So, today we’ll talk with you about how to get a Sberbank card. This is a fairly simple process. True, if you know what you may need for this. And choosing the right card is not as easy as it sounds. Let's try to deal with you, which is better - "Visa" or "Mastercard", and at the same time learn how to get bank cards.
Time
Well, if you are thinking about how to get a Sberbank card, then the first thing you need is time. It should be a lot. After all, now all banks are simply teeming with people. Everywhere lines, crowds, discontented people.
If you decide to go to the bank, it is best to choose a weekday. Then there will be less queue. Well, if you do not go to carry out the idea in the evening. Otherwise, for the 5 minutes at the table, you’ll have to spend a couple of hours in line. In general, if you are thinking about how to get a Sberbank of Russia card, then worry about the time in advance. Yes, it’s not always that bad. Only now it will not hurt to be safe again. Now let's see what else is needed.
Choice of "tariff"
So, if you are thinking about how to get a Sberbank credit card (and a receivable card too), then you will need to choose the appropriate rate. Now the variety of types is simply enormous, which sometimes just makes us think: "What to choose?".
Of course, you can ask for advice from bank employees. They will tell you everything they only know, and also help you find something suitable. True, sometimes due to the large amount of information you may simply not understand the differences among the cards. In fact, there is no particular difference in them. Nevertheless, many are very serious about choosing a plastic card.
To facilitate this matter now can the site of Sberbank. On it you can find all the information you need about which tariff is better. More precisely, all possible options will be described to you, and the choice is yours. Once you decide, it remains to do a few actions to get the desired "item". Let's see how to get a Sberbank card, but first we’ll get acquainted with the most popular cards - “Visa” and “Mastercard”.
Currency issue
So, now we’ll try to understand with you a question that worries many people who plan to use bank cards. It's about what is better: Visa or MasterCard.
So, if you are thinking about how to get a Sberbank Mastercard or Visa card, then first decide for what purpose you will need this "service". If you plan to use only rubles, then you can completely use any type. True, it should be borne in mind that Visa is an American payment system. It follows from this that it works primarily with dollars. But MasterCard - with the euro. Thus, special attention should be paid to your calculations and actions with the currency. Depending on what you will often "work" with, you can choose the type of bank card.
True, a modern private individual rarely thinks about this topic. After all, more and more often only rubles are used for calculations. So, we can say that it is best to take the advice of an employee of the department of the selected bank in order to get a "credit card". But these are not all the differences. Let's see what else can affect your choice.
Processing speed
Until recently, the data processing speed of payment systems was slightly different from each other. This made residents think about which card is better to choose - “Visa” or “Mastercard”.As a rule, here, too, the emphasis was on the currency with which the systems work. For lovers of traveling across Europe, MasterCard was suitable, and for other customers - Visa.
Nevertheless, now it is not particularly necessary to think about what to choose from these two payment systems. The thing is that according to the law, both "Visa" and "Mastercard" have now switched to processing payments mainly in Russia (for Russian settlements). More precisely, "manipulations" with cards now necessarily pass through the so-called national payment system. Data is processed the same way. Thus, if you do not plan to pay in currency, then, we repeat, there is no difference for you in these systems. Feel free to choose what you like best, and then go and draw up a card.
What do you need
But how to get a Sberbank card? What is needed for this when we have already stocked up time, and also selected the type and tariff that suits us? Of course, a list of documents.
The most important thing you need is a passport. Without it, you can’t do anything at the bank. So do not forget it when you decide to make a card. In addition, you will also need some amount of money. It depends on what tariff and type of card you have chosen. As a rule, for the first year of service, a fee is charged immediately. For example, the simplest (so-called typical) Mastercard card account for 1 year requires a payment of 750 rubles. Not such a large amount, but it is better to pay off the debt immediately.
In addition, you will need a mobile phone number. This is an important component. From your mobile phone, you can manage money, as well as receive SMS about replenishment of the card and debiting funds. In addition, information about the remaining money will also come here. After you have prepared, you can go to the bank to apply.
Receipt process
So, first of all you need to collect all the documents and take them with you. If you have forgotten your cell phone, it’s not scary. The main thing is to remember his number. But without a passport, as already mentioned, you can’t do anything. After the "identity card" is in your pocket, you can advance to the bank.
Sberbank is best to choose the one that is closest and most convenient for you to go to. After all, after the card expires, it will have to be replaced with a new one. With all this, this service is carried out in the department where you started the "old" card.
Take the "ticket" in the device (now almost every bank is equipped with such devices) from the "cards, account operations" section. Wait for your turn. When you approach the employee, inform that you want to get a bank card, and after that tell me the tariff you have chosen. Here you will be asked for a passport. The employee will issue a card and ask you to come up with a secret word, as well as a pin code for the card. When the process is completed, you can immediately give the details of the future card. In addition, you can replenish it through the "Mobile Bank". But in the "material" form, you can get the card only after 2 weeks.
Wait until they tell you that everything is ready, and after that just come to the Sberbank branch of your choice with a passport and say that you came to pick up your "credit card". That's all. Now you know how to get a Sberbank Visa card or any other.
