So, today we’ll talk with you about how to use the Sberbank ATM. Let's look at the available functions with you, as well as the rules for dealing with this "system." Indeed, many people say that they have a certain fear of this machine, and bank employees are not everywhere, they will not always be able to help you. So let's get down to exploring our topic today.
We get a card
So, in order to decide how to use the Sberbank ATM, you first need to have this opportunity. To do this, you need to get yourself a plastic card. As a rule, every adult citizen is given this opportunity. But what do we need?
So, the first thing is a passport. Without it, you can’t make any operations at the bank. Unless pay utility bills. They will not conclude any contracts without an identity card.
The second important point - you must choose your card type and tariff. Any employee of Sberbank will help you with this. In addition, you will need a work mobile number.
With a passport, you go to the nearest branch of Sberbank of Russia, write an application for a specific plastic card. In your arms it will be in your hands after about 2 weeks. Now you can think how to use an ATM Sberbank. The instruction is quite simple, the main thing is to know what exactly you need to do.
Terminal vs ATM
Well, first of all, let's try to understand with you how the Sberbank terminals differ from ATMs. Indeed, in those and in others there are absolutely identical functions. And to everything, both ATMs and payment terminals, as a rule, are even in the same room. Queues to them, too, frankly, are equally long (and sometimes long).
The thing is that the payment terminal is the same ATM, but without one important function. He cannot give money to the client. Such a machine is directed only to accept cash. Thus, if you need to pay bills, then there will be no difference between these two “devices”. But in the case when you need to withdraw money from the card, use only an ATM. As you can see, there is a fundamental difference in only one case. So let's find out how to use a Sberbank ATM.
The first steps
So, you have decided to independently use the "machine" of the bank, which has the opportunity not only to replenish the card account, but also to give you the already existing amount of money. But what do you need?
First, find an ATM convenient for you by location. If you are the first time to "communicate" with this device, and even not particularly versed in technology, it is best to choose a place where there are fewer people, it will not be very pleasant to detain people and rush yourself.
After that, pick up a card and go to the chosen place. Now we will learn how to use the Sberbank ATM correctly. To get started, insert the card into the "car". You need to do this correctly. How exactly? Remember a little rule: the card is inserted into the receiver so that the "Visa", "Maestro" or "Mastercard" icons are in the lower left corner on the top side of the card. After that, you will be asked to enter a pin code. Then you can perform all available operations. The main advantage here will be the absence of a commission. This is especially noticeable when replenishing the balance of a mobile phone. For comparison: payment terminals (not at Sberbank) charge a commission of 4-6% of the payment amount.
Check
But how to use a Sberbank ATM? Withdraw money, for example.This is done quite easily, especially if you come across a fast "machine" that instantly processes all the operations. So, when you have identified your bank card, you can begin to carry out the "manipulation".
Well, if you already know how to use a Sberbank ATM, then it is best to start by asking for the current balance. This is the simplest feature that is only available to customers. In the main menu, click on "Information and Service" in the ATM, and then select "Account balance". There may also be inscriptions: "Balance", "Request for balance", "Balance" and so on. After that, you will be offered two ways: display the account information on the screen or print the check. Then you can remove the card or continue working with an ATM.
Money transactions
And now let's take a closer look at our task with you - withdrawing cash from the card or replenishing the balance. These are fairly simple operations. For the first task, just a card is enough, and for the second - also cash, which will be deposited into the account.
So, after checking the balance (the operation is optional, but recommended), everyone can receive cash from their credit card. In the main menu, select "Cash Transactions". You will be taken to a new screen where all possible operations will be displayed. To withdraw funds, select "Withdraw cash". After that, you should choose the amount (it can be entered manually), and then the method of issue: large bills or small ones. Then continue the operation. Enter a pin code if necessary.
Similarly, the operation to replenish the account. It is enough to see the message "Insert notes into the bill acceptor" - this is a signal to action. After all the money has been paid, click "Next." That's all. Now you know how to use a Sberbank ATM.
By the way, all actions with this "machine" occur in a similar way - they inserted a card, selected a function, deposited / withdrawn / indicated the amount of necessary funds, entered some additional data if necessary and completed the action. Pretty easy and simple. Especially if you know what and where is located.
