements in which they write attractive offers about a "magic wallet". Sending 100 rubles and receiving 200/300/500 rubles in return is a great way to cash in. Of course, people are happy to send the amount and wait for the result. Nevertheless, he is not and never will be. Money is lost - this is the only result.
Remote work
There are quite interesting types of fraud on the Internet. On the sites of announcements posted vacancies of remote work. For example, "PC operator." The task is to reprint handwritten text. Of course, such vacancies really exist, although there are very few real ones.
A person is offered to do the first task. To receive it, you need to send 200-400 rubles to the wallet. This is a premium that must be paid only for the first job. After the first job, you are promised to reimburse the insurance paid. Motivation - irresponsible workers who took the job and did not do it. After the person sends the money, the employer disappears.
Try not to be fooled by tempting offers to work at home. Especially for the vacancy "PC operator at home." Before contacting the employer, it is better to study the reviews of real people about the company and company bosses.
Training and webinars
Naturally, scammers also offer different products and webinars, which supposedly in a few lessons will teach you how to create websites for making money / writing programs / writing applications for mobile and so on. It looks like a normal marketing ploy. True, in fact, such proposals are the work of malefactors.
In addition, “dishonest people” hold webinars. The following topics are becoming especially popular: “Types of Internet fraud and methods of protection”, “How not to become a victim of Internet scams” and all that sort of thing. You are offered to buy a book while attending a webinar or to pay a fee for the course you attended.
In order to protect yourself from this kind of situation, do not read suspicious invitations and do not get fooled by "vivid" book advertisements about ways to earn money or programming. Now you know the types of fraud on the Internet, how not to get caught on them and how detractors are encrypted. Be careful on the world wide web!
