The crisis has come. Each person certainly hopes that since everything passes, the crisis will pass. Of course, blessed times will come someday, and we must hope for them. However, it is better not to expect this to happen quickly. Therefore, it is necessary to find a way how to survive in a crisis without losing the joy of life, which is nevertheless beautiful and amazing.
Closer to Europe
Almost all companies have switched to a new way of living in austerity mode: staff are reduced, salaries are also reduced, and inflation and the cost of all necessary industrial and food products are growing. The already high spending on utilities, gas and electricity was increased. Devaluation eats up accumulation. Now those who have retained their workplace, even with the same pre-crisis salary, are now happy. But how can people who have lost their jobs survive the crisis? Senior citizens? To students? Single women with children? How to survive in a crisis for an ordinary person?
Of course, there are no miracles in the world. Have to thoroughly rethink your life. Recall how a girlfriend in prosperous Germany, washing in the shower, turns off the water when soaped up, because the water supply is extremely expensive. Salaries there, of course, are high, but taxes make up 45% for self-employed people. Recall how a former co-worker who married warm Spain knits thick woolen stockings for all winter relatives in the winter, and relatives love her for this, because in apartments in the winter, she has ten plus and often plus five. On the street is almost the same. Heating, of course, can be turned on - as much as you like. But do not include, so as not to faint when you receive an invoice for its consumption. Better to dress warmer. How to survive in a crisis in Russia? Of course, save too.
Meal'n'Real
The best time to learn how to save is the time of crisis. Macroeconomics, of course, will suffer, because it needs public spending, it builds up weight when people lose weight. However, if we all die out, then this will not be good for her either. How to survive in a crisis and not to drop the dignity of the country is the most important question. The people seem to understand this. What you need to save in moderation so as not to starve either physically or intellectually. From physical hunger you can get a stomach ulcer and even die, and from intellectual hunger you can get sick with depression and die too (yes, this is a disease, not just a bad mood, and it is even fatal).
A healthy person, starting a hunger strike, on the third day at night in the twilight state can swallow everything that he finds in the refrigerator, without even noticing it. If the soul is starving, you can go crazy, maybe not so fast, and therefore the process itself is less noticeable. However, almost all ordinary people are now trying to save on spectacles. Otherwise, how to explain these crazy lines to museums and theaters? Starved, of course, that’s how they fell for Serov and the company. And with the onset of the crisis, they invested money not in salt and matches, but in expensive TVs, cars and real estate, buying all this at pre-crisis prices and in multiple copies at the same time. This, of course, was not very reasonable, because now they all have to think about how to survive the crisis.
Tips and ideas
Film lovers! Download movies from the Internet, and visit movie theaters in the morning or afternoon - cheaper. Buy the best movies on discs, which you can then share with colleagues or friends. Theaters and music lovers! Do not go to premieres, be content with not the best places, maybe not even on the ground. Read books online.Listen to music online. By the way, it is he who knows best how to survive in a crisis.
Instead of the services of a very expensive fitness center, find a special fitness area (in almost every park), or you can just run around the park or stadium. Meet friends not in a restaurant, but in the fresh air. Instead of a trip to Turkey, visit the water park, which, although not by much, but still cheaper. To learn how to survive a crisis, you need to change your mindset. But entertainment should be!
Kopek loves the bill
The Russians are accustomed to living, if not in a big way, then in any case, without regard to financial losses. But now, since it is becoming increasingly difficult to survive in a crisis, it is necessary to join the elementary family economy. Few people will be able to accurately report where and what spent so quickly ending wages for the last month.
And this must be fixed. Then it becomes clear that the lion's share of the income goes to useless trifles. How to survive in a crisis in Russia to people who have such a hole in the palm of their hand that a penny falls out? You just need to keep notes.
Income and expense
Statistics is a corrosive lady; she will make a person feel the whole spectrum of emotions - from bewilderment, amazement and grief to shame and conscience. And again, the Internet to help, where there are a huge number of free online programs for conducting family accounting, any of them will clarify how to survive during the crisis: determine goals, point to meaningless costs, build a schedule, analyzing expenses.
But you can do this with a simple school notebook, all the same, the money that has flown away will be revealed. An impartial analysis will help to reduce costs in the future, and even will not bring harm to well-being, except for emotional costs.
Do it yourself
The service sector also suffers significantly during the crisis. Now they’re much less likely to call a “husband for an hour,” who, at best, will hammer a nail no worse than the hostess of the house, but will take more time from her, because she will not immediately and not when she needs it.
How to survive the crisis, it will be clear after the door has been painted on its own with water-based paint for the walls, which will have to be washed off with a rag, then to normally be painted with oil. After the conditional manager learns to use a drill and paste wallpaper, and the conditional programmer "rolls" the baseboards and grow not only cacti.
Subsidiary farm
Senior citizens, for example, are very inventive. They certainly know how to survive the crisis. Ideas can be very different. The author of this article suddenly managed to collect about eight kilograms of cherry tomatoes from four roots, squeezing dates and avocados on the window, which can never be harvested.
And you can also buy a salad bought in a store, sold in small pots, grow on the window an additional two or three times, if you immediately pick the leaves for food, without touching the middle, free the roots and plant them in the ground. Peking cabbage pleases even more - a cut head of cabbage grows anew in the same composition, there is no need to even preserve the middle. The owners of balconies are probably doing real agricultural miracles. If interests and hobbies begin to bring at least a small, but benefit, it becomes clear how people survive the crisis.
Availability
British scientists have found an interesting fact: money is spent much more economically if a person pays in cash, and if you use a card, it becomes an outrageous spender with a difference of about forty percent.
It is really much more difficult to part with blood money, burdening a purse, everyone probably felt it, so it is very possible that this time the British scientists did not disappoint in the conclusions. Accordingly, a tip: cash out exactly as much money as you need for shopping.To find out the amount that will be required, again, you can first ask the price on the Internet: now each store has price lists.
The main thing is gradualism
If a person has a limited amount of money, he will act according to priorities and will not buy anything unnecessary. Well, or almost nothing - at first, and you should carefully consider this. No good habit is acquired quickly, unlike bad ones.
You need to be indulgent to yourself for a while and forgive your weaknesses. And you can not succumb to provocations regarding discounts and bonuses, these promises are often not as real as they seem. Marketing has become more inventive than retirees who are looking for ways to survive the crisis, while marketers are looking for ways to sell.
Dangerous marketers
Now the goods are laid out in supermarkets so that our wallets feel better to the maximum. The main thing is not to rush. The larger the inscription about the discount, the more likely the price of the goods is raised a day or two ago, which can be figured out. The stock promises twenty percent, and a preliminary rise in price may have taken place three times, and this happens quite often. And you need to be careful with the goods that are exhibited nearby, because they are probably the most expensive in the store, and they are specially delivered next to them, in the hope of the buyer's automatism. Not everything on this shelf has fallen in price, not everything.
Products exhibited at eye level are always the most expensive, you need to look higher and lower, at the same time charging for the eyes. How not to be upset if, returning home with a purchase, you suddenly find the same products in a small shop next door, but much cheaper? And here the Internet will help you figure it out - compare prices for the same product in different stores. And if the cost of transportation does not exceed the benefits of the purchase, then - go! The crisis can also have a positive impact, encouraging people to mobility, ingenuity, needlework, restraint, curbing passions. Indeed, for very many, shopping is a passion that is quite capable of ruining the welfare of the whole family.
Tips adapted
One of the most expensive articles is alcohol. If you moderate, and even better - leave this addiction, a lot of money is saved. So is smoking. Many products are cheaper to buy in bulk. For a large family, this is a huge help. For most large purchases, there are seasonal discounts, you need to arm yourself with patience and be sure to use the Internet. When using electricity in many cities, it has become easier to save, because there are two or even three tariffs. Nighttime is the cheapest, so many include washing machines after nine in the evening. If possible, install water and gas meters. The savings are very tangible.
At work, you can not use business catering lunches, but take lunch with you from home; almost everywhere there are microwaves in offices where food is heated. Be sure to, after receiving each salary, twenty-five percent should be postponed for unforeseen circumstances, for the same dentistry, for example, or other force majeure circumstances. The same job loss will require no one knows how much time and effort to find a new one. Many of the pre-crisis times pay loans: mortgages, cars and more. If the deposit contains accumulations, it is possible to preserve nerve cells almost in full composition.
Get rid of bad habits
Almost all modern people are unhealthy consumers, such a disease has developed in society over the past decades. It is necessary, if not stopped, to significantly reduce purchases that do not have functionality: souvenirs, toys (even for small caprices to purchase only the necessary ones, developing ones), cosmetics (if bought for the future), clothes (if purchased at sales and needed only for the closet ) You can’t spend money on fast food, you can’t order pizza. It is not only expensive, but also extremely unhealthy.It is much more correct to buy food cheaply and develop cooking.
Each person, if he wants to survive the crisis and maintain health, must learn to draw up his own financial plan and, as far as possible, adhere to it. It may well be that expenses will require additional sources of income. Then you will need to moderate a bit watching TV and generally staying on the couch. Depending on their abilities and desires, everyone can find something to their liking, for which they will at least pay a little. Pensioners often go to nurses or nannies, students program or fill out sites on the Internet. At worst, you can rent an apartment or part of it for rent.
