If an organization needs checking account, then a card with specimen signatures and a seal imprint is the main document that will have to be issued. For what it serves, what are the requirements for it, you will learn from the article.
What is a card for?
There is a standard form 0401026 for the document. It is approved by bank instruction No. 153-I. However, it is permissible to use the form established by internal rules of a particular bank.
Why do I need a card with sample signatures and prints? To get a current account:
- for current operations to an individual;
- for the needs of IP;
- for the needs of a legal entity;
- to open a deposit.
Courts, bailiffs, notaries, law enforcement agencies - all of these organizations also need current accounts to work. Therefore, you need a card with sample signatures and a print of the seal.
The forms made by the printing house and also printed independently on the printer are acceptable for use. The card is issued to the client at the bank or can be obtained independently (for example, downloaded from the Internet from the website of a financial institution).
Special cases
A card with specimen signatures and a seal imprint is provided to the bank not only upon opening a current account. There are a number of cases:
- replacement of one of the signatures;
- print replacement;
- loss of print;
- changes made to full name the person recorded on the card;
- changes in the name of the organization;
- changes in the legal form of organization;
- suspension of authority of the governing body;
- termination of authority of the governing body.
A sample signature and stamp on the card is necessary so that the bank employee has the opportunity to reconcile with the details specified in the payment document. If discrepancies are detected, the bank will not accept the document. Transactions in the current account will be impossible.
Card with sample signatures and prints: example of filling
Let's consider all the document fields in sequence. The “Account Holder” field must be completed in strict accordance with the constituent documents of the company. If an account is opened for a branch or a separate subdivision, then the name must be indicated with a comma after the main name.
If the customer is an individual, then the full name is entered and date of birth. If the client is an IP, then after indicating the full name and dates of birth must be written: "individual entrepreneur". If we are talking about a person employed in private practice, then after the full name and dates of birth must include the type of activity (for example, a lawyer).
Field "Location". The organization here includes its legal address, individuals and individuals indicate the place of registration in accordance with the passport.
In the field "Phone number" you can specify several numbers for communication with representatives of the organization.
The “Bank” field should contain the full name of the financial institution in which the current account is open.
The “Bank mark” field is filled in by authorized employees of the credit institution, the client should not write anything here.
We proceed to the design of the reverse side. Field “Short name”. It is indicated only if there is one. Otherwise, the full name is repeated. Individuals here duplicate the information that was entered in the "Account Holder" field.
The line “Account number” is also filled in by the bank employee after the current account is opened.
In the field "Name" enter the persons who are authorized to sign documents. It can be one person, maybe more.
In the field "Sample signature" you need to sign. Signatures on bank documents will be compared with this model in the future, so it should be one that you can easily repeat in the future, otherwise difficulties will arise.
The “Term of office” field is not filled in all cases; you need to follow the instructions of a bank employee.
Item “Date of filling”. It is necessary to enter the date when the card with samples of signatures and print of the seal was issued.
Field “Customer Signature” - the document is certified by the personal signature of the account owner.
"Sample print." In this place you need to affix a seal. The print should be perfectly clear and accurate.
To do this, the print should be well saturated with ink, but not leave a blot. It is better to practice on a separate sheet. After making sure that everything is fine, put a seal in the box without violating its boundaries. If the stamp fragments are poorly visible on the print, the card will have to be reissued.
It is better that before the eyes there was a ready-made card with samples of signatures and a seal imprint. An example will help you understand how to correctly and accurately fill it.
Despite the fact that filling out a document is not difficult, it is better to do this in a bank under the guidance of a specialist, rather than on your own. Banks are very attentive to every detail, even too strictly. Self-completion of the card is fraught with the need to redo the work several times.
What if the organization works without printing?
Individual entrepreneurs have the right to work without printing, unlike legal entities. Individuals who open deposits and accounts for personal needs do not have a seal. But the document is called "a card with samples of signatures and a seal imprint." How to be
Everything is simple. The filling instructions indicate that individual customers have the right not to fill this field. If the individual entrepreneur has a seal, then its imprint must be affixed to the card.
How to confirm the credentials of individuals
A card with specimen signatures and a seal imprint (form 0401026) must be completed by an authorized person.
What documents are required for confirmation?
All are required to provide a passport. Individual entrepreneurs also provide registration certificates, legal entities - a set of statutory documents.
In some cases, notarization of the signature of the person in charge may be required.
If we are talking about a foreign organization, then a translation of documents into Russian, notarized, will be required.
Where is the card stored?
The document is filled in one copy and stored in the bank. Card with samples of signatures and seal imprint - a sample with which employees of a credit organization will verify each payment document received for execution at the bank.
Card with samples of signatures and seal imprint.
