Support from state authorities for young families favorably affects fertility in the country. Numerous benefits and subsidies allow you to minimize the necessary costs and get additional benefits. By using the funds received, the baby's parents can pay for the most important, primary life needs. However, to get the required amount you will need to go through significant bureaucratic red tape. What are the necessary documents for obtaining maternity capital? If you do not know the answer to this question, then the information presented below will be very useful for you.
Who is entitled to subsidies?
Before determining the documents for obtaining maternity capital, it should be clarified who has the opportunity to count on it. In most cases, it is generally accepted that the mother receives the amount due, and this is indeed so. First of all, state support can apply for:
- a woman who became the mother of her second child after January 1, 2007;
- a woman who adopted a second child after January 1, 2007.
Under certain conditions, the baby's father can also expect to receive money. This usually happens if:
- the mother died or is presumed dead;
- mother committed crime against personality and the health of her baby, as a result of which she was deprived of her parental rights in the established manner;
- in relation to the mother who adopted the baby, the procedure was performed cancellation of adoption.
Even children can use maternity capital, naturally, provided that their parents did not receive such a benefit on their own. The amount is divided into equal shares depending on the number of children and is paid:
- minor children (under 18 years old);
- full-grown children (18 to 23 years old) studying at the university.
Another very important condition is that this support program for young families with more than two children is limited by the time interval (from 01/01/2007 to 12/31/2016). 
Where to start?
So, what do parents need to do to get a certificate for the coveted amount? Certain documents for obtaining maternity capital should be submitted to the Pension Fund. There are no specific terms, but first you need to make sure that you belong to the circle of people who may qualify for cash compensation. Consideration of the submitted securities is carried out within 30 days (one month), after the specified period the commission will issue a verdict, and you will find out whether the expected funds will be received or not.
Why can you be denied?
In some cases, even if you have collected all the documents for obtaining maternity capital, you may be refused to issue it. This happens for a number of reasons, the main of which are as follows:
- lack of citizenship of the Russian Federation by mother or child;
- the provision of false or knowingly distorted data, the absence of any of the required documents;
- deprivation of parental rights in relation to the baby, upon the birth of which the opportunity arose to receive financial support from the state.
What do you need for initial registration?
What documents for obtaining maternity capital for a second child need to be submitted to the relevant state institutions? First, we will analyze what you need to get a certificate for a certain amount.
First of all, you will need to prepare a statement. It is filled by hand in the prescribed form. A sample of such a document is given below, the original you can get at the Pension Fund (at the place of residence or registration). In addition to the application, you will need to provide a certain set of documents (it is better to bring both originals and photocopies). These include:
- passports of parents (marks on registration and citizenship are required);
- birth certificates of children (with a citizenship mark) - at least 2 pieces (for each child);
- documents confirming adoption (if any).
Upon receipt of a ready-made certificate, you will need to present only the original baby’s birth certificate.
How to get money for reconstruction?
What documents are needed to obtain maternity capital for the reconstruction of housing? This issue is rather complicated, because the proposed repair does not increase the area of the house or apartment, but only improves the technical characteristics. Under such conditions, state assistance will not be provided to parents. If the proposed work will lead to a change in the dimensions of real estate, then you will be able to use the subsidy.
Based on the information provided, it would be more logical to ask the question as follows: "What documents are needed to obtain maternity capital for the reconstruction of the house?" After all, it is possible to increase the area only if you are the owners of a private house, not an apartment. Before you plan repairs and make an estimate, it is recommended that you address this issue to the Pension Fund. Specialists will evaluate your specific situation and inform you of a preliminary decision on whether it is possible to issue funds for such purposes or if you demand the impossible. To transfer funds you will need to provide documents of the following nature:
- statement;
- mother’s passport (or recipient’s passport);
- certificate of maternity capital;
- documents confirming the ownership of the house, the area of which is planned to be increased (note that the reconstructed premises should be shared by the mother and her children / parents and their children);
- details of the current account to which the transfer of subsidies will be made;
- work contract (in the event that work will not be carried out on their own, but with the help of wage workers);
- permission to carry out repair and construction works.
How to get money for construction on your own?
Quite often you can hear the question of what documents are needed to obtain maternity capital for construction. First of all, it should be noted that you can build a house both on your own and with the services of a contractor. Depending on which way you prefer, and the necessary documents will be determined to receive maternity capital for building a house. To begin, let's talk about what to do if you decide to save money and carry out all the work yourself. So, you need to provide to the Pension Fund:
- statement;
- certificate;
- passport of the mother or the person who received the certificate (with a registration mark);
- documents confirming the ownership of the land on which it is planned to carry out construction work;
- details of the current account to which the transfer of subsidies will be made;
- building permit (if issued in the name of the spouse, then the marriage certificate);
- an obligation drawn up in the established form and indicating that the owners of the constructed house will be all representatives of the family in equal shares (both children and parents).
How to get money for construction under a contract
What documents are needed to obtain maternity capital for construction, if it is not carried out on their own, but with the help of outside workers? As a rule, the package of securities does not change, you just have to add a contract to it. This is done in order to change the payment scheme. When building a house yourself, the transfer of funds to your account is carried out in two stages:
- 2 months after writing the application - the first tranche;
- 6 months after receiving the first tranche - the balance.
If the documents for obtaining maternity capital for the construction are collected taking into account the contract, the money is transferred immediately in full.
How can maternity capital be used in housing?
However, the most popular question is what documents are needed to obtain maternity capital for the purchase of housing. There are also many nuances in this direction. You can spend money on:
- repayment of an existing mortgage;
- the purchase of new housing through mortgages and subsidy funds;
- share building;
- purchase of housing at own expense and means of subsidies.
Each situation has its own characteristics, and they must be properly understood and taken into account. We will analyze the most popular of them.
The use of subsidies for the purchase of housing subject to the addition of own funds
What documents for obtaining maternity capital for the purchase of housing are needed if some of the funds are already in your hands (not a mortgage, but your own savings)? In this case, the transaction begins with the preparation of the contract KP (sale) with deferred payment. After you have made a part of your own funds and filled out the necessary papers, it is time to submit an application to the relevant state bodies. In addition to it, you will need:
- certificate;
- passport of the person who received the certificate;
- a copy of the KP agreement that has passed state registration;
- certificate from the seller that he really intends to conclude a transaction on a deferred payment terms;
- seller’s bank account number.
If your baby is still very small, in a special way the legislation of the Russian Federation defines documents for obtaining maternity capital for the purchase of housing. Up to 3 years, for a successful resolution of the issue, you will need to provide a number of additional certificates and papers (for example, SNILS, marriage certificate, etc.).
How to pay off a mortgage with a subsidy?
Documents for obtaining maternity capital for mortgage repayment, as a rule, form a list of the following items:
- certificate;
- mortgage (credit) agreement and a certificate from a banking institution, which will indicate the balance of funds necessary for the full repayment of the loan;
- passport with registration and citizenship;
- proof of ownership of real estate;
- an obligation drawn up according to state standards and testifying to the registration of ownership of real estate in equal shares of the whole family (children and mother / children and parents);
- marriage certificate and spouse's passport (you can provide not originals, but copies).
Regional features
Depending on the place of your residence, there may be certain variations of the list of securities for obtaining a certificate and further use of the subsidy. Let's talk about what documents are needed to obtain maternity capital in Crimea. To begin with, it should be noted that this state support program has been implemented on the territory of the republic since 01/01/2015. Those who have had a second child (third, fourth, etc., if such a subsidy has not previously been issued) can receive financial support during the period from January 1, 2007 to December 31, 2016. So, what documents are needed to obtain maternity capital in Crimea? The certificate is issued subject to the availability of:
- passports of the Russian Federation;
- birth certificates of children.
The last document should include data on the citizenship of the parents, a mark on the translation of the document into Russian, a mark of the state body of the Russian Federation in the field of control and supervision of migration.
Documents for obtaining maternity capital in the Moscow Region can be provided not only to the Pension Fund, but also to the Social Security Administration. This usually happens if you are applying for regional subsidies. In this case, the list of documents and requirements for their execution are standard.
